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Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
OnEMI Technology Solutions Effective Interest Rate on Debt % Related Terms
OnEMI Technology Solutions Effective Interest Rate on Debt % Historical Data
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The historical data trend for OnEMI Technology Solutions's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OnEMI Technology Solutions Effective Interest Rate on Debt % Chart
OnEMI Technology Solutions Annual Data
Trend
Mar23
Mar24
Mar25
Effective Interest Rate on Debt %
4.88
4.10
5.17
OnEMI Technology Solutions Semi-Annual Data
Mar23
Mar24
Mar25
Effective Interest Rate on Debt %
4.88
4.10
5.17
NSE:KISSHT vs V, MA, AXP: Effective Interest Rate on Debt % Comparison
For the Credit Services subindustry, OnEMI Technology Solutions's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OnEMI Technology Solutions Effective Interest Rate on Debt % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, OnEMI Technology Solutions's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where OnEMI Technology Solutions's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is one times the annual (Mar. 2025) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.17% mean?
OnEMI Technology Solutions (NSE:KISSHT) has a Effective Interest Rate on Debt % of 5.17% as of Mar. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on OnEMI Technology Solutions and its competitors.
Is OnEMI Technology Solutions' Effective Interest Rate on Debt % too high?
OnEMI Technology Solutions' current Effective Interest Rate on Debt % is 5.17%. Overall, OnEMI Technology Solutions has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does OnEMI Technology Solutions' Effective Interest Rate on Debt % compare to V and MA?
OnEMI Technology Solutions' Effective Interest Rate on Debt % of 5.17% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on OnEMI Technology Solutions and its competitors. OnEMI Technology Solutions's current Effective Interest Rate on Debt % is 5.17%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OnEMI Technology Solutions stock overvalued right now?
OnEMI Technology Solutions (NSE:KISSHT) has a current Effective Interest Rate on Debt % of 5.17%. The current Effective Interest Rate on Debt % is 5.17%. OnEMI Technology Solutions' overall GF Score™ is 17/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For OnEMI Technology Solutions (NSE:KISSHT), the current Effective Interest Rate on Debt % is 5.17% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
OnEMI Technology Solutions Ltd operates a digital lending platform in India, providing financing solutions to consumers. Its offerings include personal loans and secured loans such as loan against property (LAP). It uses data analytics, alternative credit assessment methods, and technology infrastructure to support its lending operations. The majority of the company's revenue is derived from Interest on loans and Sourcing and servicing fees.
17GF Score
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