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This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
General Capital's Enterprise Value for the quarter that ended in Mar. 2026 was NZ$-10.10 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. General Capital's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was NZ$19.17 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Capital EV-to-EBIT Related Terms
General Capital EV-to-EBIT Historical Data
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The historical data trend for General Capital's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NZSE:GEN vs RKT, FNMA, PFSI: EV-to-EBIT Comparison
For the Mortgage Finance subindustry, General Capital's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Capital EV-to-EBIT vs Banks Industry
For the Banks industry and Financial Services sector, General Capital's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where General Capital's EV-to-EBIT falls into.
General Capital's current Enterprise Value is NZ$-12.40 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. General Capital's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was NZ$19.17 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Capital (NZSE:GEN) has a EV-to-EBIT of -0.65 as of Aug. 16, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on General Capital and its competitors. According to the industry distribution chart, General Capital ranks #5 out of 36 companies in the Banks industry, placing it in the top 13.9%.
Is General Capital's EV-to-EBIT too high?
General Capital's current EV-to-EBIT is -0.65. Based on the distribution chart, General Capital ranks #5 out of 36 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, General Capital has a GF Score™ of 46/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does General Capital's EV-to-EBIT compare to RKT and FNMA?
According to the Banks industry distribution chart, General Capital ranks #5 out of 36 companies for EV-to-EBIT. This places General Capital in the top 14% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 23.92. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Banks company?
The median EV-to-EBIT among Banks companies is 23.92, based on 36 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on General Capital and its competitors. For the Banks industry, the median EV-to-EBIT is 23.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Capital's current EV-to-EBIT is -0.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Capital stock overvalued right now?
Based on GuruFocus' analysis, General Capital (NZSE:GEN) is currently considered Possible Value Trap. The stock's GF Value™ is NZ$1.00, compared to a current price of NZ$0.26 — trading 74.5% below its estimated fair value. The current EV-to-EBIT is -0.65. General Capital's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For General Capital (NZSE:GEN), the current EV-to-EBIT is -0.65 as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Capital (NZSE:GEN) Overvalued in 2026?
Based on GuruFocus' analysis, General Capital stock appears to be undervalued.
The current stock price of NZ$0.26 is trading 74.5% below its estimated GF Value™ of NZ$1.00.
GuruFocus considers General Capital to be Possible Value Trap.
Key valuation signals for NZSE:GEN:
EV-to-EBIT: -0.65
GF Value™: NZ$1.00 vs. price of NZ$0.26 (74.5% below fair value)
No single metric tells the full story. See the NZSE:GEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Capital Ltd through its subsidiaries engaged in providing financial services. The company accepts deposits and also lends funds to borrowers over residential property. It operates through three segments: Finance: Deposit taking and property mortgage lending, and insurance premium funding, Research and Advisory: Provides investment advisory services and produces and sells investment research and publications. Corporate and Other: Corporate function and investment activities. The Finance segment generates the majority of revenue for the company.
46GF Score
Get the complete analysis for NZSE:GEN
EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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