Ramsdens HoldingsRSDEF 85 3-Year ROIIC % is 23.27 as of Sep. 2025, which is 47% above its 10-year median of 15.79. GuruFocus rates RSDEF with a GF Score™ of 85/100 and a GF Value™ of $1.64. The stock has 5 warning signs investors should review. Among 1,052 Retail - Cyclical companies, Ramsdens Holdings ranks better than 74.81% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Ramsdens Holdings's 3-Year ROIIC % for the quarter that ended in Sep. 2025 was 23.27%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Ramsdens Holdings's 3-Year ROIIC % or its related term are showing as below:
RSDEF's 3-Year ROIIC % is ranked better than 74.81% of 1052
companies
in the Retail - Cyclical industry
Industry Median: 4.86
vs RSDEF: 23.27
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Ramsdens Holdings 3-Year ROIIC % Related Terms
Ramsdens Holdings 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Ramsdens Holdings's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Ramsdens Holdings's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ramsdens Holdings 3-Year ROIIC % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Ramsdens Holdings's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Ramsdens Holdings's 3-Year ROIIC % falls into.
Ramsdens Holdings's 3-Year ROIIC % for the quarter that ended in Sep. 2025 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 17.2941984 (Sep. 2025) - 8.199171 (Sep. 2022) )
/
( 94.565 (Sep. 2025) - 52.209 (Sep. 2022) )
=
9.0950274
/
42.356
=
21.47%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Ramsdens Holdings (RSDEF) has a 3-Year ROIIC % of 23.27 as of Sep. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Ramsdens Holdings and its competitors. This is 47% above median its historical median of 15.79. According to the industry distribution chart, Ramsdens Holdings ranks #265 out of 1052 companies in the Retail - Cyclical industry, placing it in the top 25.2%.
Is Ramsdens Holdings' 3-Year ROIIC % too high?
Ramsdens Holdings' current 3-Year ROIIC % of 23.27 is 47% above median its 10-year median of 15.79. The Retail - Cyclical industry median 3-Year ROIIC % is 4.86. Ramsdens Holdings' value of 23.27 is 378.8% above this industry median. Based on the distribution chart, Ramsdens Holdings ranks #265 out of 1052 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Ramsdens Holdings has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Ramsdens Holdings' 3-Year ROIIC % compare to TPR?
According to the Retail - Cyclical industry distribution chart, Ramsdens Holdings ranks #265 out of 1052 companies for 3-Year ROIIC %. This puts Ramsdens Holdings in the upper half of its industry. The industry median 3-Year ROIIC % is 4.86. Ramsdens Holdings' value of 23.27 is 378.8% above this benchmark. While the company's 10-year median is 15.79 vs. the industry median of 4.86, Ramsdens Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Retail - Cyclical company?
The median 3-Year ROIIC % among Retail - Cyclical companies is 4.86, based on 1,052 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramsdens Holdings's current 3-Year ROIIC % of 23.27 is 378.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Ramsdens Holdings and its competitors. For the Retail - Cyclical industry, the median 3-Year ROIIC % is 4.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramsdens Holdings's current 3-Year ROIIC % is 23.27, which is 47% above median its own 10-year median of 15.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramsdens Holdings stock overvalued right now?
Ramsdens Holdings (RSDEF) has a current 3-Year ROIIC % of 23.27. The stock's GF Value™ is $1.64, compared to a current price of $2.39 — trading 45.9% above its estimated fair value. The current 3-Year ROIIC % is 23.27, which is 47% above median its 10-year median of 15.79 and 378.8% above the Retail - Cyclical industry median of 4.86. Ramsdens Holdings' overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Ramsdens Holdings (RSDEF), the current 3-Year ROIIC % is 23.27 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ramsdens Holdings (RSDEF) Overvalued in 2026?
Based on GuruFocus' analysis, Ramsdens Holdings stock appears to be overvalued.
The current stock price of $2.39 is trading 45.9% above its estimated GF Value™ of $1.64.
Key valuation signals for RSDEF:
3-Year ROIIC %: 23.27 (47% above median its 10-year median of 15.79)
GF Value™: $1.64 vs. price of $2.39 (45.9% above fair value)
Industry Position: 378.8% above the Retail - Cyclical median (#265 of 1052)
No single metric tells the full story. See the RSDEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ramsdens Holdings PLC is a diversified financial services provider and retailer operating in the following core segments; the Foreign currency segment which comprises the sale and purchase of foreign currency notes to holidaymakers; the Pawnbroking segment, which involves providing a cash loan in return for jewellery and watches; Purchases of precious metals segment, involves buying unwanted jewellery, gold, and other precious metals from customers for cash; Retail Jewellery segment; and Income from other financial services. Maximum revenue is generated by the Retail Jewellery segment which is engaged in online sales of jewellery products such as rings, necklaces, bracelets, etc. Geographically, it derives a majority of its revenue from the United Kingdom and the rest from other regions.
85GF Score
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