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Fedbank Financial Services (NSE:FEDFINA) Interest Coverage : N/A (As of Mar. 2025)


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What is Fedbank Financial Services Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Fedbank Financial Services's Operating Income for the three months ended in Mar. 2025 was ₹1,017 Mil. Fedbank Financial Services's Interest Expense for the three months ended in Mar. 2025 was ₹0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Fedbank Financial Services's Interest Coverage or its related term are showing as below:


NSE:FEDFINA's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 65.99
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Fedbank Financial Services Interest Coverage Historical Data

The historical data trend for Fedbank Financial Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Fedbank Financial Services Interest Coverage Chart

Fedbank Financial Services Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25
Interest Coverage
14.36 24.09 31.42 34.92 N/A

Fedbank Financial Services Quarterly Data
Mar21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A No Debt N/A No Debt N/A

Competitive Comparison of Fedbank Financial Services's Interest Coverage

For the Credit Services subindustry, Fedbank Financial Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fedbank Financial Services's Interest Coverage Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Fedbank Financial Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Fedbank Financial Services's Interest Coverage falls into.


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Fedbank Financial Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Fedbank Financial Services's Interest Coverage for the fiscal year that ended in Mar. 2025 is calculated as

Here, for the fiscal year that ended in Mar. 2025, Fedbank Financial Services's Interest Expense was ₹0 Mil. Its Operating Income was ₹4,505 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹99,611 Mil.

GuruFocus does not calculate Fedbank Financial Services's interest coverage with the available data.

Fedbank Financial Services's Interest Coverage for the quarter that ended in Mar. 2025 is calculated as

Here, for the three months ended in Mar. 2025, Fedbank Financial Services's Interest Expense was ₹0 Mil. Its Operating Income was ₹1,017 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹99,611 Mil.

GuruFocus does not calculate Fedbank Financial Services's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.


Fedbank Financial Services  (NSE:FEDFINA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Fedbank Financial Services Interest Coverage Related Terms

Thank you for viewing the detailed overview of Fedbank Financial Services's Interest Coverage provided by GuruFocus.com. Please click on the following links to see related term pages.


Fedbank Financial Services Business Description

Traded in Other Exchanges
Address
Paspoli, Plot No. 71 A, Unit No. 1101, 11th Floor, Cignus, Powai, Mumbai, MH, IND, 400087
Fedbank Financial Services Ltd is a retail-focused non-banking finance company. It is focused on catering to the MSMEs and the emerging self-employed individuals (ESEIs) sector. It has a well-tailored suite of products targeted to match its customers' needs, which includes mortgage loans such as housing loans; small ticket loans against property (LAP); medium ticket LAP, unsecured business loans, and gold loans. It also has a Phygital doorstep model, a combination of digital and physical initiatives, for providing customized services to its customers across all of its products. The company's operations are classified into three business segments; the Retail Finance segment which derives the majority of its revenue, Distribution segment, and the Wholesale Finance segment.

Fedbank Financial Services Headlines

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