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Finbud Financial ServicesNSE:FINBUD +3.39%18 Days Payable is 93.74 as of Mar. 2026, which is 47% below its 10-year median of 175.26. GuruFocus rates NSE:FINBUD with a GF Score™ of 18/100. The stock has 2 warning signs investors should review. Among 300 Credit Services companies, Finbud Financial Services ranks better than 68.67% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbud Financial Services Days Payable Chart
Finbud Financial Services Annual Data
Trend
Mar23
Mar24
Mar25
Mar26
Days Payable
218.88
222.51
131.63
93.74
Finbud Financial Services Semi-Annual Data
Mar23
Mar24
Mar25
Mar26
Days Payable
218.88
222.51
131.63
93.74
NSE:FINBUD vs V, MA, AXP: Days Payable Comparison
For the Credit Services subindustry, Finbud Financial Services's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbud Financial Services Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finbud Financial Services's Days Payable distribution charts can be found below:
* The bar in red indicates where Finbud Financial Services's Days Payable falls into.
Finbud Financial Services Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Finbud Financial Services's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbud Financial Services (NSE:FINBUD) has a Days Payable of 93.74 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Finbud Financial Services and its competitors. This is 47% below median its historical median of 175.26. Over the past decade, Finbud Financial Services' Days Payable has ranged from 93.74 to 222.51. According to the industry distribution chart, Finbud Financial Services ranks #94 out of 300 companies in the Credit Services industry, placing it in the top 31.3%.
Is Finbud Financial Services' Days Payable too high?
Finbud Financial Services' current Days Payable of 93.74 is 47% below median its 10-year median of 175.26. Over the past 10 years, this metric has ranged from a low of 93.74 to a high of 222.51. The Credit Services industry median Days Payable is 33.41. Finbud Financial Services' value of 93.74 is 180.6% above this industry median. Based on the distribution chart, Finbud Financial Services ranks #94 out of 300 companies in the Credit Services industry, which is above the industry midpoint. Overall, Finbud Financial Services has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Finbud Financial Services' Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Finbud Financial Services ranks #94 out of 300 companies for Days Payable. This puts Finbud Financial Services in the upper half of its industry. The industry median Days Payable is 33.41. Finbud Financial Services' value of 93.74 is 180.6% above this benchmark. Historically, Finbud Financial Services' own Days Payable has ranged from 93.74 to 222.51 over the past decade. While the company's 10-year median is 175.26 vs. the industry median of 33.41, Finbud Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finbud Financial Services's current Days Payable of 93.74 is 180.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Finbud Financial Services and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbud Financial Services's current Days Payable is 93.74, which is 47% below median its own 10-year median of 175.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbud Financial Services stock overvalued right now?
Finbud Financial Services (NSE:FINBUD) has a current Days Payable of 93.74. The current Days Payable is 93.74, which is 47% below median its 10-year median of 175.26 and 180.6% above the Credit Services industry median of 33.41. Finbud Financial Services' overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Finbud Financial Services (NSE:FINBUD), the current Days Payable is 93.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Finbud Financial Services Ltd is engaged in the business of financial advisory, brokerage, and consultancy services, operating as a retail loan aggregation platform in India that helps people obtain personal, business, and home loans from banks and non-banking financial companies. The company acquires customers through a hybrid strategy using digital marketing and a wide network of external agents, and earns a commission from lenders upon loan disbursement. Its hybrid business model includes conventional lending through the Agent channel and digital lending through the Digital Channel, supported by partnerships with a wide network of lenders to offer tailored loan solutions that meet diverse customer needs.
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