General CapitalNZSE:GEN 42 Days Payable is 298,752.50 as of Mar. 2026, which is 2587% above its 10-year median of 11,117.29. GuruFocus rates NZSE:GEN with a GF Score™ of 42/100 and a GF Value™ of NZ$0.97 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 33 Banks companies, General Capital ranks better than 96.97% on this metric.
The historical rank and industry rank for General Capital's Days Payable or its related term are showing as below:
NZSE:GEN'
s Days Payable Range Over the Past 10 Years
Min: 2638.65 Med: 11117.29 Max: 182405.37
Current: 182405.37
During the past 13 years, General Capital's highest Days Payable was 182405.37. The lowest was 2638.65. And the median was 11117.29.
NZSE:GEN's Days Payable is ranked better than 96.97% of 33
companies
in the Banks industry
Industry Median: 32.94
vs NZSE:GEN: 182405.37
General Capital's Days Payable
increased
from Mar. 2025 (37,437.39) to Mar. 2026 (298,752.50).
It may suggest that General Capitaldelayed paying its suppliers.
General Capital Days Payable Related Terms
General Capital Days Payable Historical Data
* Premium members only.
The historical data trend for General Capital's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NZSE:GEN vs RKT, FNMA, PFSI: Days Payable Comparison
For the Mortgage Finance subindustry, General Capital's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Capital Days Payable vs Banks Industry
For the Banks industry and Financial Services sector, General Capital's Days Payable distribution charts can be found below:
* The bar in red indicates where General Capital's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
General Capital's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Capital (NZSE:GEN) has a Days Payable of 298,752.50 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on General Capital and its competitors. This is 2587% above median its historical median of 11,117.29. Over the past decade, General Capital's Days Payable has ranged from 2,638.65 to 182,405.37. According to the industry distribution chart, General Capital ranks #1 out of 33 companies in the Banks industry, placing it in the top 3%.
Is General Capital's Days Payable too high?
General Capital's current Days Payable of 298,752.50 is 2587% above median its 10-year median of 11,117.29. Over the past 10 years, this metric has ranged from a low of 2,638.65 to a high of 182,405.37. The Banks industry median Days Payable is 32.94. General Capital's value of 298,752.50 is 906859.6% above this industry median. Based on the distribution chart, General Capital ranks #1 out of 33 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, General Capital has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does General Capital's Days Payable compare to RKT and FNMA?
According to the Banks industry distribution chart, General Capital ranks #1 out of 33 companies for Days Payable. This places General Capital in the top 3% of its industry — outperforming the majority of peers. The industry median Days Payable is 32.94. General Capital's value of 298,752.50 is 906859.6% above this benchmark. Historically, General Capital's own Days Payable has ranged from 2,638.65 to 182,405.37 over the past decade. While the company's 10-year median is 11,117.29 vs. the industry median of 32.94, General Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Banks company?
The median Days Payable among Banks companies is 32.94, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. General Capital's current Days Payable of 298,752.50 is 906859.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on General Capital and its competitors. For the Banks industry, the median Days Payable is 32.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Capital's current Days Payable is 298,752.50, which is 2587% above median its own 10-year median of 11,117.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Capital stock overvalued right now?
Based on GuruFocus' analysis, General Capital (NZSE:GEN) is currently considered Possible Value Trap. The stock's GF Value™ is NZ$0.97, compared to a current price of NZ$0.28 — trading 71.1% below its estimated fair value. The current Days Payable is 298,752.50, which is 2587% above median its 10-year median of 11,117.29 and 906859.6% above the Banks industry median of 32.94. General Capital's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For General Capital (NZSE:GEN), the current Days Payable is 298,752.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Capital (NZSE:GEN) Overvalued in 2026?
Based on GuruFocus' analysis, General Capital stock appears to be undervalued.
The current stock price of NZ$0.28 is trading 71.1% below its estimated GF Value™ of NZ$0.97.
GuruFocus considers General Capital to be Possible Value Trap.
Key valuation signals for NZSE:GEN:
Days Payable: 298,752.50 (2587% above median its 10-year median of 11,117.29)
GF Value™: NZ$0.97 vs. price of NZ$0.28 (71.1% below fair value)
Industry Position: 906859.6% above the Banks median (#1 of 33)
No single metric tells the full story. See the NZSE:GEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Capital Ltd through its subsidiaries engaged in providing financial services. The company accepts deposits and also lends funds to borrowers over residential property. It operates through three segments: Finance: Deposit taking and property mortgage lending, and insurance premium funding, Research and Advisory: Provides investment advisory services and produces and sells investment research and publications. Corporate and Other: Corporate function and investment activities. The Finance segment generates the majority of revenue for the company.
42GF Score
Get the complete analysis for NZSE:GEN
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