General Capital (NZSE:GEN) Interest Expense: NZ$-15.18 Mil (TTM As of Mar. 2026)

What is General Capital Interest Expense?

General Capital NZSE:GEN 43 Interest Expense is NZ$-15.18 Mil as of Mar. 2026. GuruFocus rates NZSE:GEN with a GF Score™ of 43/100 and a GF Value™ of NZ$0.98 (Possible Value Trap). The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. General Capital's interest expense for the six months ended in Mar. 2026 was NZ$ -7.64 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was NZ$-15.18 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. General Capital's Operating Income for the six months ended in Mar. 2026 was NZ$ -16.00 Mil. General Capital's Interest Expense for the six months ended in Mar. 2026 was NZ$ -7.64 Mil. General Capital did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

General Capital (NZSE:GEN) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

General Capital's Interest Expense for the six months ended in Mar. 2026 was NZ$-7.64 Mil. Its Operating Income for the six months ended in Mar. 2026 was NZ$-16.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Mar. 2026 was NZ$0.00 Mil.

General Capital's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

General Capital did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

General Capital Interest Expense Historical Data

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The historical data trend for General Capital's Interest Expense can be seen below:

General Capital Interest Expense Chart

General Capital Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

Interest Expense

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-2.98

-5.22

-8.10

-11.65

-15.18

General Capital Semi-Annual Data
	Sep16	Mar17	Sep17	Mar18	Sep18	Mar19	Sep19	Mar20	Sep20	Mar21	Sep21	Mar22	Sep22	Mar23	Sep23	Mar24	Sep24	Mar25	Sep25	Mar26
Interest Expense	Get a 7-Day Free Trial															-4.50	-5.40	-6.25	-7.54	-7.64

43GF Score

General Capital Ltd NZSE:GEN

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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General Capital Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was NZ$-15.18 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of NZ$-15.18 Mil mean?

General Capital (NZSE:GEN) has a Interest Expense of NZ$-15.18 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on General Capital and its competitors.

Is General Capital's Interest Expense too high?

General Capital's current Interest Expense is NZ$-15.18 Mil. Overall, General Capital has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does General Capital's Interest Expense compare to RKT and FNMA?

General Capital's Interest Expense of NZ$-15.18 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for a Banks company?

A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on General Capital and its competitors. General Capital's current Interest Expense is NZ$-15.18 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is General Capital stock overvalued right now?

Based on GuruFocus' analysis, General Capital (NZSE:GEN) is currently considered Possible Value Trap. The stock's GF Value™ is NZ$0.98, compared to a current price of NZ$0.28 — trading 71.4% below its estimated fair value. The current Interest Expense is NZ$-15.18 Mil. General Capital's overall GF Score™ is 43/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For General Capital (NZSE:GEN), the current Interest Expense is NZ$-15.18 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is General Capital (NZSE:GEN) Overvalued in 2026?

Based on GuruFocus' analysis, General Capital stock appears to be undervalued. The current stock price of NZ$0.28 is trading 71.4% below its estimated GF Value™ of NZ$0.98. GuruFocus considers General Capital to be Possible Value Trap.

Key valuation signals for NZSE:GEN:

Interest Expense: NZ$-15.18 Mil
GF Value™: NZ$0.98 vs. price of NZ$0.28 (71.4% below fair value)
GF Score™: 43/100 with 3 warning signs

No single metric tells the full story. See the NZSE:GEN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

General Capital Business Description

Industry Financial Services Banks

Comparable Companies RKT FNMA NSE:BAJAJHFL PFSI FMCC NSE:LICHSGFIN NSE:PNBHOUSING LSE:OSB NSE:AADHARHFC BOM:535789 LSE:PAG WD BOM:543335 BOM:543259 BOM:541988 BOM:511196 BOM:544044 UWMC TSX:MKP VEL

Address 115 Queen Street, Level 8, General Capital House, Auckland, NTL, NZL, 1010

Website https://www.gencap.co.nz

General Capital Ltd through its subsidiaries engaged in providing financial services. The company accepts deposits and also lends funds to borrowers over residential property. It operates through three segments: Finance: Deposit taking and property mortgage lending, and insurance premium funding, Research and Advisory: Provides investment advisory services and produces and sells investment research and publications. Corporate and Other: Corporate function and investment activities. The Finance segment generates the majority of revenue for the company.

43GF Score

Get the complete analysis for NZSE:GEN

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.28

Price

NZ$0.98

GF Value

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