Ramsdens HoldingsRSDEF 84 Interest Coverage is 43.03 as of Mar. 2026, which is 243% above its 10-year median of 12.53. GuruFocus rates RSDEF with a GF Score™ of 84/100 and a GF Value™ of $2.12. The stock has 4 warning signs investors should review. Among 826 Retail - Cyclical companies, Ramsdens Holdings ranks better than 77.97% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ramsdens Holdings's
Operating Income
for the
six
months ended in Mar. 2026 was $22.8 Mil. Ramsdens Holdings's Interest Expense for the
six
months ended in Mar. 2026 was $-0.5 Mil.
Ramsdens Holdings's interest coverage for the quarter that ended in Mar. 2026 was 43.03.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Ramsdens Holdings's Interest Coverage or its related term are showing as below:
RSDEF'
s Interest Coverage Range Over the Past 10 Years
Min: 1.91 Med: 12.53 Max: 50.25
Current: 31.73
RSDEF's Interest Coverage is ranked better than 77.97% of 826
companies
in the Retail - Cyclical industry
Industry Median: 7.85
vs RSDEF: 31.73
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ramsdens Holdings Interest Coverage Related Terms
Ramsdens Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Ramsdens Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Luxury Goods subindustry, Ramsdens Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ramsdens Holdings Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Ramsdens Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ramsdens Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ramsdens Holdings (RSDEF) has a Interest Coverage of 43.03 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ramsdens Holdings and its competitors. This is 243% above median its historical median of 12.53. Over the past decade, Ramsdens Holdings' Interest Coverage has ranged from 1.91 to 50.25. According to the industry distribution chart, Ramsdens Holdings ranks #182 out of 826 companies in the Retail - Cyclical industry, placing it in the top 22%.
Is Ramsdens Holdings' Interest Coverage too high?
Ramsdens Holdings' current Interest Coverage of 43.03 is 243% above median its 10-year median of 12.53. Over the past 10 years, this metric has ranged from a low of 1.91 to a high of 50.25. The Retail - Cyclical industry median Interest Coverage is 7.85. Ramsdens Holdings' value of 43.03 is 448.2% above this industry median. Based on the distribution chart, Ramsdens Holdings ranks #182 out of 826 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Ramsdens Holdings has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Ramsdens Holdings' Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Ramsdens Holdings ranks #182 out of 826 companies for Interest Coverage. This places Ramsdens Holdings in the top 22% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.85. Ramsdens Holdings' value of 43.03 is 448.2% above this benchmark. Historically, Ramsdens Holdings' own Interest Coverage has ranged from 1.91 to 50.25 over the past decade. While the company's 10-year median is 12.53 vs. the industry median of 7.85, Ramsdens Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.85, based on 826 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramsdens Holdings's current Interest Coverage of 43.03 is 448.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ramsdens Holdings and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramsdens Holdings's current Interest Coverage is 43.03, which is 243% above median its own 10-year median of 12.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramsdens Holdings stock overvalued right now?
Ramsdens Holdings (RSDEF) has a current Interest Coverage of 43.03. The stock's GF Value™ is $2.12, compared to a current price of $2.39 — trading 12.9% above its estimated fair value. The current Interest Coverage is 43.03, which is 243% above median its 10-year median of 12.53 and 448.2% above the Retail - Cyclical industry median of 7.85. Ramsdens Holdings' overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ramsdens Holdings (RSDEF), the current Interest Coverage is 43.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ramsdens Holdings (RSDEF) Overvalued in 2026?
Based on GuruFocus' analysis, Ramsdens Holdings stock appears to be overvalued.
The current stock price of $2.39 is trading 12.9% above its estimated GF Value™ of $2.12.
Key valuation signals for RSDEF:
Interest Coverage: 43.03 (243% above median its 10-year median of 12.53)
GF Value™: $2.12 vs. price of $2.39 (12.9% above fair value)
Industry Position: 448.2% above the Retail - Cyclical median (#182 of 826)
No single metric tells the full story. See the RSDEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ramsdens Holdings PLC is a diversified financial services provider and retailer operating in the following core segments; the Foreign currency segment which comprises the sale and purchase of foreign currency notes to holidaymakers; the Pawnbroking segment, which involves providing a cash loan in return for jewellery and watches; Purchases of precious metals segment, involves buying unwanted jewellery, gold, and other precious metals from customers for cash; Retail Jewellery segment; and Income from other financial services. Maximum revenue is generated by the Retail Jewellery segment which is engaged in online sales of jewellery products such as rings, necklaces, bracelets, etc. Geographically, it derives a majority of its revenue from the United Kingdom and the rest from other regions.
84GF Score
Get the complete analysis for RSDEF
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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