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The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-31), Fedbank Financial Services's share price is
₹153.83.
Fedbank Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ₹10.18. Therefore, Fedbank Financial Services's PE Ratio (TTM) for today is 15.11.
Good Sign:
Fedbank Financial Services Ltd stock PE Ratio (=14.79) is close to 1-year low of 14.79.
The historical rank and industry rank for Fedbank Financial Services's PE Ratio (TTM) or its related term are showing as below:
NSE:FEDFINA'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 12.81 Med: 17.04 Max: 24.33
Current: 15.33
During the past 6 years, the highest PE Ratio (TTM) of Fedbank Financial Services was 24.33. The lowest was 12.81. And the median was 17.04.
NSE:FEDFINA's PE Ratio (TTM) is ranked worse than 56.13% of 408
companies
in the Credit Services industry
Industry Median: 13.215
vs NSE:FEDFINA: 15.33
During the past 6 years, Fedbank Financial Services's highest 3-Year average EPS without NRI Growth Rate was 30.10% per year. The lowest was 17.70% per year. And the median was 24.90% per year.
Fedbank Financial Services (NSE:FEDFINA) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Fedbank Financial Services PE Ratio (TTM) Related Terms
Fedbank Financial Services PE Ratio (TTM) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:FEDFINA vs V, MA, AXP: PE Ratio (TTM) Comparison
For the Credit Services subindustry, Fedbank Financial Services's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fedbank Financial Services PE Ratio (TTM) vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fedbank Financial Services's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Fedbank Financial Services's PE Ratio (TTM) falls into.
Fedbank Financial Services PE Ratio (TTM) Calculation
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Fedbank Financial Services's Share Price of today is ₹153.83.
Fedbank Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹10.18.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Fedbank Financial Services (NSE:FEDFINA) has a PE Ratio (TTM) of 15.11 as of Jul. 31, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Fedbank Financial Services and its competitors. This is 11% below median its historical median of 17.04. Over the past decade, Fedbank Financial Services' PE Ratio (TTM) has ranged from 12.81 to 24.33. According to the industry distribution chart, Fedbank Financial Services ranks #229 out of 408 companies in the Credit Services industry, placing it in the top 56.1%.
Is Fedbank Financial Services' PE Ratio (TTM) too high?
Fedbank Financial Services' current PE Ratio (TTM) of 15.11 is 11% below median its 10-year median of 17.04. Over the past 10 years, this metric has ranged from a low of 12.81 to a high of 24.33. The Credit Services industry median PE Ratio (TTM) is 13.22. Fedbank Financial Services' value of 15.11 is 14.3% above this industry median. Based on the distribution chart, Fedbank Financial Services ranks #229 out of 408 companies in the Credit Services industry, which is below the industry midpoint. Overall, Fedbank Financial Services has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fedbank Financial Services' PE Ratio (TTM) compare to V and MA?
According to the Credit Services industry distribution chart, Fedbank Financial Services ranks #229 out of 408 companies for PE Ratio (TTM). This places Fedbank Financial Services in the lower half of its industry. The industry median PE Ratio (TTM) is 13.22. Fedbank Financial Services' value of 15.11 is 14.3% above this benchmark. Historically, Fedbank Financial Services' own PE Ratio (TTM) has ranged from 12.81 to 24.33 over the past decade. While the company's 10-year median is 17.04 vs. the industry median of 13.22, Fedbank Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Credit Services company?
The median PE Ratio (TTM) among Credit Services companies is 13.22, based on 408 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fedbank Financial Services's current PE Ratio (TTM) of 15.11 is 14.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Fedbank Financial Services and its competitors. For the Credit Services industry, the median PE Ratio (TTM) is 13.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fedbank Financial Services's current PE Ratio (TTM) is 15.11, which is 11% below median its own 10-year median of 17.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fedbank Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Fedbank Financial Services (NSE:FEDFINA) is currently considered Fairly Valued. The stock's GF Value™ is ₹156.88, compared to a current price of ₹153.83 — trading 1.9% below its estimated fair value. The current PE Ratio (TTM) is 15.11, which is 11% below median its 10-year median of 17.04 and 14.3% above the Credit Services industry median of 13.22. Fedbank Financial Services' overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Fedbank Financial Services (NSE:FEDFINA), the current PE Ratio (TTM) is 15.11 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fedbank Financial Services (NSE:FEDFINA) Overvalued in 2026?
Based on GuruFocus' analysis, Fedbank Financial Services stock appears to be undervalued.
The current stock price of ₹153.83 is trading 1.9% below its estimated GF Value™ of ₹156.88.
GuruFocus considers Fedbank Financial Services to be Fairly Valued.
Key valuation signals for NSE:FEDFINA:
PE Ratio (TTM): 15.11 (11% below median its 10-year median of 17.04)
GF Value™: ₹156.88 vs. price of ₹153.83 (1.9% below fair value)
Industry Position: 14.3% above the Credit Services median (#229 of 408)
No single metric tells the full story. See the NSE:FEDFINA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fedbank Financial Services Ltd is a retail-focused non-banking finance company. It is focused on catering to the MSMEs and the emerging self-employed individuals (ESEIs) sector. It has a well-tailored suite of products targeted to match its customers' needs, which includes mortgage loans such as housing loans; small ticket loans against property (LAP); medium ticket LAP, unsecured business loans, and gold loans. It also has a Phygital doorstep model, a combination of digital and physical initiatives, for providing customized services to its customers across all of its products. The company's operations are classified into three business segments; the Retail Finance segment which derives the majority of its revenue, Distribution segment, and the Wholesale Finance segment.
62GF Score
Get the complete analysis for NSE:FEDFINA
PE Ratio (TTM) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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