General CapitalNZSE:GEN +1.92%42 Median PS Value is NZ$0.16 as of Jun. 27, 2026, which is 100% below its 10-year median of 1.75. GuruFocus rates NZSE:GEN with a GF Score™ of 42/100 and a GF Value™ of NZ$0.97 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,042 Banks companies, General Capital ranks worse than 83.4% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
As of today (2026-06-27), General Capital's share price is NZ$0.265. General Capital's Median PS Value is NZ$0.16. Therefore, General Capital's Price to Median PS Value for today is 1.66.
The historical rank and industry rank for General Capital's Median PS Value or its related term are showing as below:
NZSE:GEN'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.45 Med: 1.75 Max: 26
Current: 1.66
During the past 13 years, the highest Price to Median PS Value of General Capital was 26.00. The lowest was 0.45. And the median was 1.75.
NZSE:GEN's Price-to-Median-PS-Value is ranked worse than 83.4% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs NZSE:GEN: 1.66
General Capital (NZSE:GEN) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
General Capital's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.265
/
0.16
=
1.66
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Capital Median PS Value Related Terms
General Capital Median PS Value Historical Data
* Premium members only.
The historical data trend for General Capital's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NZSE:GEN vs RKT, FNMA, PFSI: Median PS Value Comparison
For the Mortgage Finance subindustry, General Capital's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Capital Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, General Capital's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where General Capital's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 20.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. General Capital's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was NZ$0.008.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Capital (NZSE:GEN) has a Median PS Value of NZ$0.16 as of Jun. 27, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on General Capital and its competitors. This is 91% below median its historical median of 1.75. Over the past decade, General Capital's Median PS Value has ranged from 0.45 to 26.00. According to the industry distribution chart, General Capital ranks #869 out of 1042 companies in the Banks industry, placing it in the top 83.4%.
Is General Capital's Median PS Value too high?
General Capital's current Median PS Value of NZ$0.16 is 91% below median its 10-year median of 1.75. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 26.00. Based on the distribution chart, General Capital ranks #869 out of 1042 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, General Capital has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does General Capital's Median PS Value compare to RKT and FNMA?
According to the Banks industry distribution chart, General Capital ranks #869 out of 1042 companies for Median PS Value. This places General Capital in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, General Capital's own Median PS Value has ranged from 0.45 to 26.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on General Capital and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Capital's current Median PS Value is NZ$0.16, which is 91% below median its own 10-year median of 1.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Capital stock overvalued right now?
Based on GuruFocus' analysis, General Capital (NZSE:GEN) is currently considered Possible Value Trap. The stock's GF Value™ is NZ$0.97, compared to a current price of NZ$0.27 — trading 72.7% below its estimated fair value. The current Median PS Value is NZ$0.16, which is 91% below median its 10-year median of 1.75. General Capital's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For General Capital (NZSE:GEN), the current Median PS Value is NZ$0.16 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Capital (NZSE:GEN) Overvalued in 2026?
Based on GuruFocus' analysis, General Capital stock appears to be undervalued.
The current stock price of NZ$0.27 is trading 72.7% below its estimated GF Value™ of NZ$0.97.
GuruFocus considers General Capital to be Possible Value Trap.
Key valuation signals for NZSE:GEN:
Median PS Value: NZ$0.16 (91% below median its 10-year median of 1.75)
GF Value™: NZ$0.97 vs. price of NZ$0.27 (72.7% below fair value)
No single metric tells the full story. See the NZSE:GEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Capital Ltd through its subsidiaries engaged in providing financial services. The company accepts deposits and also lends funds to borrowers over residential property. It operates through three segments: Finance: Deposit taking and property mortgage lending, and insurance premium funding, Research and Advisory: Provides investment advisory services and produces and sells investment research and publications. Corporate and Other: Corporate function and investment activities. The Finance segment generates the majority of revenue for the company.
42GF Score
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