Ramsdens HoldingsRSDEF 84 Days Payable is 27.61 as of Mar. 2026, which is 71% below its 10-year median of 95.94. GuruFocus rates RSDEF with a GF Score™ of 84/100 and a GF Value™ of $1.65. The stock has 5 warning signs investors should review. Among 1,098 Retail - Cyclical companies, Ramsdens Holdings ranks worse than 70.22% on this metric.
The historical rank and industry rank for Ramsdens Holdings's Days Payable or its related term are showing as below:
RSDEF'
s Days Payable Range Over the Past 10 Years
Min: 23.01 Med: 95.94 Max: 131.24
Current: 33.32
During the past 11 years, Ramsdens Holdings's highest Days Payable was 131.24. The lowest was 23.01. And the median was 95.94.
RSDEF's Days Payable is ranked worse than 70.22% of 1098
companies
in the Retail - Cyclical industry
Industry Median: 51.625
vs RSDEF: 33.32
Ramsdens Holdings's Days Payable
declined
from Mar. 2025 (40.11) to Mar. 2026 (27.61).
It may suggest that Ramsdens Holdingsaccelerated paying its suppliers.
Ramsdens Holdings Days Payable Related Terms
Ramsdens Holdings Days Payable Historical Data
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The historical data trend for Ramsdens Holdings's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Ramsdens Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ramsdens Holdings Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Ramsdens Holdings's Days Payable distribution charts can be found below:
* The bar in red indicates where Ramsdens Holdings's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Ramsdens Holdings's Days Payable for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ramsdens Holdings (RSDEF) has a Days Payable of 27.61 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Ramsdens Holdings and its competitors. This is 71% below median its historical median of 95.94. Over the past decade, Ramsdens Holdings' Days Payable has ranged from 23.01 to 131.24. According to the industry distribution chart, Ramsdens Holdings ranks #771 out of 1098 companies in the Retail - Cyclical industry, placing it in the top 70.2%.
Is Ramsdens Holdings' Days Payable too high?
Ramsdens Holdings' current Days Payable of 27.61 is 71% below median its 10-year median of 95.94. Over the past 10 years, this metric has ranged from a low of 23.01 to a high of 131.24. The Retail - Cyclical industry median Days Payable is 51.63. Ramsdens Holdings' value of 27.61 is 46.5% below this industry median. Based on the distribution chart, Ramsdens Holdings ranks #771 out of 1098 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Ramsdens Holdings has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Ramsdens Holdings' Days Payable compare to TPR?
According to the Retail - Cyclical industry distribution chart, Ramsdens Holdings ranks #771 out of 1098 companies for Days Payable. This places Ramsdens Holdings in the lower half of its industry. The industry median Days Payable is 51.63. Ramsdens Holdings' value of 27.61 is 46.5% below this benchmark. Historically, Ramsdens Holdings' own Days Payable has ranged from 23.01 to 131.24 over the past decade. While the company's 10-year median is 95.94 vs. the industry median of 51.63, Ramsdens Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.63, based on 1,098 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramsdens Holdings's current Days Payable of 27.61 is 46.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Ramsdens Holdings and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramsdens Holdings's current Days Payable is 27.61, which is 71% below median its own 10-year median of 95.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramsdens Holdings stock overvalued right now?
Ramsdens Holdings (RSDEF) has a current Days Payable of 27.61. The stock's GF Value™ is $1.65, compared to a current price of $2.39 — trading 45% above its estimated fair value. The current Days Payable is 27.61, which is 71% below median its 10-year median of 95.94 and 46.5% below the Retail - Cyclical industry median of 51.63. Ramsdens Holdings' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Ramsdens Holdings (RSDEF), the current Days Payable is 27.61 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ramsdens Holdings (RSDEF) Overvalued in 2026?
Based on GuruFocus' analysis, Ramsdens Holdings stock appears to be overvalued.
The current stock price of $2.39 is trading 45% above its estimated GF Value™ of $1.65.
Key valuation signals for RSDEF:
Days Payable: 27.61 (71% below median its 10-year median of 95.94)
GF Value™: $1.65 vs. price of $2.39 (45% above fair value)
Industry Position: 46.5% below the Retail - Cyclical median (#771 of 1098)
No single metric tells the full story. See the RSDEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ramsdens Holdings PLC is a diversified financial services provider and retailer operating in the following core segments; the Foreign currency segment which comprises the sale and purchase of foreign currency notes to holidaymakers; the Pawnbroking segment, which involves providing a cash loan in return for jewellery and watches; Purchases of precious metals segment, involves buying unwanted jewellery, gold, and other precious metals from customers for cash; Retail Jewellery segment; and Income from other financial services. Maximum revenue is generated by the Retail Jewellery segment which is engaged in online sales of jewellery products such as rings, necklaces, bracelets, etc. Geographically, it derives a majority of its revenue from the United Kingdom and the rest from other regions.
84GF Score
Get the complete analysis for RSDEF
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