Fedbank Financial Services (NSE:FEDFINA) EBIT: ₹5,554 Mil (TTM As of Mar. 2026)


NSE:FEDFINA Fedbank Financial Services Ltd NSE:FEDFINA
40 GF Score
Price ₹147.10
! 7 Warning Signs
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What is Fedbank Financial Services EBIT?

Fedbank Financial Services NSE:FEDFINA -0.86% 40 EBIT is ₹5,554 Mil as of Mar. 2026. GuruFocus rates NSE:FEDFINA with a GF Score™ of 40/100. The stock has 7 warning signs investors should review.

Fedbank Financial Services's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was ₹1,587 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹5,554 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Fedbank Financial Services's annualized ROC % for the quarter that ended in Mar. 2026 was 3.06%. Fedbank Financial Services's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 146.58%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Fedbank Financial Services's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 3.29%.

Fedbank Financial Services  (NSE:FEDFINA) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Fedbank Financial Services's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=6348 * ( 1 - 25.48% )/( (0 + 154747.3)/ 1 )
=4730.5296/154747.3
=3.06 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=0 - 0 - ( 0 - max(0, 0 - 0+0))
=0

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=168747.8 - 91 - ( 13909.5 - max(0, 91 - 159564.8+13909.5))
=154747.3

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Fedbank Financial Services's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=6348/( ( (0 + max(0, 0)) + (2178.9 + max(2151.8, 0)) )/ 1 )
=6348/( ( 0 + 4330.7 )/ 1 )
=6348/4330.7
=146.58 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(0 + 0 + 0) - (0 + 0 + 0)
=0

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(72.7 + 0 + 2170.1) - (91 + 0 + 0)
=2151.8

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Fedbank Financial Services's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=5554.3/168768.149
=3.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fedbank Financial Services EBIT Related Terms

Fedbank Financial Services EBIT Historical Data

* Premium members only.

The historical data trend for Fedbank Financial Services's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fedbank Financial Services EBIT Chart

Fedbank Financial Services Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EBIT
Get a 7-Day Free Trial 1,482.14 2,524.50 3,374.80 4,765.80 5,554.30

Fedbank Financial Services Quarterly Data
Mar21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,254.90 1,191.10 1,332.90 1,443.30 1,587.00

NSE:FEDFINA vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, Fedbank Financial Services's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Fedbank Financial Services EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Fedbank Financial Services's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Fedbank Financial Services's EV-to-EBIT falls into.


NSE:FEDFINA
40GF Score
Fedbank Financial Services Ltd NSE:FEDFINA
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Fedbank Financial Services EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹5,554 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹5,554 Mil mean?
Fedbank Financial Services (NSE:FEDFINA) has a EBIT of ₹5,554 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Fedbank Financial Services.
Is Fedbank Financial Services' EBIT too high?
Fedbank Financial Services' current EBIT is ₹5,554 Mil. Overall, Fedbank Financial Services has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Fedbank Financial Services' EBIT compare to V and MA?
Fedbank Financial Services' EBIT of ₹5,554 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Fedbank Financial Services. Fedbank Financial Services's current EBIT is ₹5,554 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fedbank Financial Services stock overvalued right now?
Fedbank Financial Services (NSE:FEDFINA) has a current EBIT of ₹5,554 Mil. The current EBIT is ₹5,554 Mil. Fedbank Financial Services' overall GF Score™ is 40/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Fedbank Financial Services (NSE:FEDFINA), the current EBIT is ₹5,554 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Fedbank Financial Services Business Description

Other Exchanges 544027:India
Address Paspoli, Plot No. 71 A, Unit No. 1101, 11th Floor, Cignus, Powai, Mumbai, MH, IND, 400087
Fedbank Financial Services Ltd is a retail-focused non-banking finance company. It is focused on catering to the MSMEs and the emerging self-employed individuals (ESEIs) sector. It has a well-tailored suite of products targeted to match its customers' needs, which includes mortgage loans such as housing loans; small ticket loans against property (LAP); medium ticket LAP, unsecured business loans, and gold loans. It also has a Phygital doorstep model, a combination of digital and physical initiatives, for providing customized services to its customers across all of its products. The company's operations are classified into three business segments; the Retail Finance segment which derives the majority of its revenue, Distribution segment, and the Wholesale Finance segment.
40GF Score

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EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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