General Capital (NZSE:GEN) FCF Margin %: 222.79% (As of Mar. 2026)


NZSE:GEN General Capital Ltd NZSE:GEN
42 GF Score
Price NZ$0.26
GF Value NZ$0.97
Valuation Possible Value Trap
! 3 Warning Signs
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What is General Capital FCF Margin %?

General Capital NZSE:GEN -1.89% 42 FCF Margin % is 222.79% as of Mar. 2026. GuruFocus rates NZSE:GEN with a GF Score™ of 42/100 and a GF Value™ of NZ$0.97 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, General Capital ranks worse than 99.87% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. General Capital's Free Cash Flow for the six months ended in Mar. 2026 was NZ$-27.40 Mil. General Capital's Revenue for the six months ended in Mar. 2026 was NZ$-12.30 Mil. Therefore, General Capital's FCF Margin % for the quarter that ended in Mar. 2026 was 222.79%.

As of today, General Capital's current FCF Yield % is -103.00%.

The historical rank and industry rank for General Capital's FCF Margin % or its related term are showing as below:

NZSE:GEN' s FCF Margin % Range Over the Past 10 Years
Min: -4107.18   Med: -513.45   Max: 18185.33
Current: -4100.5


During the past 13 years, the highest FCF Margin % of General Capital was 18185.33%. The lowest was -4107.18%. And the median was -513.45%.

NZSE:GEN's FCF Margin % is ranked worse than
99.87% of 1505 companies
in the Banks industry
Industry Median: 26.55 vs NZSE:GEN: -4100.50


General Capital FCF Margin % Related Terms


General Capital FCF Margin % Historical Data

* Premium members only.

The historical data trend for General Capital's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

General Capital FCF Margin % Chart

General Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -301.14 -3,115.32 2,429.09 18,185.33 -4,107.18

General Capital Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 76.40 140.72 -241.76 21.71 222.79

NZSE:GEN vs RKT, FNMA, PFSI: FCF Margin % Comparison

For the Mortgage Finance subindustry, General Capital's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


General Capital FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, General Capital's FCF Margin % distribution charts can be found below:

* The bar in red indicates where General Capital's FCF Margin % falls into.


NZSE:GEN
42GF Score
General Capital Ltd NZSE:GEN
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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General Capital FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

General Capital's FCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=-24.602/0.599
=-4,107.18 %

General Capital's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-27.403/-12.3
=222.79 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 222.79% mean?
General Capital (NZSE:GEN) has a FCF Margin % of 222.79% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on General Capital and its competitors. According to the industry distribution chart, General Capital ranks #1503 out of 1505 companies in the Banks industry, placing it in the top 99.9%.
Is General Capital's FCF Margin % too high?
General Capital's current FCF Margin % is 222.79%. The Banks industry median FCF Margin % is 26.55. General Capital's value of 222.79% is 739.1% above this industry median. Based on the distribution chart, General Capital ranks #1503 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, General Capital has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does General Capital's FCF Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, General Capital ranks #1503 out of 1505 companies for FCF Margin %. This places General Capital in the lower half of its industry. The industry median FCF Margin % is 26.55. General Capital's value of 222.79% is 739.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. General Capital's current FCF Margin % of 222.79% is 739.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on General Capital and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Capital's current FCF Margin % is 222.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Capital stock overvalued right now?
Based on GuruFocus' analysis, General Capital (NZSE:GEN) is currently considered Possible Value Trap. The stock's GF Value™ is NZ$0.97, compared to a current price of NZ$0.26 — trading 73.2% below its estimated fair value. The current FCF Margin % is 222.79% and 739.1% above the Banks industry median of 26.55. General Capital's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For General Capital (NZSE:GEN), the current FCF Margin % is 222.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is General Capital (NZSE:GEN) Overvalued in 2026?

Based on GuruFocus' analysis, General Capital stock appears to be undervalued. The current stock price of NZ$0.26 is trading 73.2% below its estimated GF Value™ of NZ$0.97. GuruFocus considers General Capital to be Possible Value Trap.

Key valuation signals for NZSE:GEN:

  • FCF Margin %: 222.79%
  • GF Value™: NZ$0.97 vs. price of NZ$0.26 (73.2% below fair value)
  • GF Score™: 42/100 with 3 warning signs
  • Industry Position: 739.1% above the Banks median (#1503 of 1505)

No single metric tells the full story. See the NZSE:GEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


General Capital Business Description

Address 115 Queen Street, Level 8, General Capital House, Auckland, NTL, NZL, 1010
General Capital Ltd through its subsidiaries engaged in providing financial services. The company accepts deposits and also lends funds to borrowers over residential property. It operates through three segments: Finance: Deposit taking and property mortgage lending, and insurance premium funding, Research and Advisory: Provides investment advisory services and produces and sells investment research and publications. Corporate and Other: Corporate function and investment activities. The Finance segment generates the majority of revenue for the company.
42GF Score

Get the complete analysis for NZSE:GEN

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.26
Price
NZ$0.97
GF Value