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OnEMI Technology SolutionsNSE:KISSHT -3.27%18 Gross Margin % is 83.44% as of Mar. 2025, which is 7% below its 10-year median of 90.08. GuruFocus rates NSE:KISSHT with a GF Score™ of 18/100. The stock has 8 warning signs investors should review. Among 387 Credit Services companies, OnEMI Technology Solutions ranks better than 88.37% on this metric.
Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.
Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %
1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key
OnEMI Technology Solutions had a gross margin of 83.44% for the quarter that ended in Mar. 2025 => Durable competitive advantage
Be Aware
If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.
OnEMI Technology Solutions Gross Margin % Related Terms
OnEMI Technology Solutions Gross Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OnEMI Technology Solutions Gross Margin % Chart
OnEMI Technology Solutions Annual Data
Trend
Mar23
Mar24
Mar25
Gross Margin %
90.08
91.40
83.44
OnEMI Technology Solutions Semi-Annual Data
Mar23
Mar24
Mar25
Gross Margin %
90.08
91.40
83.44
NSE:KISSHT vs V, MA, AXP: Gross Margin % Comparison
For the Credit Services subindustry, OnEMI Technology Solutions's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OnEMI Technology Solutions Gross Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, OnEMI Technology Solutions's Gross Margin % distribution charts can be found below:
* The bar in red indicates where OnEMI Technology Solutions's Gross Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.
OnEMI Technology Solutions (NSE:KISSHT) has a Gross Margin % of 83.44% as of Mar. 2025. Gross margin is the ratio of total gross profit to net sales. View historical data on OnEMI Technology Solutions and its competitors. This is near median its historical median of 90.08. Over the past decade, OnEMI Technology Solutions' Gross Margin % has ranged from 83.44 to 91.40. According to the industry distribution chart, OnEMI Technology Solutions ranks #45 out of 387 companies in the Credit Services industry, placing it in the top 11.6%.
Is OnEMI Technology Solutions' Gross Margin % too high?
OnEMI Technology Solutions' current Gross Margin % of 83.44% is near median its 10-year median of 90.08. Over the past 10 years, this metric has ranged from a low of 83.44 to a high of 91.40. The Credit Services industry median Gross Margin % is 51.81. OnEMI Technology Solutions' value of 83.44% is 61% above this industry median. Based on the distribution chart, OnEMI Technology Solutions ranks #45 out of 387 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, OnEMI Technology Solutions has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does OnEMI Technology Solutions' Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, OnEMI Technology Solutions ranks #45 out of 387 companies for Gross Margin %. This places OnEMI Technology Solutions in the top 12% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 51.81. OnEMI Technology Solutions' value of 83.44% is 61% above this benchmark. Historically, OnEMI Technology Solutions' own Gross Margin % has ranged from 83.44 to 91.40 over the past decade. While the company's 10-year median is 90.08 vs. the industry median of 51.81, OnEMI Technology Solutions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.81, based on 387 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OnEMI Technology Solutions's current Gross Margin % of 83.44% is 61% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on OnEMI Technology Solutions and its competitors. For the Credit Services industry, the median Gross Margin % is 51.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OnEMI Technology Solutions's current Gross Margin % is 83.44%, which is near median its own 10-year median of 90.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OnEMI Technology Solutions stock overvalued right now?
OnEMI Technology Solutions (NSE:KISSHT) has a current Gross Margin % of 83.44%. The current Gross Margin % is 83.44%, which is near median its 10-year median of 90.08 and 61% above the Credit Services industry median of 51.81. OnEMI Technology Solutions' overall GF Score™ is 18/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For OnEMI Technology Solutions (NSE:KISSHT), the current Gross Margin % is 83.44% as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
OnEMI Technology Solutions Ltd operates a digital lending platform in India, providing financing solutions to consumers. Its offerings include personal loans and secured loans such as loan against property (LAP). It uses data analytics, alternative credit assessment methods, and technology infrastructure to support its lending operations. The majority of the company's revenue is derived from Interest on loans and Sourcing and servicing fees.
18GF Score
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