Ramsdens HoldingsRSDEF 85 Return-on-Tangible-Equity is 37.09% as of Mar. 2026, which is 114% above its 10-year median of 17.37. GuruFocus rates RSDEF with a GF Score™ of 85/100 and a GF Value™ of $1.65. The stock has 5 warning signs investors should review. Among 1,058 Retail - Cyclical companies, Ramsdens Holdings ranks better than 82.33% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Ramsdens Holdings's annualized net income for the quarter that ended in Mar. 2026 was $32.7 Mil. Ramsdens Holdings's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $88.2 Mil. Therefore, Ramsdens Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 37.09%.
The historical rank and industry rank for Ramsdens Holdings's Return-on-Tangible-Equity or its related term are showing as below:
RSDEF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 1.13 Med: 17.37 Max: 92.71
Current: 31.93
During the past 11 years, Ramsdens Holdings's highest Return-on-Tangible-Equity was 92.71%. The lowest was 1.13%. And the median was 17.37%.
RSDEF's Return-on-Tangible-Equity is ranked better than 82.33% of 1058
companies
in the Retail - Cyclical industry
Industry Median: 8.325
vs RSDEF: 31.93
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Ramsdens Holdings Return-on-Tangible-Equity Related Terms
Ramsdens Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Ramsdens Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RSDEF vs TPR: Return-on-Tangible-Equity Comparison
For the Luxury Goods subindustry, Ramsdens Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ramsdens Holdings Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Ramsdens Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Ramsdens Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 37.09% mean?
Ramsdens Holdings (RSDEF) has a Return-on-Tangible-Equity of 37.09% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ramsdens Holdings and its competitors. This is 114% above median its historical median of 17.37. Over the past decade, Ramsdens Holdings' Return-on-Tangible-Equity has ranged from 1.13 to 92.71. According to the industry distribution chart, Ramsdens Holdings ranks #187 out of 1058 companies in the Retail - Cyclical industry, placing it in the top 17.7%.
Is Ramsdens Holdings' Return-on-Tangible-Equity too high?
Ramsdens Holdings' current Return-on-Tangible-Equity of 37.09% is 114% above median its 10-year median of 17.37. Over the past 10 years, this metric has ranged from a low of 1.13 to a high of 92.71. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.33. Ramsdens Holdings' value of 37.09% is 345.5% above this industry median. Based on the distribution chart, Ramsdens Holdings ranks #187 out of 1058 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Ramsdens Holdings has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Ramsdens Holdings' Return-on-Tangible-Equity compare to TPR?
According to the Retail - Cyclical industry distribution chart, Ramsdens Holdings ranks #187 out of 1058 companies for Return-on-Tangible-Equity. This places Ramsdens Holdings in the top 18% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 8.33. Ramsdens Holdings' value of 37.09% is 345.5% above this benchmark. Historically, Ramsdens Holdings' own Return-on-Tangible-Equity has ranged from 1.13 to 92.71 over the past decade. While the company's 10-year median is 17.37 vs. the industry median of 8.33, Ramsdens Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.33, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramsdens Holdings's current Return-on-Tangible-Equity of 37.09% is 345.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Ramsdens Holdings and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramsdens Holdings's current Return-on-Tangible-Equity is 37.09%, which is 114% above median its own 10-year median of 17.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramsdens Holdings stock overvalued right now?
Ramsdens Holdings (RSDEF) has a current Return-on-Tangible-Equity of 37.09%. The stock's GF Value™ is $1.65, compared to a current price of $2.39 — trading 45% above its estimated fair value. The current Return-on-Tangible-Equity is 37.09%, which is 114% above median its 10-year median of 17.37 and 345.5% above the Retail - Cyclical industry median of 8.33. Ramsdens Holdings' overall GF Score™ is 85/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Ramsdens Holdings (RSDEF), the current Return-on-Tangible-Equity is 37.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ramsdens Holdings (RSDEF) Overvalued in 2026?
Based on GuruFocus' analysis, Ramsdens Holdings stock appears to be overvalued.
The current stock price of $2.39 is trading 45% above its estimated GF Value™ of $1.65.
Key valuation signals for RSDEF:
Return-on-Tangible-Equity: 37.09% (114% above median its 10-year median of 17.37)
GF Value™: $1.65 vs. price of $2.39 (45% above fair value)
Industry Position: 345.5% above the Retail - Cyclical median (#187 of 1058)
No single metric tells the full story. See the RSDEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ramsdens Holdings PLC is a diversified financial services provider and retailer operating in the following core segments; the Foreign currency segment which comprises the sale and purchase of foreign currency notes to holidaymakers; the Pawnbroking segment, which involves providing a cash loan in return for jewellery and watches; Purchases of precious metals segment, involves buying unwanted jewellery, gold, and other precious metals from customers for cash; Retail Jewellery segment; and Income from other financial services. Maximum revenue is generated by the Retail Jewellery segment which is engaged in online sales of jewellery products such as rings, necklaces, bracelets, etc. Geographically, it derives a majority of its revenue from the United Kingdom and the rest from other regions.
85GF Score
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