Net margin is calculated as Net Income divided by its Revenue. General Capital's Net Income for the
six
months ended in Mar. 2026 was NZ$1.71 Mil. General Capital's Revenue for the
six
months ended in Mar. 2026 was NZ$-12.30 Mil. Therefore, General Capital's net margin for the quarter that ended in Mar. 2026 was -13.89%.
The historical rank and industry rank for General Capital's Net Margin % or its related term are showing as below:
NZSE:GEN'
s Net Margin % Range Over the Past 10 Years
Min: -2955.56 Med: 10.19 Max: 2034.23
Current: 454.17
NZSE:GEN's Net Margin % is ranked better than 99.74% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs NZSE:GEN: 454.17
General Capital (NZSE:GEN) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
General Capital Net Margin % Related Terms
General Capital Net Margin % Historical Data
* Premium members only.
The historical data trend for General Capital's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NZSE:GEN vs RKT, FNMA, PFSI: Net Margin % Comparison
For the Mortgage Finance subindustry, General Capital's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
General Capital Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, General Capital's Net Margin % distribution charts can be found below:
* The bar in red indicates where General Capital's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
General Capital (NZSE:GEN) has a Net Margin % of -13.89% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on General Capital and its competitors. According to the industry distribution chart, General Capital ranks #4 out of 1526 companies in the Banks industry, placing it in the top 0.3%.
Is General Capital's Net Margin % too high?
General Capital's current Net Margin % is -13.89%. Based on the distribution chart, General Capital ranks #4 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, General Capital has a GF Score™ of 42/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does General Capital's Net Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, General Capital ranks #4 out of 1526 companies for Net Margin %. This places General Capital in the top 0% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on General Capital and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. General Capital's current Net Margin % is -13.89%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is General Capital stock overvalued right now?
Based on GuruFocus' analysis, General Capital (NZSE:GEN) is currently considered Possible Value Trap. The stock's GF Value™ is NZ$0.97, compared to a current price of NZ$0.26 — trading 73.2% below its estimated fair value. The current Net Margin % is -13.89%. General Capital's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For General Capital (NZSE:GEN), the current Net Margin % is -13.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is General Capital (NZSE:GEN) Overvalued in 2026?
Based on GuruFocus' analysis, General Capital stock appears to be undervalued.
The current stock price of NZ$0.26 is trading 73.2% below its estimated GF Value™ of NZ$0.97.
GuruFocus considers General Capital to be Possible Value Trap.
Key valuation signals for NZSE:GEN:
Net Margin %: -13.89%
GF Value™: NZ$0.97 vs. price of NZ$0.26 (73.2% below fair value)
No single metric tells the full story. See the NZSE:GEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
General Capital Ltd through its subsidiaries engaged in providing financial services. The company accepts deposits and also lends funds to borrowers over residential property. It operates through three segments: Finance: Deposit taking and property mortgage lending, and insurance premium funding, Research and Advisory: Provides investment advisory services and produces and sells investment research and publications. Corporate and Other: Corporate function and investment activities. The Finance segment generates the majority of revenue for the company.
42GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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