General CapitalNZSE:GEN -1.89%42 Dividend Yield % is 4.48% as of Jun. 25, 2026, which is 102% above its 10-year median of 2.22. GuruFocus rates NZSE:GEN with a GF Score™ of 42/100 and a GF Value™ of NZ$0.97 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,251 Banks companies, General Capital ranks better than 70.26% on this metric.
As of today (2026-06-25), the Trailing Annual Dividend Yield of General Capital is 4.48%.
Good Sign:
General Capital Ltd stock Dividend Yield % is close to 2-year high.
The historical rank and industry rank for General Capital's Dividend Yield % or its related term are showing as below:
NZSE:GEN'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.88 Med: 2.22 Max: 4.48
Current: 4.48
During the past 13 years, the highest Dividend Yield of General Capital was 4.48%. The lowest was 1.88%. And the median was 2.22%.
NZSE:GEN's Dividend Yield % is ranked better than 70.26% of 1251
companies
in the Banks industry
Industry Median: 3.03
vs NZSE:GEN: 4.48
During the past 12 months, General Capital's average Dividends Per Share Growth Rate was 33.30% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
General Capital (NZSE:GEN) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for General Capital's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NZSE:GEN vs RKT, FNMA, PFSI: Dividend Yield % Comparison
For the Mortgage Finance subindustry, General Capital's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Capital Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, General Capital's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where General Capital's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
General Capital Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
NZD 0.008541
2026-06-11
2026-06-12
2026-07-02
Cash Dividend
semi-annually
NZD:NZD 1.000000
NZD 0.003321
2025-11-28
2025-12-01
2025-12-12
Cash Dividend
semi-annually
NZD:NZD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
General Capital's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
0.011862
/
0.26
=
4.56 %
Current Share Price is NZ$0.26. General Capital's Dividends per Share for the trailing twelve months (TTM) ended in Today is NZ$0.011862.
General Capital's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
0.017082
/
0.26
=
6.57 %
Current Share Price is NZ$0.26. General Capital's Dividends per Share for the forward twelve months is calculated as NZ$0.008541 * 2 = NZ$0.017082.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Capital (NZSE:GEN) has a Dividend Yield % of 4.48% as of Jun. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on General Capital and its competitors. This is 102% above median its historical median of 2.22. Over the past decade, General Capital's Dividend Yield % has ranged from 1.88 to 4.48. According to the industry distribution chart, General Capital ranks #372 out of 1251 companies in the Banks industry, placing it in the top 29.7%.
Is General Capital's Dividend Yield % too high?
General Capital's current Dividend Yield % of 4.48% is 102% above median its 10-year median of 2.22. Over the past 10 years, this metric has ranged from a low of 1.88 to a high of 4.48. The Banks industry median Dividend Yield % is 3.03. General Capital's value of 4.48% is 47.9% above this industry median. Based on the distribution chart, General Capital ranks #372 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, General Capital has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does General Capital's Dividend Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, General Capital ranks #372 out of 1251 companies for Dividend Yield %. This puts General Capital in the upper half of its industry. The industry median Dividend Yield % is 3.03. General Capital's value of 4.48% is 47.9% above this benchmark. Historically, General Capital's own Dividend Yield % has ranged from 1.88 to 4.48 over the past decade. While the company's 10-year median is 2.22 vs. the industry median of 3.03, General Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. General Capital's current Dividend Yield % of 4.48% is 47.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on General Capital and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Capital's current Dividend Yield % is 4.48%, which is 102% above median its own 10-year median of 2.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Capital stock overvalued right now?
Based on GuruFocus' analysis, General Capital (NZSE:GEN) is currently considered Possible Value Trap. The stock's GF Value™ is NZ$0.97, compared to a current price of NZ$0.26 — trading 73.2% below its estimated fair value. The current Dividend Yield % is 4.48%, which is 102% above median its 10-year median of 2.22 and 47.9% above the Banks industry median of 3.03. General Capital's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For General Capital (NZSE:GEN), the current Dividend Yield % is 4.48% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Capital (NZSE:GEN) Overvalued in 2026?
Based on GuruFocus' analysis, General Capital stock appears to be undervalued.
The current stock price of NZ$0.26 is trading 73.2% below its estimated GF Value™ of NZ$0.97.
GuruFocus considers General Capital to be Possible Value Trap.
Key valuation signals for NZSE:GEN:
Dividend Yield %: 4.48% (102% above median its 10-year median of 2.22)
GF Value™: NZ$0.97 vs. price of NZ$0.26 (73.2% below fair value)
Industry Position: 47.9% above the Banks median (#372 of 1251)
No single metric tells the full story. See the NZSE:GEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Capital Ltd through its subsidiaries engaged in providing financial services. The company accepts deposits and also lends funds to borrowers over residential property. It operates through three segments: Finance: Deposit taking and property mortgage lending, and insurance premium funding, Research and Advisory: Provides investment advisory services and produces and sells investment research and publications. Corporate and Other: Corporate function and investment activities. The Finance segment generates the majority of revenue for the company.
42GF Score
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