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General Capital's EPS (Basic) for the
six
months ended in Mar. 2026 was NZ$0.02.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was NZ$0.03.
During the past 12 months, General Capital's average EPS without NRIGrowth Rate was -3.20% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -8.40% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 46.00% per year.
During the past 13 years, General Capital's highest 3-Year average EPS without NRI Growth Rate was 143.80% per year. The lowest was -8.40% per year. And the median was 70.60% per year.
General Capital (NZSE:GEN) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
General Capital Earnings per Share (Diluted) Related Terms
General Capital Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for General Capital's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Capital Earnings per Share (Diluted) Chart
NZSE:GEN vs RKT, FNMA, PFSI: Earnings per Share (Diluted) Comparison
For the Mortgage Finance subindustry, General Capital's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Capital PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, General Capital's PE Ratio distribution charts can be found below:
* The bar in red indicates where General Capital's PE Ratio falls into.
General Capital Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
General Capital's Earnings Per Share (Diluted) for the fiscal year that ended in Mar. 2026 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was NZ$0.03
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of NZ$0.03 mean?
General Capital (NZSE:GEN) has a Earnings per Share (Diluted) of NZ$0.03 as of Mar. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on General Capital and its competitors. According to the industry distribution chart, General Capital ranks #1202 out of 1402 companies in the Banks industry, placing it in the top 85.7%.
Is General Capital's Earnings per Share (Diluted) too high?
General Capital's current Earnings per Share (Diluted) is NZ$0.03. Based on the distribution chart, General Capital ranks #1202 out of 1402 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, General Capital has a GF Score™ of 63/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does General Capital's Earnings per Share (Diluted) compare to RKT and FNMA?
According to the Banks industry distribution chart, General Capital ranks #1202 out of 1402 companies for Earnings per Share (Diluted). This places General Capital in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on General Capital and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Capital's current Earnings per Share (Diluted) is NZ$0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Capital stock overvalued right now?
Based on GuruFocus' analysis, General Capital (NZSE:GEN) is currently considered Possible Value Trap. The stock's GF Value™ is NZ$1.01, compared to a current price of NZ$0.29 — trading 71.8% below its estimated fair value. The current Earnings per Share (Diluted) is NZ$0.03. General Capital's overall GF Score™ is 63/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For General Capital (NZSE:GEN), the current Earnings per Share (Diluted) is NZ$0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Capital (NZSE:GEN) Overvalued in 2026?
Based on GuruFocus' analysis, General Capital stock appears to be undervalued.
The current stock price of NZ$0.29 is trading 71.8% below its estimated GF Value™ of NZ$1.01.
GuruFocus considers General Capital to be Possible Value Trap.
Key valuation signals for NZSE:GEN:
Earnings per Share (Diluted): NZ$0.03
GF Value™: NZ$1.01 vs. price of NZ$0.29 (71.8% below fair value)
No single metric tells the full story. See the NZSE:GEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Capital Ltd through its subsidiaries engaged in providing financial services. The company accepts deposits and also lends funds to borrowers over residential property. It operates through three segments: Finance: Deposit taking and property mortgage lending, and insurance premium funding, Research and Advisory: Provides investment advisory services and produces and sells investment research and publications. Corporate and Other: Corporate function and investment activities. The Finance segment generates the majority of revenue for the company.
63GF Score
Get the complete analysis for NZSE:GEN
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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