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Fedbank Financial ServicesNSE:FEDFINA -1.53%40 Days Payable is 2.11 as of Jun. 2026, which is 44% below its 10-year median of 3.74. GuruFocus rates NSE:FEDFINA with a GF Score™ of 40/100. The stock has 9 warning signs investors should review. Among 300 Credit Services companies, Fedbank Financial Services ranks worse than 88% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:FEDFINA vs V, MA, AXP: Days Payable Comparison
For the Credit Services subindustry, Fedbank Financial Services's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fedbank Financial Services Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fedbank Financial Services's Days Payable distribution charts can be found below:
* The bar in red indicates where Fedbank Financial Services's Days Payable falls into.
Fedbank Financial Services Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fedbank Financial Services (NSE:FEDFINA) has a Days Payable of 2.11 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Fedbank Financial Services and its competitors. This is 44% below median its historical median of 3.74. Over the past decade, Fedbank Financial Services' Days Payable has ranged from 2.43 to 7.94. According to the industry distribution chart, Fedbank Financial Services ranks #264 out of 300 companies in the Credit Services industry, placing it in the top 88%.
Is Fedbank Financial Services' Days Payable too high?
Fedbank Financial Services' current Days Payable of 2.11 is 44% below median its 10-year median of 3.74. Over the past 10 years, this metric has ranged from a low of 2.43 to a high of 7.94. The Credit Services industry median Days Payable is 33.41. Fedbank Financial Services' value of 2.11 is 93.7% below this industry median. Based on the distribution chart, Fedbank Financial Services ranks #264 out of 300 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Fedbank Financial Services has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Fedbank Financial Services' Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Fedbank Financial Services ranks #264 out of 300 companies for Days Payable. This places Fedbank Financial Services in the lower half of its industry. The industry median Days Payable is 33.41. Fedbank Financial Services' value of 2.11 is 93.7% below this benchmark. Historically, Fedbank Financial Services' own Days Payable has ranged from 2.43 to 7.94 over the past decade. While the company's 10-year median is 3.74 vs. the industry median of 33.41, Fedbank Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fedbank Financial Services's current Days Payable of 2.11 is 93.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Fedbank Financial Services and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fedbank Financial Services's current Days Payable is 2.11, which is 44% below median its own 10-year median of 3.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fedbank Financial Services stock overvalued right now?
Fedbank Financial Services (NSE:FEDFINA) has a current Days Payable of 2.11. The current Days Payable is 2.11, which is 44% below median its 10-year median of 3.74 and 93.7% below the Credit Services industry median of 33.41. Fedbank Financial Services' overall GF Score™ is 40/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Fedbank Financial Services (NSE:FEDFINA), the current Days Payable is 2.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Fedbank Financial Services Ltd is a retail-focused non-banking finance company. It is focused on catering to the MSMEs and the emerging self-employed individuals (ESEIs) sector. It has a well-tailored suite of products targeted to match its customers' needs, which includes mortgage loans such as housing loans; small ticket loans against property (LAP); medium ticket LAP, unsecured business loans, and gold loans. It also has a Phygital doorstep model, a combination of digital and physical initiatives, for providing customized services to its customers across all of its products. The company's operations are classified into three business segments; the Retail Finance segment which derives the majority of its revenue, Distribution segment, and the Wholesale Finance segment.
40GF Score
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