Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Finbud Financial ServicesNSE:FINBUD +3.39%18 Pretax Margin % is 4.85% as of Mar. 2026, which is 7% above its 10-year median of 4.54. GuruFocus rates NSE:FINBUD with a GF Score™ of 18/100. The stock has 2 warning signs investors should review. Among 534 Credit Services companies, Finbud Financial Services ranks worse than 72.85% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Finbud Financial Services Pretax Margin % Related Terms
Finbud Financial Services Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbud Financial Services Pretax Margin % Chart
Finbud Financial Services Annual Data
Trend
Mar23
Mar24
Mar25
Mar26
Pretax Margin %
1.80
4.22
5.28
4.85
Finbud Financial Services Semi-Annual Data
Mar23
Mar24
Mar25
Mar26
Pretax Margin %
1.80
4.22
5.28
4.85
NSE:FINBUD vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, Finbud Financial Services's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbud Financial Services Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finbud Financial Services's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Finbud Financial Services's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbud Financial Services (NSE:FINBUD) has a Pretax Margin % of 4.85% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Finbud Financial Services and its competitors. This is near median its historical median of 4.54. Over the past decade, Finbud Financial Services' Pretax Margin % has ranged from 1.80 to 5.28. According to the industry distribution chart, Finbud Financial Services ranks #389 out of 534 companies in the Credit Services industry, placing it in the top 72.8%.
Is Finbud Financial Services' Pretax Margin % too high?
Finbud Financial Services' current Pretax Margin % of 4.85% is near median its 10-year median of 4.54. Over the past 10 years, this metric has ranged from a low of 1.80 to a high of 5.28. The Credit Services industry median Pretax Margin % is 20.11. Finbud Financial Services' value of 4.85% is 75.9% below this industry median. Based on the distribution chart, Finbud Financial Services ranks #389 out of 534 companies in the Credit Services industry, which is below the industry midpoint. Overall, Finbud Financial Services has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Finbud Financial Services' Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Finbud Financial Services ranks #389 out of 534 companies for Pretax Margin %. This places Finbud Financial Services in the lower half of its industry. The industry median Pretax Margin % is 20.11. Finbud Financial Services' value of 4.85% is 75.9% below this benchmark. Historically, Finbud Financial Services' own Pretax Margin % has ranged from 1.80 to 5.28 over the past decade. While the company's 10-year median is 4.54 vs. the industry median of 20.11, Finbud Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.11, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finbud Financial Services's current Pretax Margin % of 4.85% is 75.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Finbud Financial Services and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbud Financial Services's current Pretax Margin % is 4.85%, which is near median its own 10-year median of 4.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbud Financial Services stock overvalued right now?
Finbud Financial Services (NSE:FINBUD) has a current Pretax Margin % of 4.85%. The current Pretax Margin % is 4.85%, which is near median its 10-year median of 4.54 and 75.9% below the Credit Services industry median of 20.11. Finbud Financial Services' overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Finbud Financial Services (NSE:FINBUD), the current Pretax Margin % is 4.85% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Finbud Financial Services Ltd is engaged in the business of financial advisory, brokerage, and consultancy services, operating as a retail loan aggregation platform in India that helps people obtain personal, business, and home loans from banks and non-banking financial companies. The company acquires customers through a hybrid strategy using digital marketing and a wide network of external agents, and earns a commission from lenders upon loan disbursement. Its hybrid business model includes conventional lending through the Agent channel and digital lending through the Digital Channel, supported by partnerships with a wide network of lenders to offer tailored loan solutions that meet diverse customer needs.
18GF Score
Get the complete analysis for NSE:FINBUD
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:FINBUD has been successfully added to your 
