Finbud Financial Services (NSE:FINBUD) EV-to-EBIT: 15.61 (As of Aug. 29, 2026) — 11% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:FINBUD Finbud Financial Services Ltd NSE:FINBUD
19 GF Score
Price ₹131.95
! 2 Warning Signs
View Full Analysis

What is Finbud Financial Services EV-to-EBIT?

Finbud Financial Services NSE:FINBUD +1.11% 19 EV-to-EBIT is 15.61 as of Aug. 29, 2026, which is 11% above its 10-year median of 14.06. GuruFocus rates NSE:FINBUD with a GF Score™ of 19/100. The stock has 2 warning signs investors should review. Among 312 Credit Services companies, Finbud Financial Services ranks better than 59.29% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Finbud Financial Services's Enterprise Value is ₹2,116 Mil. Finbud Financial Services's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹136 Mil. Therefore, Finbud Financial Services's EV-to-EBIT for today is 15.61.

The historical rank and industry rank for Finbud Financial Services's EV-to-EBIT or its related term are showing as below:

NSE:FINBUD' s EV-to-EBIT Range Over the Past 10 Years
Min: 7.77   Med: 14.06   Max: 27.13
Current: 15.6

During the past 4 years, the highest EV-to-EBIT of Finbud Financial Services was 27.13. The lowest was 7.77. And the median was 14.06.

NSE:FINBUD's EV-to-EBIT is ranked better than
59.29% of 312 companies
in the Credit Services industry
Industry Median: 22.015 vs NSE:FINBUD: 15.60

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. Finbud Financial Services's Enterprise Value for the quarter that ended in Mar. 2026 was ₹1,117 Mil. Finbud Financial Services's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹136 Mil. Finbud Financial Services's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 12.13%.


Finbud Financial Services  (NSE:FINBUD) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

Finbud Financial Services's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Mar. 2026 ) =EBIT / Enterprise Value (Q: Mar. 2026 )
=135.545/1117.37795
=12.13 %

Finbud Financial Services's Enterprise Value for the quarter that ended in Mar. 2026 was ₹1,117 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Finbud Financial Services's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹136 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Finbud Financial Services EV-to-EBIT Related Terms


Finbud Financial Services EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for Finbud Financial Services's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finbud Financial Services EV-to-EBIT Chart

Finbud Financial Services Annual Data
Trend Mar23 Mar24 Mar25 Mar26
EV-to-EBIT
0.00 0.00 0.00 8.24

Finbud Financial Services Semi-Annual Data
Mar23 Mar24 Mar25 Mar26
EV-to-EBIT 0.00 0.00 0.00 8.24

NSE:FINBUD vs V, MA, AXP: EV-to-EBIT Comparison

For the Credit Services subindustry, Finbud Financial Services's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Finbud Financial Services EV-to-EBIT vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Finbud Financial Services's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Finbud Financial Services's EV-to-EBIT falls into.


NSE:FINBUD
19GF Score
Finbud Financial Services Ltd NSE:FINBUD
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Finbud Financial Services EV-to-EBIT Calculation

Finbud Financial Services's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=2115.609/135.545
=15.61

Finbud Financial Services's current Enterprise Value is ₹2,116 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Finbud Financial Services's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹136 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 15.61 mean?
Finbud Financial Services (NSE:FINBUD) has a EV-to-EBIT of 15.61 as of Aug. 29, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Finbud Financial Services and its competitors. This is 11% above median its historical median of 14.06. Over the past decade, Finbud Financial Services' EV-to-EBIT has ranged from 7.77 to 27.13. According to the industry distribution chart, Finbud Financial Services ranks #127 out of 312 companies in the Credit Services industry, placing it in the top 40.7%.
Is Finbud Financial Services' EV-to-EBIT too high?
Finbud Financial Services' current EV-to-EBIT of 15.61 is 11% above median its 10-year median of 14.06. Over the past 10 years, this metric has ranged from a low of 7.77 to a high of 27.13. The Credit Services industry median EV-to-EBIT is 22.02. Finbud Financial Services' value of 15.61 is 29.1% below this industry median. Based on the distribution chart, Finbud Financial Services ranks #127 out of 312 companies in the Credit Services industry, which is above the industry midpoint. Overall, Finbud Financial Services has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Finbud Financial Services' EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Finbud Financial Services ranks #127 out of 312 companies for EV-to-EBIT. This puts Finbud Financial Services in the upper half of its industry. The industry median EV-to-EBIT is 22.02. Finbud Financial Services' value of 15.61 is 29.1% below this benchmark. Historically, Finbud Financial Services' own EV-to-EBIT has ranged from 7.77 to 27.13 over the past decade. While the company's 10-year median is 14.06 vs. the industry median of 22.02, Finbud Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.02, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Finbud Financial Services's current EV-to-EBIT of 15.61 is 29.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Finbud Financial Services and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Finbud Financial Services's current EV-to-EBIT is 15.61, which is 11% above median its own 10-year median of 14.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finbud Financial Services stock overvalued right now?
Finbud Financial Services (NSE:FINBUD) has a current EV-to-EBIT of 15.61. The current EV-to-EBIT is 15.61, which is 11% above median its 10-year median of 14.06 and 29.1% below the Credit Services industry median of 22.02. Finbud Financial Services' overall GF Score™ is 19/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Finbud Financial Services (NSE:FINBUD), the current EV-to-EBIT is 15.61 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Finbud Financial Services Business Description

Address LIC Colony, 10th Sector, Ground Floor, 1st Floor, 2nd Floor, 3rd Floor, P-65, 7th Main Jeevan Bhima Nagar, Bangalore, KA, IND, 560075
Finbud Financial Services Ltd is engaged in the business of financial advisory, brokerage, and consultancy services, operating as a retail loan aggregation platform in India that helps people obtain personal, business, and home loans from banks and non-banking financial companies. The company acquires customers through a hybrid strategy using digital marketing and a wide network of external agents, and earns a commission from lenders upon loan disbursement. Its hybrid business model includes conventional lending through the Agent channel and digital lending through the Digital Channel, supported by partnerships with a wide network of lenders to offer tailored loan solutions that meet diverse customer needs.
19GF Score

Get the complete analysis for NSE:FINBUD

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹131.95
Price