Finbud Financial Services (NSE:FINBUD) EBIT: ₹136 Mil (TTM As of Mar. 2026)

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NSE:FINBUD Finbud Financial Services Ltd NSE:FINBUD
18 GF Score
Price ₹124.90
! 2 Warning Signs
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What is Finbud Financial Services EBIT?

Finbud Financial Services NSE:FINBUD +3.39% 18 EBIT is ₹136 Mil as of Mar. 2026. GuruFocus rates NSE:FINBUD with a GF Score™ of 18/100. The stock has 2 warning signs investors should review.

Finbud Financial Services's earnings before interest and taxes (EBIT) for the six months ended in Mar. 2026 was ₹136 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹136 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Finbud Financial Services's annualized ROC % for the quarter that ended in Mar. 2026 was 14.73%. Finbud Financial Services's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 34.42%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Finbud Financial Services's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 6.84%.

Finbud Financial Services  (NSE:FINBUD) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Finbud Financial Services's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Mar. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=135.545 * ( 1 - 23.98% )/( (545.121 + 853.926)/ 2 )
=103.041309/699.5235
=14.73 %

where

Invested Capital(Q: Mar. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=689.322 - 63.346 - ( 80.855 - max(0, 280.042 - 620.558+80.855))
=545.121

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=1670.099 - 115.413 - ( 700.76 - max(0, 425.93 - 1528.832+700.76))
=853.926

Note: The Operating Income data used here is one times the annual (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Finbud Financial Services's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Mar. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=135.545/( ( (25.895 + max(389.832, 0)) + (47.05 + max(324.78, 0)) )/ 2 )
=135.545/( ( 415.727 + 371.83 )/ 2 )
=135.545/393.7785
=34.42 %

where Working Capital is:

Working Capital(Q: Mar. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(351.406 + 0 + 167.373) - (63.346 + 0 + 65.601)
=389.832

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(443.628 + 0 + 76.941) - (115.413 + 0 + 80.376)
=324.78

When net working capital is negative, 0 is used.

Note: The EBIT data used here is one times the annual (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Finbud Financial Services's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=135.545/1981.310
=6.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finbud Financial Services EBIT Related Terms

Finbud Financial Services EBIT Historical Data

* Premium members only.

The historical data trend for Finbud Financial Services's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finbud Financial Services EBIT Chart

Finbud Financial Services Annual Data
Trend Mar23 Mar24 Mar25 Mar26
EBIT
23.43 79.85 115.73 135.55

Finbud Financial Services Semi-Annual Data
Mar23 Mar24 Mar25 Mar26
EBIT 23.43 79.85 115.73 135.55

NSE:FINBUD vs V, MA, AXP: EBIT Comparison

For the Credit Services subindustry, Finbud Financial Services's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Finbud Financial Services EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Finbud Financial Services's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Finbud Financial Services's EV-to-EBIT falls into.


NSE:FINBUD
18GF Score
Finbud Financial Services Ltd NSE:FINBUD
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Finbud Financial Services EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹136 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of ₹136 Mil mean?
Finbud Financial Services (NSE:FINBUD) has a EBIT of ₹136 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Finbud Financial Services.
Is Finbud Financial Services' EBIT too high?
Finbud Financial Services' current EBIT is ₹136 Mil. Overall, Finbud Financial Services has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Finbud Financial Services' EBIT compare to V and MA?
Finbud Financial Services' EBIT of ₹136 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Credit Services company?
A good EBIT depends on the Credit Services industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Finbud Financial Services. Finbud Financial Services's current EBIT is ₹136 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbud Financial Services stock overvalued right now?
Finbud Financial Services (NSE:FINBUD) has a current EBIT of ₹136 Mil. The current EBIT is ₹136 Mil. Finbud Financial Services' overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Finbud Financial Services (NSE:FINBUD), the current EBIT is ₹136 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Finbud Financial Services Business Description

Address LIC Colony, 10th Sector, Ground Floor, 1st Floor, 2nd Floor, 3rd Floor, P-65, 7th Main Jeevan Bhima Nagar, Bangalore, KA, IND, 560075
Finbud Financial Services Ltd is engaged in the business of financial advisory, brokerage, and consultancy services, operating as a retail loan aggregation platform in India that helps people obtain personal, business, and home loans from banks and non-banking financial companies. The company acquires customers through a hybrid strategy using digital marketing and a wide network of external agents, and earns a commission from lenders upon loan disbursement. Its hybrid business model includes conventional lending through the Agent channel and digital lending through the Digital Channel, supported by partnerships with a wide network of lenders to offer tailored loan solutions that meet diverse customer needs.
18GF Score

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EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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