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Finbud Financial ServicesNSE:FINBUD +3.39%18 PS Ratio is 0.63 as of Jul. 15, 2026, which is 26% below its 10-year median of 0.85. GuruFocus rates NSE:FINBUD with a GF Score™ of 18/100. The stock has 2 warning signs investors should review. Among 522 Credit Services companies, Finbud Financial Services ranks better than 91% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Finbud Financial Services's share price is ₹124.90.
Finbud Financial Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹198.15. Hence, Finbud Financial Services's PS Ratio for today is 0.63.
The historical rank and industry rank for Finbud Financial Services's PS Ratio or its related term are showing as below:
NSE:FINBUD'
s PS Ratio Range Over the Past 10 Years
Min: 0.46 Med: 0.85 Max: 1.36
Current: 0.63
During the past 4 years, Finbud Financial Services's highest PS Ratio was 1.36. The lowest was 0.46. And the median was 0.85.
NSE:FINBUD's PS Ratio is ranked better than 91% of 522
companies
in the Credit Services industry
Industry Median: 2.85
vs NSE:FINBUD: 0.63
During the past 4 years, Finbud Financial Services's highest 3-Year average Revenue per Share Growth Rate was 40.70% per year. The lowest was 40.70% per year. And the median was 40.70% per year.
Back to Basics: PS Ratio
Finbud Financial Services (NSE:FINBUD) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Finbud Financial Services PS Ratio Related Terms
Finbud Financial Services PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Finbud Financial Services PS Ratio Chart
Finbud Financial Services Annual Data
Trend
Mar23
Mar24
Mar25
Mar26
PS Ratio
0.00
0.00
0.00
0.40
Finbud Financial Services Semi-Annual Data
Mar23
Mar24
Mar25
Mar26
PS Ratio
0.00
0.00
0.00
0.40
NSE:FINBUD vs V, MA, AXP: PS Ratio Comparison
For the Credit Services subindustry, Finbud Financial Services's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Finbud Financial Services PS Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Finbud Financial Services's PS Ratio distribution charts can be found below:
* The bar in red indicates where Finbud Financial Services's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Finbud Financial Services's Share Price of today is ₹124.90.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Finbud Financial Services's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₹198.15.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Finbud Financial Services (NSE:FINBUD) has a PS Ratio of 0.63 as of Jul. 15, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Finbud Financial Services and its competitors. This is 26% below median its historical median of 0.85. Over the past decade, Finbud Financial Services' PS Ratio has ranged from 0.46 to 1.36. According to the industry distribution chart, Finbud Financial Services ranks #47 out of 522 companies in the Credit Services industry, placing it in the top 9%.
Is Finbud Financial Services' PS Ratio too high?
Finbud Financial Services' current PS Ratio of 0.63 is 26% below median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 1.36. The Credit Services industry median PS Ratio is 2.85. Finbud Financial Services' value of 0.63 is 77.9% below this industry median. Based on the distribution chart, Finbud Financial Services ranks #47 out of 522 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Finbud Financial Services has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Finbud Financial Services' PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Finbud Financial Services ranks #47 out of 522 companies for PS Ratio. This places Finbud Financial Services in the top 9% of its industry — outperforming the majority of peers. The industry median PS Ratio is 2.85. Finbud Financial Services' value of 0.63 is 77.9% below this benchmark. Historically, Finbud Financial Services' own PS Ratio has ranged from 0.46 to 1.36 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 2.85, Finbud Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Credit Services company?
The median PS Ratio among Credit Services companies is 2.85, based on 522 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finbud Financial Services's current PS Ratio of 0.63 is 77.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Finbud Financial Services and its competitors. For the Credit Services industry, the median PS Ratio is 2.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbud Financial Services's current PS Ratio is 0.63, which is 26% below median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbud Financial Services stock overvalued right now?
Finbud Financial Services (NSE:FINBUD) has a current PS Ratio of 0.63. The current PS Ratio is 0.63, which is 26% below median its 10-year median of 0.85 and 77.9% below the Credit Services industry median of 2.85. Finbud Financial Services' overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Finbud Financial Services (NSE:FINBUD), the current PS Ratio is 0.63 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Finbud Financial Services Ltd is engaged in the business of financial advisory, brokerage, and consultancy services, operating as a retail loan aggregation platform in India that helps people obtain personal, business, and home loans from banks and non-banking financial companies. The company acquires customers through a hybrid strategy using digital marketing and a wide network of external agents, and earns a commission from lenders upon loan disbursement. Its hybrid business model includes conventional lending through the Agent channel and digital lending through the Digital Channel, supported by partnerships with a wide network of lenders to offer tailored loan solutions that meet diverse customer needs.
18GF Score
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