General Capital (NZSE:GEN) EPS without NRI: NZ$0.03 (TTM As of Mar. 2026)

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NZSE:GEN General Capital Ltd NZSE:GEN
42 GF Score
Price NZ$0.28
GF Value NZ$0.98
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is General Capital EPS without NRI?

General Capital NZSE:GEN -1.75% 42 EPS without NRI is NZ$0.03 as of Mar. 2026. GuruFocus rates NZSE:GEN with a GF Score™ of 42/100 and a GF Value™ of NZ$0.98 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,415 Banks companies, General Capital ranks worse than 84.81% on this metric.

General Capital's earnings per share without non-recurring items for the six months ended in Mar. 2026 was NZ$0.02. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was NZ$0.03.

During the past 12 months, General Capital's average earnings per share (NRI) Growth Rate was -3.20% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was -8.40% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 46.00% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for General Capital's EPS without NRI or its related term are showing as below:

NZSE:GEN' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -8.4   Med: 70.6   Max: 143.8
Current: -8.4

During the past 13 years, General Capital's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 143.80% per year. The lowest was -8.40% per year. And the median was 70.60% per year.

NZSE:GEN's 3-Year EPS without NRI Growth Rate is ranked worse than
84.81% of 1415 companies
in the Banks industry
Industry Median: 7.3 vs NZSE:GEN: -8.40

General Capital's EPS (Diluted) for the six months ended in Mar. 2026 was NZ$0.02. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was NZ$0.03.

General Capital's EPS (Basic) for the six months ended in Mar. 2026 was NZ$0.02. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was NZ$0.03.


General Capital  (NZSE:GEN) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


General Capital EPS without NRI Related Terms


General Capital EPS without NRI Historical Data

* Premium members only.

The historical data trend for General Capital's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

General Capital EPS without NRI Chart

General Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.04 0.03 0.03 0.03

General Capital Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.01 0.01 0.02

NZSE:GEN vs RKT, FNMA, PFSI: EPS without NRI Comparison

For the Mortgage Finance subindustry, General Capital's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


General Capital PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, General Capital's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where General Capital's PE Ratio without NRI falls into.


NZSE:GEN
42GF Score
General Capital Ltd NZSE:GEN
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

General Capital EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was NZ$0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of NZ$0.03 mean?
General Capital (NZSE:GEN) has a EPS without NRI of NZ$0.03 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on General Capital and its competitors. According to the industry distribution chart, General Capital ranks #1200 out of 1415 companies in the Banks industry, placing it in the top 84.8%.
Is General Capital's EPS without NRI too high?
General Capital's current EPS without NRI is NZ$0.03. Based on the distribution chart, General Capital ranks #1200 out of 1415 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, General Capital has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does General Capital's EPS without NRI compare to RKT and FNMA?
According to the Banks industry distribution chart, General Capital ranks #1200 out of 1415 companies for EPS without NRI. This places General Capital in the lower half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on General Capital and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Capital's current EPS without NRI is NZ$0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Capital stock overvalued right now?
Based on GuruFocus' analysis, General Capital (NZSE:GEN) is currently considered Possible Value Trap. The stock's GF Value™ is NZ$0.98, compared to a current price of NZ$0.28 — trading 71.4% below its estimated fair value. The current EPS without NRI is NZ$0.03. General Capital's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For General Capital (NZSE:GEN), the current EPS without NRI is NZ$0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is General Capital (NZSE:GEN) Overvalued in 2026?

Based on GuruFocus' analysis, General Capital stock appears to be undervalued. The current stock price of NZ$0.28 is trading 71.4% below its estimated GF Value™ of NZ$0.98. GuruFocus considers General Capital to be Possible Value Trap.

Key valuation signals for NZSE:GEN:

  • EPS without NRI: NZ$0.03
  • GF Value™: NZ$0.98 vs. price of NZ$0.28 (71.4% below fair value)
  • GF Score™: 42/100 with 3 warning signs

No single metric tells the full story. See the NZSE:GEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


General Capital Business Description

Address 115 Queen Street, Level 8, General Capital House, Auckland, NTL, NZL, 1010
General Capital Ltd through its subsidiaries engaged in providing financial services. The company accepts deposits and also lends funds to borrowers over residential property. It operates through three segments: Finance: Deposit taking and property mortgage lending, and insurance premium funding, Research and Advisory: Provides investment advisory services and produces and sells investment research and publications. Corporate and Other: Corporate function and investment activities. The Finance segment generates the majority of revenue for the company.
42GF Score

Get the complete analysis for NZSE:GEN

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.28
Price
NZ$0.98
GF Value