RSDEF (Ramsdens Holdings) Net Debt Paydown Yield % : -1.47% (As of Jul. 07, 2026)


RSDEF Ramsdens Holdings PLC RSDEF
85 GF Score
Price $2.39
GF Value $1.64
! 5 Warning Signs
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What is Ramsdens Holdings Net Debt Paydown Yield %?

Ramsdens Holdings RSDEF 85 Net Debt Paydown Yield % is -1.47% as of Jul. 07, 2026. GuruFocus rates RSDEF with a GF Score™ of 85/100 and a GF Value™ of $1.64. The stock has 5 warning signs investors should review. Among 1,049 Retail - Cyclical companies, Ramsdens Holdings ranks worse than 62.15% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Ramsdens Holdings's Net Debt Paydown Yield % was -1.47%.


Ramsdens Holdings  (OTCPK:RSDEF) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Ramsdens Holdings Net Debt Paydown Yield % Related Terms


Ramsdens Holdings Net Debt Paydown Yield % Historical Data

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The historical data trend for Ramsdens Holdings's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ramsdens Holdings Net Debt Paydown Yield % Chart

Ramsdens Holdings Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Sep21 Sep22 Sep23 Sep24 Sep25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -8.38 -4.94 -3.05 3.69

Ramsdens Holdings Semi-Annual Data
Mar15 Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.75 -3.05 5.73 3.69 -2.52

RSDEF vs TPR: Net Debt Paydown Yield % Comparison

For the Luxury Goods subindustry, Ramsdens Holdings's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ramsdens Holdings Net Debt Paydown Yield % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Ramsdens Holdings's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Ramsdens Holdings's Net Debt Paydown Yield % falls into.


RSDEF
85GF Score
Ramsdens Holdings PLC RSDEF
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Ramsdens Holdings Net Debt Paydown Yield % Calculation

Ramsdens Holdings's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 19.81-24.11 )/77.41173
=-5.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -1.47% mean?
Ramsdens Holdings (RSDEF) has a Net Debt Paydown Yield % of -1.47% as of Jul. 07, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Ramsdens Holdings and its competitors. According to the industry distribution chart, Ramsdens Holdings ranks #652 out of 1049 companies in the Retail - Cyclical industry, placing it in the top 62.2%.
Is Ramsdens Holdings' Net Debt Paydown Yield % too high?
Ramsdens Holdings' current Net Debt Paydown Yield % is -1.47%. Based on the distribution chart, Ramsdens Holdings ranks #652 out of 1049 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Ramsdens Holdings has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Ramsdens Holdings' Net Debt Paydown Yield % compare to TPR?
According to the Retail - Cyclical industry distribution chart, Ramsdens Holdings ranks #652 out of 1049 companies for Net Debt Paydown Yield %. This places Ramsdens Holdings in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Retail - Cyclical company?
A good Net Debt Paydown Yield % depends on the Retail - Cyclical industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Ramsdens Holdings and its competitors. Ramsdens Holdings's current Net Debt Paydown Yield % is -1.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramsdens Holdings stock overvalued right now?
Ramsdens Holdings (RSDEF) has a current Net Debt Paydown Yield % of -1.47%. The stock's GF Value™ is $1.64, compared to a current price of $2.39 — trading 45.9% above its estimated fair value. The current Net Debt Paydown Yield % is -1.47%. Ramsdens Holdings' overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Ramsdens Holdings (RSDEF), the current Net Debt Paydown Yield % is -1.47% as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ramsdens Holdings (RSDEF) Overvalued in 2026?

Based on GuruFocus' analysis, Ramsdens Holdings stock appears to be overvalued. The current stock price of $2.39 is trading 45.9% above its estimated GF Value™ of $1.64.

Key valuation signals for RSDEF:

  • Net Debt Paydown Yield %: -1.47%
  • GF Value™: $1.64 vs. price of $2.39 (45.9% above fair value)
  • GF Score™: 85/100 with 5 warning signs

No single metric tells the full story. See the RSDEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ramsdens Holdings Business Description

Other Exchanges RFX:UK
Address Coulby Newham, Unit 16, The Parkway Centre, Middlesbrough, GBR, TS8 0TJ
Ramsdens Holdings PLC is a diversified financial services provider and retailer operating in the following core segments; the Foreign currency segment which comprises the sale and purchase of foreign currency notes to holidaymakers; the Pawnbroking segment, which involves providing a cash loan in return for jewellery and watches; Purchases of precious metals segment, involves buying unwanted jewellery, gold, and other precious metals from customers for cash; Retail Jewellery segment; and Income from other financial services. Maximum revenue is generated by the Retail Jewellery segment which is engaged in online sales of jewellery products such as rings, necklaces, bracelets, etc. Geographically, it derives a majority of its revenue from the United Kingdom and the rest from other regions.
85GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.39
Price
$1.64
GF Value