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OnEMI Technology SolutionsNSE:KISSHT -3.27%18 ROC (Joel Greenblatt) % is 419.71% as of Mar. 2025, which is 2% above its 10-year median of 412.30. GuruFocus rates NSE:KISSHT with a GF Score™ of 18/100. The stock has 8 warning signs investors should review. Among 414 Credit Services companies, OnEMI Technology Solutions ranks better than 77.29% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. OnEMI Technology Solutions's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2025 was 419.71%.
The historical rank and industry rank for OnEMI Technology Solutions's ROC (Joel Greenblatt) % or its related term are showing as below:
NSE:KISSHT'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 74 Med: 412.3 Max: 419.71
Current: 419.71
During the past 3 years, OnEMI Technology Solutions's highest ROC (Joel Greenblatt) % was 419.71%. The lowest was 74.00%. And the median was 412.30%.
NSE:KISSHT's ROC (Joel Greenblatt) % is ranked better than 77.29% of 414
companies
in the Credit Services industry
Industry Median: 38.59
vs NSE:KISSHT: 419.71
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:KISSHT vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison
For the Credit Services subindustry, OnEMI Technology Solutions's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OnEMI Technology Solutions ROC (Joel Greenblatt) % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, OnEMI Technology Solutions's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where OnEMI Technology Solutions's ROC (Joel Greenblatt) % falls into.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is one times the annual (Mar. 2025) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 419.71% mean?
OnEMI Technology Solutions (NSE:KISSHT) has a ROC (Joel Greenblatt) % of 419.71% as of Mar. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on OnEMI Technology Solutions and its competitors. This is near median its historical median of 412.30. Over the past decade, OnEMI Technology Solutions' ROC (Joel Greenblatt) % has ranged from 74.00 to 419.71. According to the industry distribution chart, OnEMI Technology Solutions ranks #94 out of 414 companies in the Credit Services industry, placing it in the top 22.7%.
Is OnEMI Technology Solutions' ROC (Joel Greenblatt) % too high?
OnEMI Technology Solutions' current ROC (Joel Greenblatt) % of 419.71% is near median its 10-year median of 412.30. Over the past 10 years, this metric has ranged from a low of 74.00 to a high of 419.71. The Credit Services industry median ROC (Joel Greenblatt) % is 38.59. OnEMI Technology Solutions' value of 419.71% is 987.6% above this industry median. Based on the distribution chart, OnEMI Technology Solutions ranks #94 out of 414 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, OnEMI Technology Solutions has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does OnEMI Technology Solutions' ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, OnEMI Technology Solutions ranks #94 out of 414 companies for ROC (Joel Greenblatt) %. This places OnEMI Technology Solutions in the top 23% of its industry — outperforming the majority of peers. The industry median ROC (Joel Greenblatt) % is 38.59. OnEMI Technology Solutions' value of 419.71% is 987.6% above this benchmark. Historically, OnEMI Technology Solutions' own ROC (Joel Greenblatt) % has ranged from 74.00 to 419.71 over the past decade. While the company's 10-year median is 412.30 vs. the industry median of 38.59, OnEMI Technology Solutions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.59, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OnEMI Technology Solutions's current ROC (Joel Greenblatt) % of 419.71% is 987.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on OnEMI Technology Solutions and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OnEMI Technology Solutions's current ROC (Joel Greenblatt) % is 419.71%, which is near median its own 10-year median of 412.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OnEMI Technology Solutions stock overvalued right now?
OnEMI Technology Solutions (NSE:KISSHT) has a current ROC (Joel Greenblatt) % of 419.71%. The current ROC (Joel Greenblatt) % is 419.71%, which is near median its 10-year median of 412.30 and 987.6% above the Credit Services industry median of 38.59. OnEMI Technology Solutions' overall GF Score™ is 18/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For OnEMI Technology Solutions (NSE:KISSHT), the current ROC (Joel Greenblatt) % is 419.71% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
OnEMI Technology Solutions Ltd operates a digital lending platform in India, providing financing solutions to consumers. Its offerings include personal loans and secured loans such as loan against property (LAP). It uses data analytics, alternative credit assessment methods, and technology infrastructure to support its lending operations. The majority of the company's revenue is derived from Interest on loans and Sourcing and servicing fees.
18GF Score
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