Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
OnEMI Technology SolutionsNSE:KISSHT -3.27%18 EBITDA Margin % is 22.49% as of Mar. 2025, which is 19% above its 10-year median of 18.87. GuruFocus rates NSE:KISSHT with a GF Score™ of 18/100. The stock has 8 warning signs investors should review. Among 415 Credit Services companies, OnEMI Technology Solutions ranks better than 51.81% on this metric.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
OnEMI Technology Solutions EBITDA Margin % Related Terms
OnEMI Technology Solutions EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OnEMI Technology Solutions EBITDA Margin % Chart
OnEMI Technology Solutions Annual Data
Trend
Mar23
Mar24
Mar25
EBITDA Margin %
6.45
18.87
22.49
OnEMI Technology Solutions Semi-Annual Data
Mar23
Mar24
Mar25
EBITDA Margin %
6.45
18.87
22.49
NSE:KISSHT vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, OnEMI Technology Solutions's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OnEMI Technology Solutions EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, OnEMI Technology Solutions's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where OnEMI Technology Solutions's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OnEMI Technology Solutions (NSE:KISSHT) has a EBITDA Margin % of 22.49% as of Mar. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on OnEMI Technology Solutions and its competitors. This is 19% above median its historical median of 18.87. Over the past decade, OnEMI Technology Solutions' EBITDA Margin % has ranged from 6.45 to 22.49. According to the industry distribution chart, OnEMI Technology Solutions ranks #200 out of 415 companies in the Credit Services industry, placing it in the top 48.2%.
Is OnEMI Technology Solutions' EBITDA Margin % too high?
OnEMI Technology Solutions' current EBITDA Margin % of 22.49% is 19% above median its 10-year median of 18.87. Over the past 10 years, this metric has ranged from a low of 6.45 to a high of 22.49. The Credit Services industry median EBITDA Margin % is 21.22. OnEMI Technology Solutions' value of 22.49% is 6% above this industry median. Based on the distribution chart, OnEMI Technology Solutions ranks #200 out of 415 companies in the Credit Services industry, which is above the industry midpoint. Overall, OnEMI Technology Solutions has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does OnEMI Technology Solutions' EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, OnEMI Technology Solutions ranks #200 out of 415 companies for EBITDA Margin %. This puts OnEMI Technology Solutions in the upper half of its industry. The industry median EBITDA Margin % is 21.22. OnEMI Technology Solutions' value of 22.49% is 6% above this benchmark. Historically, OnEMI Technology Solutions' own EBITDA Margin % has ranged from 6.45 to 22.49 over the past decade. While the company's 10-year median is 18.87 vs. the industry median of 21.22, OnEMI Technology Solutions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.22, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OnEMI Technology Solutions's current EBITDA Margin % of 22.49% is 6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on OnEMI Technology Solutions and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OnEMI Technology Solutions's current EBITDA Margin % is 22.49%, which is 19% above median its own 10-year median of 18.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OnEMI Technology Solutions stock overvalued right now?
OnEMI Technology Solutions (NSE:KISSHT) has a current EBITDA Margin % of 22.49%. The current EBITDA Margin % is 22.49%, which is 19% above median its 10-year median of 18.87 and 6% above the Credit Services industry median of 21.22. OnEMI Technology Solutions' overall GF Score™ is 18/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For OnEMI Technology Solutions (NSE:KISSHT), the current EBITDA Margin % is 22.49% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
OnEMI Technology Solutions Ltd operates a digital lending platform in India, providing financing solutions to consumers. Its offerings include personal loans and secured loans such as loan against property (LAP). It uses data analytics, alternative credit assessment methods, and technology infrastructure to support its lending operations. The majority of the company's revenue is derived from Interest on loans and Sourcing and servicing fees.
18GF Score
Get the complete analysis for NSE:KISSHT
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:KISSHT has been successfully added to your 
