Finbud Financial Services (NSE:FINBUD) Interest Coverage: N/A (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:FINBUD Finbud Financial Services Ltd NSE:FINBUD
18 GF Score
Price ₹124.90
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What is Finbud Financial Services Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Finbud Financial Services's Operating Income for the six months ended in Mar. 2026 was ₹136 Mil. Finbud Financial Services's Interest Expense for the six months ended in Mar. 2026 was ₹0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Finbud Financial Services Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Finbud Financial Services's Interest Coverage or its related term are showing as below:


NSE:FINBUD's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 47.86
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Finbud Financial Services  (NSE:FINBUD) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .

Finbud Financial Services Interest Coverage Related Terms

Finbud Financial Services Interest Coverage Historical Data

* Premium members only.

The historical data trend for Finbud Financial Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Finbud Financial Services Interest Coverage Chart

Finbud Financial Services Annual Data
Trend Mar23 Mar24 Mar25 Mar26
Interest Coverage
N/A N/A N/A N/A

Finbud Financial Services Semi-Annual Data
Mar23 Mar24 Mar25 Mar26
Interest Coverage N/A N/A N/A N/A

NSE:FINBUD vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, Finbud Financial Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Finbud Financial Services Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Finbud Financial Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Finbud Financial Services's Interest Coverage falls into.


NSE:FINBUD
18GF Score
Finbud Financial Services Ltd NSE:FINBUD
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Finbud Financial Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Finbud Financial Services's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Finbud Financial Services's Interest Expense was ₹0 Mil. Its Operating Income was ₹136 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹2 Mil.

GuruFocus does not calculate Finbud Financial Services's interest coverage with the available data.

Finbud Financial Services's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the six months ended in Mar. 2026, Finbud Financial Services's Interest Expense was ₹0 Mil. Its Operating Income was ₹136 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹2 Mil.

GuruFocus does not calculate Finbud Financial Services's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Finbud Financial Services Business Description

Address LIC Colony, 10th Sector, Ground Floor, 1st Floor, 2nd Floor, 3rd Floor, P-65, 7th Main Jeevan Bhima Nagar, Bangalore, KA, IND, 560075
Finbud Financial Services Ltd is engaged in the business of financial advisory, brokerage, and consultancy services, operating as a retail loan aggregation platform in India that helps people obtain personal, business, and home loans from banks and non-banking financial companies. The company acquires customers through a hybrid strategy using digital marketing and a wide network of external agents, and earns a commission from lenders upon loan disbursement. Its hybrid business model includes conventional lending through the Agent channel and digital lending through the Digital Channel, supported by partnerships with a wide network of lenders to offer tailored loan solutions that meet diverse customer needs.
18GF Score

Get the complete analysis for NSE:FINBUD

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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