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The historical rank and industry rank for Fedbank Financial Services's PB Ratio or its related term are showing as below:
NSE:FEDFINA'
s PB Ratio Range Over the Past 10 Years
Min: 1.23 Med: 1.91 Max: 2.15
Current: 2
During the past 6 years, Fedbank Financial Services's highest PB Ratio was 2.15. The lowest was 1.23. And the median was 1.91.
NSE:FEDFINA's PB Ratio is ranked worse than 74.67% of 525
companies
in the Credit Services industry
Industry Median: 1.08
vs NSE:FEDFINA: 2.00
During the past 12 months, Fedbank Financial Services's average Book Value Per Share Growth Rate was 14.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 28.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 29.10% per year.
During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Fedbank Financial Services was 38.70% per year. The lowest was 28.10% per year. And the median was 29.20% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Fedbank Financial Services PB Ratio Related Terms
Fedbank Financial Services PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fedbank Financial Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fedbank Financial Services PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fedbank Financial Services's PB Ratio distribution charts can be found below:
* The bar in red indicates where Fedbank Financial Services's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Fedbank Financial Services (NSE:FEDFINA) has a PB Ratio of 1.91 as of Aug. 06, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fedbank Financial Services and its competitors. This is near median its historical median of 1.91. Over the past decade, Fedbank Financial Services' PB Ratio has ranged from 1.23 to 2.15. According to the industry distribution chart, Fedbank Financial Services ranks #392 out of 525 companies in the Credit Services industry, placing it in the top 74.7%.
Is Fedbank Financial Services' PB Ratio too high?
Fedbank Financial Services' current PB Ratio of 1.91 is near median its 10-year median of 1.91. Over the past 10 years, this metric has ranged from a low of 1.23 to a high of 2.15. The Credit Services industry median PB Ratio is 1.08. Fedbank Financial Services' value of 1.91 is 76.9% above this industry median. Based on the distribution chart, Fedbank Financial Services ranks #392 out of 525 companies in the Credit Services industry, which is below the industry midpoint. Overall, Fedbank Financial Services has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fedbank Financial Services' PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Fedbank Financial Services ranks #392 out of 525 companies for PB Ratio. This places Fedbank Financial Services in the lower half of its industry. The industry median PB Ratio is 1.08. Fedbank Financial Services' value of 1.91 is 76.9% above this benchmark. Historically, Fedbank Financial Services' own PB Ratio has ranged from 1.23 to 2.15 over the past decade. While the company's 10-year median is 1.91 vs. the industry median of 1.08, Fedbank Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.08, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fedbank Financial Services's current PB Ratio of 1.91 is 76.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Fedbank Financial Services and its competitors. For the Credit Services industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fedbank Financial Services's current PB Ratio is 1.91, which is near median its own 10-year median of 1.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fedbank Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Fedbank Financial Services (NSE:FEDFINA) is currently considered Fairly Valued. The stock's GF Value™ is ₹155.90, compared to a current price of ₹149.31 — trading 4.2% below its estimated fair value. The current PB Ratio is 1.91, which is near median its 10-year median of 1.91 and 76.9% above the Credit Services industry median of 1.08. Fedbank Financial Services' overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Fedbank Financial Services (NSE:FEDFINA), the current PB Ratio is 1.91 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fedbank Financial Services (NSE:FEDFINA) Overvalued in 2026?
Based on GuruFocus' analysis, Fedbank Financial Services stock appears to be undervalued.
The current stock price of ₹149.31 is trading 4.2% below its estimated GF Value™ of ₹155.90.
GuruFocus considers Fedbank Financial Services to be Fairly Valued.
Key valuation signals for NSE:FEDFINA:
PB Ratio: 1.91 (near median its 10-year median of 1.91)
GF Value™: ₹155.90 vs. price of ₹149.31 (4.2% below fair value)
Industry Position: 76.9% above the Credit Services median (#392 of 525)
No single metric tells the full story. See the NSE:FEDFINA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fedbank Financial Services Ltd is a retail-focused non-banking finance company. It is focused on catering to the MSMEs and the emerging self-employed individuals (ESEIs) sector. It has a well-tailored suite of products targeted to match its customers' needs, which includes mortgage loans such as housing loans; small ticket loans against property (LAP); medium ticket LAP, unsecured business loans, and gold loans. It also has a Phygital doorstep model, a combination of digital and physical initiatives, for providing customized services to its customers across all of its products. The company's operations are classified into three business segments; the Retail Finance segment which derives the majority of its revenue, Distribution segment, and the Wholesale Finance segment.
62GF Score
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