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OnEMI Technology SolutionsNSE:KISSHT -3.27%18 Net Margin % is 12.01% as of Mar. 2025, which is 2% above its 10-year median of 11.78. GuruFocus rates NSE:KISSHT with a GF Score™ of 18/100. The stock has 8 warning signs investors should review. Among 534 Credit Services companies, OnEMI Technology Solutions ranks worse than 56.37% on this metric.
The historical rank and industry rank for OnEMI Technology Solutions's Net Margin % or its related term are showing as below:
NSE:KISSHT'
s Net Margin % Range Over the Past 10 Years
Min: 2.81 Med: 11.78 Max: 12.01
Current: 12.01
NSE:KISSHT's Net Margin % is ranked worse than 56.37% of 534
companies
in the Credit Services industry
Industry Median: 14.69
vs NSE:KISSHT: 12.01
OnEMI Technology Solutions (NSE:KISSHT) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
OnEMI Technology Solutions Net Margin % Related Terms
OnEMI Technology Solutions Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OnEMI Technology Solutions Net Margin % Chart
OnEMI Technology Solutions Annual Data
Trend
Mar23
Mar24
Mar25
Net Margin %
2.81
11.78
12.01
OnEMI Technology Solutions Semi-Annual Data
Mar23
Mar24
Mar25
Net Margin %
2.81
11.78
12.01
NSE:KISSHT vs V, MA, AXP: Net Margin % Comparison
For the Credit Services subindustry, OnEMI Technology Solutions's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OnEMI Technology Solutions Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, OnEMI Technology Solutions's Net Margin % distribution charts can be found below:
* The bar in red indicates where OnEMI Technology Solutions's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OnEMI Technology Solutions (NSE:KISSHT) has a Net Margin % of 12.01% as of Mar. 2025. Net margin is the ratio of total net income to net sales. View historical data on OnEMI Technology Solutions and its competitors. This is near median its historical median of 11.78. Over the past decade, OnEMI Technology Solutions' Net Margin % has ranged from 2.81 to 12.01. According to the industry distribution chart, OnEMI Technology Solutions ranks #301 out of 534 companies in the Credit Services industry, placing it in the top 56.4%.
Is OnEMI Technology Solutions' Net Margin % too high?
OnEMI Technology Solutions' current Net Margin % of 12.01% is near median its 10-year median of 11.78. Over the past 10 years, this metric has ranged from a low of 2.81 to a high of 12.01. The Credit Services industry median Net Margin % is 14.69. OnEMI Technology Solutions' value of 12.01% is 18.2% below this industry median. Based on the distribution chart, OnEMI Technology Solutions ranks #301 out of 534 companies in the Credit Services industry, which is below the industry midpoint. Overall, OnEMI Technology Solutions has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does OnEMI Technology Solutions' Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, OnEMI Technology Solutions ranks #301 out of 534 companies for Net Margin %. This places OnEMI Technology Solutions in the lower half of its industry. The industry median Net Margin % is 14.69. OnEMI Technology Solutions' value of 12.01% is 18.2% below this benchmark. Historically, OnEMI Technology Solutions' own Net Margin % has ranged from 2.81 to 12.01 over the past decade. While the company's 10-year median is 11.78 vs. the industry median of 14.69, OnEMI Technology Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.69, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OnEMI Technology Solutions's current Net Margin % of 12.01% is 18.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on OnEMI Technology Solutions and its competitors. For the Credit Services industry, the median Net Margin % is 14.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OnEMI Technology Solutions's current Net Margin % is 12.01%, which is near median its own 10-year median of 11.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OnEMI Technology Solutions stock overvalued right now?
OnEMI Technology Solutions (NSE:KISSHT) has a current Net Margin % of 12.01%. The current Net Margin % is 12.01%, which is near median its 10-year median of 11.78 and 18.2% below the Credit Services industry median of 14.69. OnEMI Technology Solutions' overall GF Score™ is 18/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For OnEMI Technology Solutions (NSE:KISSHT), the current Net Margin % is 12.01% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
OnEMI Technology Solutions Ltd operates a digital lending platform in India, providing financing solutions to consumers. Its offerings include personal loans and secured loans such as loan against property (LAP). It uses data analytics, alternative credit assessment methods, and technology infrastructure to support its lending operations. The majority of the company's revenue is derived from Interest on loans and Sourcing and servicing fees.
18GF Score
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