Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Finbud Financial ServicesNSE:FINBUD +3.39%18 Quick Ratio is 3.59 as of Mar. 2026, which is 84% above its 10-year median of 1.95. GuruFocus rates NSE:FINBUD with a GF Score™ of 18/100. The stock has 2 warning signs investors should review. Among 396 Credit Services companies, Finbud Financial Services ranks worse than 52.53% on this metric.
Finbud Financial Services has a quick ratio of 3.59. It generally indicates good short-term financial strength.
The historical rank and industry rank for Finbud Financial Services's Quick Ratio or its related term are showing as below:
NSE:FINBUD'
s Quick Ratio Range Over the Past 10 Years
Min: 1.5 Med: 1.95 Max: 3.59
Current: 3.59
During the past 4 years, Finbud Financial Services's highest Quick Ratio was 3.59. The lowest was 1.50. And the median was 1.95.
NSE:FINBUD's Quick Ratio is ranked worse than 52.53% of 396
companies
in the Credit Services industry
Industry Median: 4.27
vs NSE:FINBUD: 3.59
Finbud Financial Services (NSE:FINBUD) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Finbud Financial Services Quick Ratio Related Terms
Finbud Financial Services Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbud Financial Services Quick Ratio Chart
Finbud Financial Services Annual Data
Trend
Mar23
Mar24
Mar25
Mar26
Quick Ratio
1.67
1.50
2.22
3.59
Finbud Financial Services Semi-Annual Data
Mar23
Mar24
Mar25
Mar26
Quick Ratio
1.67
1.50
2.22
3.59
NSE:FINBUD vs V, MA, AXP: Quick Ratio Comparison
For the Credit Services subindustry, Finbud Financial Services's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbud Financial Services Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finbud Financial Services's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Finbud Financial Services's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Finbud Financial Services's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbud Financial Services (NSE:FINBUD) has a Quick Ratio of 3.59 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Finbud Financial Services and its competitors. This is 84% above median its historical median of 1.95. Over the past decade, Finbud Financial Services' Quick Ratio has ranged from 1.50 to 3.59. According to the industry distribution chart, Finbud Financial Services ranks #208 out of 396 companies in the Credit Services industry, placing it in the top 52.5%.
Is Finbud Financial Services' Quick Ratio too high?
Finbud Financial Services' current Quick Ratio of 3.59 is 84% above median its 10-year median of 1.95. Over the past 10 years, this metric has ranged from a low of 1.50 to a high of 3.59. The Credit Services industry median Quick Ratio is 4.27. Finbud Financial Services' value of 3.59 is 15.9% below this industry median. Based on the distribution chart, Finbud Financial Services ranks #208 out of 396 companies in the Credit Services industry, which is below the industry midpoint. Overall, Finbud Financial Services has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Finbud Financial Services' Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Finbud Financial Services ranks #208 out of 396 companies for Quick Ratio. This places Finbud Financial Services in the lower half of its industry. The industry median Quick Ratio is 4.27. Finbud Financial Services' value of 3.59 is 15.9% below this benchmark. Historically, Finbud Financial Services' own Quick Ratio has ranged from 1.50 to 3.59 over the past decade. While the company's 10-year median is 1.95 vs. the industry median of 4.27, Finbud Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.27, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finbud Financial Services's current Quick Ratio of 3.59 is 15.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Finbud Financial Services and its competitors. For the Credit Services industry, the median Quick Ratio is 4.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbud Financial Services's current Quick Ratio is 3.59, which is 84% above median its own 10-year median of 1.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbud Financial Services stock overvalued right now?
Finbud Financial Services (NSE:FINBUD) has a current Quick Ratio of 3.59. The current Quick Ratio is 3.59, which is 84% above median its 10-year median of 1.95 and 15.9% below the Credit Services industry median of 4.27. Finbud Financial Services' overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Finbud Financial Services (NSE:FINBUD), the current Quick Ratio is 3.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Finbud Financial Services Ltd is engaged in the business of financial advisory, brokerage, and consultancy services, operating as a retail loan aggregation platform in India that helps people obtain personal, business, and home loans from banks and non-banking financial companies. The company acquires customers through a hybrid strategy using digital marketing and a wide network of external agents, and earns a commission from lenders upon loan disbursement. Its hybrid business model includes conventional lending through the Agent channel and digital lending through the Digital Channel, supported by partnerships with a wide network of lenders to offer tailored loan solutions that meet diverse customer needs.
18GF Score
Get the complete analysis for NSE:FINBUD
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:FINBUD has been successfully added to your 
