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OnEMI Technology SolutionsNSE:KISSHT -3.27%18 Days Payable is 69.26 as of Mar. 2025, which is 4% below its 10-year median of 71.93. GuruFocus rates NSE:KISSHT with a GF Score™ of 18/100. The stock has 8 warning signs investors should review. Among 300 Credit Services companies, OnEMI Technology Solutions ranks better than 63.67% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OnEMI Technology Solutions Days Payable Chart
OnEMI Technology Solutions Annual Data
Trend
Mar23
Mar24
Mar25
Days Payable
93.26
71.93
69.26
OnEMI Technology Solutions Semi-Annual Data
Mar23
Mar24
Mar25
Days Payable
93.26
71.93
69.26
NSE:KISSHT vs V, MA, AXP: Days Payable Comparison
For the Credit Services subindustry, OnEMI Technology Solutions's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OnEMI Technology Solutions Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, OnEMI Technology Solutions's Days Payable distribution charts can be found below:
* The bar in red indicates where OnEMI Technology Solutions's Days Payable falls into.
OnEMI Technology Solutions Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OnEMI Technology Solutions (NSE:KISSHT) has a Days Payable of 69.26 as of Mar. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on OnEMI Technology Solutions and its competitors. This is near median its historical median of 71.93. Over the past decade, OnEMI Technology Solutions' Days Payable has ranged from 69.26 to 93.26. According to the industry distribution chart, OnEMI Technology Solutions ranks #109 out of 300 companies in the Credit Services industry, placing it in the top 36.3%.
Is OnEMI Technology Solutions' Days Payable too high?
OnEMI Technology Solutions' current Days Payable of 69.26 is near median its 10-year median of 71.93. Over the past 10 years, this metric has ranged from a low of 69.26 to a high of 93.26. The Credit Services industry median Days Payable is 33.41. OnEMI Technology Solutions' value of 69.26 is 107.3% above this industry median. Based on the distribution chart, OnEMI Technology Solutions ranks #109 out of 300 companies in the Credit Services industry, which is above the industry midpoint. Overall, OnEMI Technology Solutions has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does OnEMI Technology Solutions' Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, OnEMI Technology Solutions ranks #109 out of 300 companies for Days Payable. This puts OnEMI Technology Solutions in the upper half of its industry. The industry median Days Payable is 33.41. OnEMI Technology Solutions' value of 69.26 is 107.3% above this benchmark. Historically, OnEMI Technology Solutions' own Days Payable has ranged from 69.26 to 93.26 over the past decade. While the company's 10-year median is 71.93 vs. the industry median of 33.41, OnEMI Technology Solutions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OnEMI Technology Solutions's current Days Payable of 69.26 is 107.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on OnEMI Technology Solutions and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OnEMI Technology Solutions's current Days Payable is 69.26, which is near median its own 10-year median of 71.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OnEMI Technology Solutions stock overvalued right now?
OnEMI Technology Solutions (NSE:KISSHT) has a current Days Payable of 69.26. The current Days Payable is 69.26, which is near median its 10-year median of 71.93 and 107.3% above the Credit Services industry median of 33.41. OnEMI Technology Solutions' overall GF Score™ is 18/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For OnEMI Technology Solutions (NSE:KISSHT), the current Days Payable is 69.26 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
OnEMI Technology Solutions Ltd operates a digital lending platform in India, providing financing solutions to consumers. Its offerings include personal loans and secured loans such as loan against property (LAP). It uses data analytics, alternative credit assessment methods, and technology infrastructure to support its lending operations. The majority of the company's revenue is derived from Interest on loans and Sourcing and servicing fees.
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