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OnEMI Technology SolutionsNSE:KISSHT -3.27%18 Pretax Margin % is 16.17% as of Mar. 2025, which is 1% above its 10-year median of 15.97. GuruFocus rates NSE:KISSHT with a GF Score™ of 18/100. The stock has 8 warning signs investors should review. Among 534 Credit Services companies, OnEMI Technology Solutions ranks worse than 57.68% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
OnEMI Technology Solutions Pretax Margin % Related Terms
OnEMI Technology Solutions Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OnEMI Technology Solutions Pretax Margin % Chart
OnEMI Technology Solutions Annual Data
Trend
Mar23
Mar24
Mar25
Pretax Margin %
2.43
15.97
16.17
OnEMI Technology Solutions Semi-Annual Data
Mar23
Mar24
Mar25
Pretax Margin %
2.43
15.97
16.17
NSE:KISSHT vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, OnEMI Technology Solutions's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OnEMI Technology Solutions Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, OnEMI Technology Solutions's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where OnEMI Technology Solutions's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OnEMI Technology Solutions (NSE:KISSHT) has a Pretax Margin % of 16.17% as of Mar. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on OnEMI Technology Solutions and its competitors. This is near median its historical median of 15.97. Over the past decade, OnEMI Technology Solutions' Pretax Margin % has ranged from 2.43 to 16.17. According to the industry distribution chart, OnEMI Technology Solutions ranks #308 out of 534 companies in the Credit Services industry, placing it in the top 57.7%.
Is OnEMI Technology Solutions' Pretax Margin % too high?
OnEMI Technology Solutions' current Pretax Margin % of 16.17% is near median its 10-year median of 15.97. Over the past 10 years, this metric has ranged from a low of 2.43 to a high of 16.17. The Credit Services industry median Pretax Margin % is 20.22. OnEMI Technology Solutions' value of 16.17% is 20% below this industry median. Based on the distribution chart, OnEMI Technology Solutions ranks #308 out of 534 companies in the Credit Services industry, which is below the industry midpoint. Overall, OnEMI Technology Solutions has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does OnEMI Technology Solutions' Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, OnEMI Technology Solutions ranks #308 out of 534 companies for Pretax Margin %. This places OnEMI Technology Solutions in the lower half of its industry. The industry median Pretax Margin % is 20.22. OnEMI Technology Solutions' value of 16.17% is 20% below this benchmark. Historically, OnEMI Technology Solutions' own Pretax Margin % has ranged from 2.43 to 16.17 over the past decade. While the company's 10-year median is 15.97 vs. the industry median of 20.22, OnEMI Technology Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.22, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OnEMI Technology Solutions's current Pretax Margin % of 16.17% is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on OnEMI Technology Solutions and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OnEMI Technology Solutions's current Pretax Margin % is 16.17%, which is near median its own 10-year median of 15.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OnEMI Technology Solutions stock overvalued right now?
OnEMI Technology Solutions (NSE:KISSHT) has a current Pretax Margin % of 16.17%. The current Pretax Margin % is 16.17%, which is near median its 10-year median of 15.97 and 20% below the Credit Services industry median of 20.22. OnEMI Technology Solutions' overall GF Score™ is 18/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For OnEMI Technology Solutions (NSE:KISSHT), the current Pretax Margin % is 16.17% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
OnEMI Technology Solutions Ltd operates a digital lending platform in India, providing financing solutions to consumers. Its offerings include personal loans and secured loans such as loan against property (LAP). It uses data analytics, alternative credit assessment methods, and technology infrastructure to support its lending operations. The majority of the company's revenue is derived from Interest on loans and Sourcing and servicing fees.
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