Finbud Financial Services (NSE:FINBUD) OCF Margin %: -4.02% (As of Mar. 2026)

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NSE:FINBUD Finbud Financial Services Ltd NSE:FINBUD
18 GF Score
Price ₹124.90
! 2 Warning Signs
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What is Finbud Financial Services OCF Margin %?

Finbud Financial Services NSE:FINBUD +3.39% 18 OCF Margin % is -4.02% as of Mar. 2026. GuruFocus rates NSE:FINBUD with a GF Score™ of 18/100. The stock has 2 warning signs investors should review. Among 531 Credit Services companies, Finbud Financial Services ranks worse than 59.13% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Finbud Financial Services's Cash Flow from Operations for the six months ended in Mar. 2026 was ₹-127 Mil. Finbud Financial Services's Revenue for the six months ended in Mar. 2026 was ₹3,161 Mil. Therefore, Finbud Financial Services's OCF Margin % for the quarter that ended in Mar. 2026 was -4.02%.

As of today, Finbud Financial Services's current OCF Yield % is -5.43%.

The historical rank and industry rank for Finbud Financial Services's OCF Margin % or its related term are showing as below:

NSE:FINBUD' s OCF Margin % Range Over the Past 10 Years
Min: -6   Med: -2.56   Max: 1.98
Current: -4.02

During the past 4 years, the highest OCF Margin % of Finbud Financial Services was 1.98%. The lowest was -6.00%. And the median was -2.56%.

NSE:FINBUD's OCF Margin % is ranked worse than
59.13% of 531 companies
in the Credit Services industry
Industry Median: 2.55 vs NSE:FINBUD: -4.02

Finbud Financial Services OCF Margin % Related Terms

Finbud Financial Services OCF Margin % Historical Data

* Premium members only.

The historical data trend for Finbud Financial Services's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finbud Financial Services OCF Margin % Chart

Finbud Financial Services Annual Data
Trend Mar23 Mar24 Mar25 Mar26
OCF Margin %
1.98 -1.10 -6.00 -4.02

Finbud Financial Services Semi-Annual Data
Mar23 Mar24 Mar25 Mar26
OCF Margin % 1.98 -1.10 -6.00 -4.02

NSE:FINBUD vs V, MA, AXP: OCF Margin % Comparison

For the Credit Services subindustry, Finbud Financial Services's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Finbud Financial Services OCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Finbud Financial Services's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Finbud Financial Services's OCF Margin % falls into.


NSE:FINBUD
18GF Score
Finbud Financial Services Ltd NSE:FINBUD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Finbud Financial Services OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Finbud Financial Services's OCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-127.138/3161.028
=-4.02 %

Finbud Financial Services's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-127.138/3161.028
=-4.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -4.02% mean?
Finbud Financial Services (NSE:FINBUD) has a OCF Margin % of -4.02% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Finbud Financial Services and its competitors. According to the industry distribution chart, Finbud Financial Services ranks #314 out of 531 companies in the Credit Services industry, placing it in the top 59.1%.
Is Finbud Financial Services' OCF Margin % too high?
Finbud Financial Services' current OCF Margin % is -4.02%. Based on the distribution chart, Finbud Financial Services ranks #314 out of 531 companies in the Credit Services industry, which is below the industry midpoint. Overall, Finbud Financial Services has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Finbud Financial Services' OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Finbud Financial Services ranks #314 out of 531 companies for OCF Margin %. This places Finbud Financial Services in the lower half of its industry. The industry median OCF Margin % is 2.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Finbud Financial Services and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbud Financial Services's current OCF Margin % is -4.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbud Financial Services stock overvalued right now?
Finbud Financial Services (NSE:FINBUD) has a current OCF Margin % of -4.02%. The current OCF Margin % is -4.02%. Finbud Financial Services' overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Finbud Financial Services (NSE:FINBUD), the current OCF Margin % is -4.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Finbud Financial Services Business Description

Address LIC Colony, 10th Sector, Ground Floor, 1st Floor, 2nd Floor, 3rd Floor, P-65, 7th Main Jeevan Bhima Nagar, Bangalore, KA, IND, 560075
Finbud Financial Services Ltd is engaged in the business of financial advisory, brokerage, and consultancy services, operating as a retail loan aggregation platform in India that helps people obtain personal, business, and home loans from banks and non-banking financial companies. The company acquires customers through a hybrid strategy using digital marketing and a wide network of external agents, and earns a commission from lenders upon loan disbursement. Its hybrid business model includes conventional lending through the Agent channel and digital lending through the Digital Channel, supported by partnerships with a wide network of lenders to offer tailored loan solutions that meet diverse customer needs.
18GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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