RSDEF (Ramsdens Holdings) LT-Debt-to-Total-Asset: 0.06 (As of Mar. 2026)

What is Ramsdens Holdings LT-Debt-to-Total-Asset?

Ramsdens Holdings RSDEF 84 LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus rates RSDEF with a GF Score™ of 84/100 and a GF Value™ of $1.65. The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Ramsdens Holdings's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.06.

Ramsdens Holdings's long-term debt to total assets ratio declined from Mar. 2025 (0.09) to Mar. 2026 (0.06). It may suggest that Ramsdens Holdings is progressively becoming less dependent on debt to grow their business.

Ramsdens Holdings (OTCPK:RSDEF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Ramsdens Holdings LT-Debt-to-Total-Asset Related Terms

Ramsdens Holdings LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Ramsdens Holdings's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ramsdens Holdings LT-Debt-to-Total-Asset Chart

Ramsdens Holdings Annual Data

Trend

Mar15

Mar16

Mar17

Mar18

Mar19

Sep21

Sep22

Sep23

Sep24

Sep25

LT-Debt-to-Total-Asset

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0.12

0.10

0.09

0.07

Ramsdens Holdings Semi-Annual Data
	Mar15	Mar16	Sep16	Mar17	Sep17	Mar18	Sep18	Mar19	Sep19	Mar21	Sep21	Mar22	Sep22	Mar23	Sep23	Mar24	Sep24	Mar25	Sep25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.10	0.09	0.09	0.07	0.06

84GF Score

Ramsdens Holdings PLC RSDEF

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Ramsdens Holdings LT-Debt-to-Total-Asset Calculation

Ramsdens Holdings's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Sep. 2025 is calculated as

LT Debt to Total Assets (A: Sep. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Sep. 2025 )	/	Total Assets (A: Sep. 2025 )
	=	8.368	/	123.1
	=	0.07

Ramsdens Holdings's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	8.527	/	135.405
	=	0.06

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.06 mean?

Ramsdens Holdings (RSDEF) has a LT-Debt-to-Total-Asset of 0.06 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ramsdens Holdings and its competitors.

Is Ramsdens Holdings' LT-Debt-to-Total-Asset too high?

Ramsdens Holdings' current LT-Debt-to-Total-Asset is 0.06. Overall, Ramsdens Holdings has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.

How does Ramsdens Holdings' LT-Debt-to-Total-Asset compare to TPR?

Ramsdens Holdings' LT-Debt-to-Total-Asset of 0.06 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Retail - Cyclical company?

A good LT-Debt-to-Total-Asset depends on the Retail - Cyclical industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ramsdens Holdings and its competitors. Ramsdens Holdings's current LT-Debt-to-Total-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Ramsdens Holdings stock overvalued right now?

Ramsdens Holdings (RSDEF) has a current LT-Debt-to-Total-Asset of 0.06. The stock's GF Value™ is $1.65, compared to a current price of $2.39 — trading 45% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.06. Ramsdens Holdings' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Ramsdens Holdings (RSDEF), the current LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ramsdens Holdings (RSDEF) Overvalued in 2026?

Based on GuruFocus' analysis, Ramsdens Holdings stock appears to be overvalued. The current stock price of $2.39 is trading 45% above its estimated GF Value™ of $1.65.

Key valuation signals for RSDEF:

LT-Debt-to-Total-Asset: 0.06
GF Value™: $1.65 vs. price of $2.39 (45% above fair value)
GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the RSDEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ramsdens Holdings Business Description

Industry Consumer Cyclical Retail - Cyclical

Comparable Companies LSE:CARD LSE:VIC LSE:IGR LSE:TPT LSE:G4M LSE:DFS LSE:PROC LSE:MRK LSE:WRKS LSE:ASC XPAR:MC XPAR:RMS XSWX:CFR XPAR:CDI NSE:TITAN XPAR:KER TPR HKSE:01929 XSWX:UHR HKSE:01913

Other Exchanges RFX:UK

Address Coulby Newham, Unit 16, The Parkway Centre, Middlesbrough, GBR, TS8 0TJ

Website https://www.ramsdensplc.com

Ramsdens Holdings PLC is a diversified financial services provider and retailer operating in the following core segments; the Foreign currency segment which comprises the sale and purchase of foreign currency notes to holidaymakers; the Pawnbroking segment, which involves providing a cash loan in return for jewellery and watches; Purchases of precious metals segment, involves buying unwanted jewellery, gold, and other precious metals from customers for cash; Retail Jewellery segment; and Income from other financial services. Maximum revenue is generated by the Retail Jewellery segment which is engaged in online sales of jewellery products such as rings, necklaces, bracelets, etc. Geographically, it derives a majority of its revenue from the United Kingdom and the rest from other regions.

84GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.39

Price

$1.65

GF Value

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