Fedbank Financial Services (NSE:FEDFINA) EV-to-EBIT: 35.21 (As of Sep. 21, 2026) — 134% Above Median

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NSE:FEDFINA Fedbank Financial Services Ltd NSE:FEDFINA
62 GF Score
Price ₹155.25
GF Value ₹144.27
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Fedbank Financial Services EV-to-EBIT?

Fedbank Financial Services NSE:FEDFINA +1.96% 62 EV-to-EBIT is 35.21 as of Sep. 21, 2026, which is 134% above its 10-year median of 15.06. GuruFocus rates NSE:FEDFINA with a GF Score™ of 62/100 and a GF Value™ of ₹144.27 (Fairly Valued). The stock has 7 warning signs investors should review. Among 347 Credit Services companies, Fedbank Financial Services ranks worse than 66.57% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Fedbank Financial Services's Enterprise Value is ₹181,014 Mil. Fedbank Financial Services's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was ₹5,141 Mil. Therefore, Fedbank Financial Services's EV-to-EBIT for today is 35.21.

The historical rank and industry rank for Fedbank Financial Services's EV-to-EBIT or its related term are showing as below:

NSE:FEDFINA' s EV-to-EBIT Range Over the Past 10 Years
Min: 6.98   Med: 15.06   Max: 35.55
Current: 29.09

During the past 8 years, the highest EV-to-EBIT of Fedbank Financial Services was 35.55. The lowest was 6.98. And the median was 15.06.

NSE:FEDFINA's EV-to-EBIT is ranked worse than
66.57% of 347 companies
in the Credit Services industry
Industry Median: 18.32 vs NSE:FEDFINA: 29.09

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Fedbank Financial Services's Enterprise Value for the quarter that ended in Jun. 2026 was ₹ Mil. Fedbank Financial Services's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was ₹5,141 Mil. Fedbank Financial Services's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was %.


Fedbank Financial Services  (NSE:FEDFINA) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Fedbank Financial Services's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Jun. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Jun. 2026 ) =EBIT / Enterprise Value (Q: Jun. 2026 )
=5141.4/
= %

Fedbank Financial Services's Enterprise Value for the quarter that ended in Jun. 2026 was ₹ Mil.
Fedbank Financial Services's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5,141 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Fedbank Financial Services EV-to-EBIT Related Terms


Fedbank Financial Services EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Fedbank Financial Services's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fedbank Financial Services EV-to-EBIT Chart

Fedbank Financial Services Annual Data
Trend Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-EBIT
Get a 7-Day Free Trial - - 12.09 11.08 12.82

Fedbank Financial Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.94 47.34 - 36.82 -

NSE:FEDFINA vs V, MA, AXP: EV-to-EBIT Comparison

For the Credit Services subindustry, Fedbank Financial Services's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fedbank Financial Services EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Fedbank Financial Services's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Fedbank Financial Services's EV-to-EBIT falls into.


NSE:FEDFINA
62GF Score
Fedbank Financial Services Ltd NSE:FEDFINA
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fedbank Financial Services EV-to-EBIT Calculation

Fedbank Financial Services's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=181013.862/5141.4
=35.21

Fedbank Financial Services's current Enterprise Value is ₹181,014 Mil.
Fedbank Financial Services's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5,141 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 35.21 mean?
Fedbank Financial Services (NSE:FEDFINA) has a EV-to-EBIT of 35.21 as of Sep. 21, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Fedbank Financial Services and its competitors. This is 134% above median its historical median of 15.06. Over the past decade, Fedbank Financial Services' EV-to-EBIT has ranged from 6.98 to 35.55. According to the industry distribution chart, Fedbank Financial Services ranks #231 out of 347 companies in the Credit Services industry, placing it in the top 66.6%.
Is Fedbank Financial Services' EV-to-EBIT too high?
Fedbank Financial Services' current EV-to-EBIT of 35.21 is 134% above median its 10-year median of 15.06. Over the past 10 years, this metric has ranged from a low of 6.98 to a high of 35.55. The Credit Services industry median EV-to-EBIT is 18.32. Fedbank Financial Services' value of 35.21 is 92.2% above this industry median. Based on the distribution chart, Fedbank Financial Services ranks #231 out of 347 companies in the Credit Services industry, which is below the industry midpoint. Overall, Fedbank Financial Services has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fedbank Financial Services' EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Fedbank Financial Services ranks #231 out of 347 companies for EV-to-EBIT. This places Fedbank Financial Services in the lower half of its industry. The industry median EV-to-EBIT is 18.32. Fedbank Financial Services' value of 35.21 is 92.2% above this benchmark. Historically, Fedbank Financial Services' own EV-to-EBIT has ranged from 6.98 to 35.55 over the past decade. While the company's 10-year median is 15.06 vs. the industry median of 18.32, Fedbank Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 18.32, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fedbank Financial Services's current EV-to-EBIT of 35.21 is 92.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Fedbank Financial Services and its competitors. For the Credit Services industry, the median EV-to-EBIT is 18.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fedbank Financial Services's current EV-to-EBIT is 35.21, which is 134% above median its own 10-year median of 15.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fedbank Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Fedbank Financial Services (NSE:FEDFINA) is currently considered Fairly Valued. The stock's GF Value™ is ₹144.27, compared to a current price of ₹155.25 — trading 7.6% above its estimated fair value. The current EV-to-EBIT is 35.21, which is 134% above median its 10-year median of 15.06 and 92.2% above the Credit Services industry median of 18.32. Fedbank Financial Services' overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Fedbank Financial Services (NSE:FEDFINA), the current EV-to-EBIT is 35.21 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fedbank Financial Services (NSE:FEDFINA) Overvalued in 2026?

Based on GuruFocus' analysis, Fedbank Financial Services stock appears to be overvalued. The current stock price of ₹155.25 is trading 7.6% above its estimated GF Value™ of ₹144.27. GuruFocus considers Fedbank Financial Services to be Fairly Valued.

Key valuation signals for NSE:FEDFINA:

  • EV-to-EBIT: 35.21 (134% above median its 10-year median of 15.06)
  • GF Value™: ₹144.27 vs. price of ₹155.25 (7.6% above fair value)
  • GF Score™: 62/100 with 7 warning signs
  • Industry Position: 92.2% above the Credit Services median (#231 of 347)

No single metric tells the full story. See the NSE:FEDFINA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fedbank Financial Services Business Description

Other Exchanges 544027:India
Address Paspoli, Plot No. 71 A, Unit No. 1101, 11th Floor, Cignus, Powai, Mumbai, MH, IND, 400087
Fedbank Financial Services Ltd is a retail-focused non-banking finance company. It is focused on catering to the MSMEs and the emerging self-employed individuals (ESEIs) sector. It has a well-tailored suite of products targeted to match its customers' needs, which includes mortgage loans such as housing loans; small ticket loans against property (LAP); medium ticket LAP, unsecured business loans, and gold loans. It also has a Phygital doorstep model, a combination of digital and physical initiatives, for providing customized services to its customers across all of its products. The company's operations are classified into three business segments; the Retail Finance segment which derives the majority of its revenue, Distribution segment, and the Wholesale Finance segment.
62GF Score

Get the complete analysis for NSE:FEDFINA

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹155.25
Price
₹144.27
GF Value