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* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Fedbank Financial Services's PEG Ratio or its related term are showing as below:
NSE:FEDFINA'
s PEG Ratio Range Over the Past 10 Years
Min: 0.35 Med: 0.39 Max: 0.42
Current: 0.36
During the past 6 years, Fedbank Financial Services's highest PEG Ratio was 0.42. The lowest was 0.35. And the median was 0.39.
NSE:FEDFINA's PEG Ratio is ranked better than 74.68% of 233
companies
in the Credit Services industry
Industry Median: 0.92
vs NSE:FEDFINA: 0.36
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Fedbank Financial Services (NSE:FEDFINA) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Fedbank Financial Services PEG Ratio Related Terms
Fedbank Financial Services PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Fedbank Financial Services's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fedbank Financial Services PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Fedbank Financial Services's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Fedbank Financial Services's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Fedbank Financial Services (NSE:FEDFINA) has a PEG Ratio of 0.37 as of Jul. 20, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Fedbank Financial Services and its competitors. This is near median its historical median of 0.39. Over the past decade, Fedbank Financial Services' PEG Ratio has ranged from 0.35 to 0.42. According to the industry distribution chart, Fedbank Financial Services ranks #59 out of 233 companies in the Credit Services industry, placing it in the top 25.3%.
Is Fedbank Financial Services' PEG Ratio too high?
Fedbank Financial Services' current PEG Ratio of 0.37 is near median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 0.42. The Credit Services industry median PEG Ratio is 0.92. Fedbank Financial Services' value of 0.37 is 59.8% below this industry median. Based on the distribution chart, Fedbank Financial Services ranks #59 out of 233 companies in the Credit Services industry, which is above the industry midpoint. Overall, Fedbank Financial Services has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fedbank Financial Services' PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Fedbank Financial Services ranks #59 out of 233 companies for PEG Ratio. This puts Fedbank Financial Services in the upper half of its industry. The industry median PEG Ratio is 0.92. Fedbank Financial Services' value of 0.37 is 59.8% below this benchmark. Historically, Fedbank Financial Services' own PEG Ratio has ranged from 0.35 to 0.42 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 0.92, Fedbank Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.92, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fedbank Financial Services's current PEG Ratio of 0.37 is 59.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Fedbank Financial Services and its competitors. For the Credit Services industry, the median PEG Ratio is 0.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fedbank Financial Services's current PEG Ratio is 0.37, which is near median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fedbank Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Fedbank Financial Services (NSE:FEDFINA) is currently considered Fairly Valued. The stock's GF Value™ is ₹158.58, compared to a current price of ₹157.76 — trading 0.5% below its estimated fair value. The current PEG Ratio is 0.37, which is near median its 10-year median of 0.39 and 59.8% below the Credit Services industry median of 0.92. Fedbank Financial Services' overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Fedbank Financial Services (NSE:FEDFINA), the current PEG Ratio is 0.37 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fedbank Financial Services (NSE:FEDFINA) Overvalued in 2026?
Based on GuruFocus' analysis, Fedbank Financial Services stock appears to be undervalued.
The current stock price of ₹157.76 is trading 0.5% below its estimated GF Value™ of ₹158.58.
GuruFocus considers Fedbank Financial Services to be Fairly Valued.
Key valuation signals for NSE:FEDFINA:
PEG Ratio: 0.37 (near median its 10-year median of 0.39)
GF Value™: ₹158.58 vs. price of ₹157.76 (0.5% below fair value)
Industry Position: 59.8% below the Credit Services median (#59 of 233)
No single metric tells the full story. See the NSE:FEDFINA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fedbank Financial Services Ltd is a retail-focused non-banking finance company. It is focused on catering to the MSMEs and the emerging self-employed individuals (ESEIs) sector. It has a well-tailored suite of products targeted to match its customers' needs, which includes mortgage loans such as housing loans; small ticket loans against property (LAP); medium ticket LAP, unsecured business loans, and gold loans. It also has a Phygital doorstep model, a combination of digital and physical initiatives, for providing customized services to its customers across all of its products. The company's operations are classified into three business segments; the Retail Finance segment which derives the majority of its revenue, Distribution segment, and the Wholesale Finance segment.
62GF Score
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