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Finbud Financial ServicesNSE:FINBUD +3.39%18 PE Ratio (TTM) is 17.11 as of Jul. 15, 2026, which is 24% below its 10-year median of 22.63. GuruFocus rates NSE:FINBUD with a GF Score™ of 18/100. The stock has 2 warning signs investors should review. Among 407 Credit Services companies, Finbud Financial Services ranks worse than 59.71% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-15), Finbud Financial Services's share price is
₹124.90.
Finbud Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹7.30. Therefore, Finbud Financial Services's PE Ratio (TTM) for today is 17.11.
The historical rank and industry rank for Finbud Financial Services's PE Ratio (TTM) or its related term are showing as below:
NSE:FINBUD'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 12.46 Med: 22.63 Max: 36.24
Current: 17.11
During the past 4 years, the highest PE Ratio (TTM) of Finbud Financial Services was 36.24. The lowest was 12.46. And the median was 22.63.
NSE:FINBUD's PE Ratio (TTM) is ranked worse than 59.71% of 407
companies
in the Credit Services industry
Industry Median: 13.56
vs NSE:FINBUD: 17.11
During the past 4 years, Finbud Financial Services's highest 3-Year average EPS without NRI Growth Rate was 96.50% per year. The lowest was 96.50% per year. And the median was 96.50% per year.
Finbud Financial Services (NSE:FINBUD) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Finbud Financial Services PE Ratio (TTM) Related Terms
Finbud Financial Services PE Ratio (TTM) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbud Financial Services PE Ratio (TTM) Chart
Finbud Financial Services Annual Data
Trend
Mar23
Mar24
Mar25
Mar26
PE Ratio (TTM)
N/A
N/A
N/A
10.90
Finbud Financial Services Semi-Annual Data
Mar23
Mar24
Mar25
Mar26
PE Ratio (TTM)
At Loss
N/A
N/A
10.90
NSE:FINBUD vs V, MA, AXP: PE Ratio (TTM) Comparison
For the Credit Services subindustry, Finbud Financial Services's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbud Financial Services PE Ratio (TTM) vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finbud Financial Services's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Finbud Financial Services's PE Ratio (TTM) falls into.
Finbud Financial Services PE Ratio (TTM) Calculation
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Finbud Financial Services's Share Price of today is ₹124.90.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Finbud Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹7.30.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Finbud Financial Services (NSE:FINBUD) has a PE Ratio (TTM) of 17.11 as of Jul. 15, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Finbud Financial Services and its competitors. This is 24% below median its historical median of 22.63. Over the past decade, Finbud Financial Services' PE Ratio (TTM) has ranged from 12.46 to 36.24. According to the industry distribution chart, Finbud Financial Services ranks #243 out of 407 companies in the Credit Services industry, placing it in the top 59.7%.
Is Finbud Financial Services' PE Ratio (TTM) too high?
Finbud Financial Services' current PE Ratio (TTM) of 17.11 is 24% below median its 10-year median of 22.63. Over the past 10 years, this metric has ranged from a low of 12.46 to a high of 36.24. The Credit Services industry median PE Ratio (TTM) is 13.56. Finbud Financial Services' value of 17.11 is 26.2% above this industry median. Based on the distribution chart, Finbud Financial Services ranks #243 out of 407 companies in the Credit Services industry, which is below the industry midpoint. Overall, Finbud Financial Services has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Finbud Financial Services' PE Ratio (TTM) compare to V and MA?
According to the Credit Services industry distribution chart, Finbud Financial Services ranks #243 out of 407 companies for PE Ratio (TTM). This places Finbud Financial Services in the lower half of its industry. The industry median PE Ratio (TTM) is 13.56. Finbud Financial Services' value of 17.11 is 26.2% above this benchmark. Historically, Finbud Financial Services' own PE Ratio (TTM) has ranged from 12.46 to 36.24 over the past decade. While the company's 10-year median is 22.63 vs. the industry median of 13.56, Finbud Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Credit Services company?
The median PE Ratio (TTM) among Credit Services companies is 13.56, based on 407 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finbud Financial Services's current PE Ratio (TTM) of 17.11 is 26.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Finbud Financial Services and its competitors. For the Credit Services industry, the median PE Ratio (TTM) is 13.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbud Financial Services's current PE Ratio (TTM) is 17.11, which is 24% below median its own 10-year median of 22.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbud Financial Services stock overvalued right now?
Finbud Financial Services (NSE:FINBUD) has a current PE Ratio (TTM) of 17.11. The current PE Ratio (TTM) is 17.11, which is 24% below median its 10-year median of 22.63 and 26.2% above the Credit Services industry median of 13.56. Finbud Financial Services' overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Finbud Financial Services (NSE:FINBUD), the current PE Ratio (TTM) is 17.11 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Finbud Financial Services Ltd is engaged in the business of financial advisory, brokerage, and consultancy services, operating as a retail loan aggregation platform in India that helps people obtain personal, business, and home loans from banks and non-banking financial companies. The company acquires customers through a hybrid strategy using digital marketing and a wide network of external agents, and earns a commission from lenders upon loan disbursement. Its hybrid business model includes conventional lending through the Agent channel and digital lending through the Digital Channel, supported by partnerships with a wide network of lenders to offer tailored loan solutions that meet diverse customer needs.
18GF Score
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