General CapitalNZSE:GEN +1.92%42 Quick Ratio is 70.38 as of Mar. 2026, which is 84% above its 10-year median of 38.25. GuruFocus rates NZSE:GEN with a GF Score™ of 42/100 and a GF Value™ of NZ$0.97 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 47 Banks companies, General Capital ranks better than 65.96% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. General Capital's quick ratio for the quarter that ended in Mar. 2026 was 70.38.
General Capital has a quick ratio of 70.38. It generally indicates good short-term financial strength.
The historical rank and industry rank for General Capital's Quick Ratio or its related term are showing as below:
NZSE:GEN'
s Quick Ratio Range Over the Past 10 Years
Min: 1.75 Med: 38.25 Max: 182.23
Current: 70.38
During the past 13 years, General Capital's highest Quick Ratio was 182.23. The lowest was 1.75. And the median was 38.25.
NZSE:GEN's Quick Ratio is ranked better than 65.96% of 47
companies
in the Banks industry
Industry Median: 4.82
vs NZSE:GEN: 70.38
General Capital (NZSE:GEN) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
General Capital Quick Ratio Related Terms
General Capital Quick Ratio Historical Data
* Premium members only.
The historical data trend for General Capital's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NZSE:GEN vs RKT, FNMA, PFSI: Quick Ratio Comparison
For the Mortgage Finance subindustry, General Capital's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Capital Quick Ratio vs Banks Industry
For the Banks industry and Financial Services sector, General Capital's Quick Ratio distribution charts can be found below:
* The bar in red indicates where General Capital's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
General Capital's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Capital (NZSE:GEN) has a Quick Ratio of 70.38 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on General Capital and its competitors. This is 84% above median its historical median of 38.25. Over the past decade, General Capital's Quick Ratio has ranged from 1.75 to 182.23. According to the industry distribution chart, General Capital ranks #16 out of 47 companies in the Banks industry, placing it in the top 34%.
Is General Capital's Quick Ratio too high?
General Capital's current Quick Ratio of 70.38 is 84% above median its 10-year median of 38.25. Over the past 10 years, this metric has ranged from a low of 1.75 to a high of 182.23. The Banks industry median Quick Ratio is 4.82. General Capital's value of 70.38 is 1360.2% above this industry median. Based on the distribution chart, General Capital ranks #16 out of 47 companies in the Banks industry, which is above the industry midpoint. Overall, General Capital has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does General Capital's Quick Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, General Capital ranks #16 out of 47 companies for Quick Ratio. This puts General Capital in the upper half of its industry. The industry median Quick Ratio is 4.82. General Capital's value of 70.38 is 1360.2% above this benchmark. Historically, General Capital's own Quick Ratio has ranged from 1.75 to 182.23 over the past decade. While the company's 10-year median is 38.25 vs. the industry median of 4.82, General Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Banks company?
The median Quick Ratio among Banks companies is 4.82, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. General Capital's current Quick Ratio of 70.38 is 1360.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on General Capital and its competitors. For the Banks industry, the median Quick Ratio is 4.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Capital's current Quick Ratio is 70.38, which is 84% above median its own 10-year median of 38.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Capital stock overvalued right now?
Based on GuruFocus' analysis, General Capital (NZSE:GEN) is currently considered Possible Value Trap. The stock's GF Value™ is NZ$0.97, compared to a current price of NZ$0.27 — trading 72.7% below its estimated fair value. The current Quick Ratio is 70.38, which is 84% above median its 10-year median of 38.25 and 1360.2% above the Banks industry median of 4.82. General Capital's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For General Capital (NZSE:GEN), the current Quick Ratio is 70.38 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Capital (NZSE:GEN) Overvalued in 2026?
Based on GuruFocus' analysis, General Capital stock appears to be undervalued.
The current stock price of NZ$0.27 is trading 72.7% below its estimated GF Value™ of NZ$0.97.
GuruFocus considers General Capital to be Possible Value Trap.
Key valuation signals for NZSE:GEN:
Quick Ratio: 70.38 (84% above median its 10-year median of 38.25)
GF Value™: NZ$0.97 vs. price of NZ$0.27 (72.7% below fair value)
Industry Position: 1360.2% above the Banks median (#16 of 47)
No single metric tells the full story. See the NZSE:GEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Capital Ltd through its subsidiaries engaged in providing financial services. The company accepts deposits and also lends funds to borrowers over residential property. It operates through three segments: Finance: Deposit taking and property mortgage lending, and insurance premium funding, Research and Advisory: Provides investment advisory services and produces and sells investment research and publications. Corporate and Other: Corporate function and investment activities. The Finance segment generates the majority of revenue for the company.
42GF Score
Get the complete analysis for NZSE:GEN
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NZSE:GEN has been successfully added to your 
