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Ramsdens HoldingsRSDEF 84 Return-on-Tangible-Asset is 25.52% as of Mar. 2026, which is 132% above its 10-year median of 11.01. GuruFocus rates RSDEF with a GF Score™ of 84/100 and a GF Value™ of $1.65. The stock has 5 warning signs investors should review. Among 1,130 Retail - Cyclical companies, Ramsdens Holdings ranks better than 96.46% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Ramsdens Holdings's annualizedNet Income for the quarter that ended in Mar. 2026 was $32.7 Mil. Ramsdens Holdings's average total tangible assets for the quarter that ended in Mar. 2026 was $128.2 Mil. Therefore, Ramsdens Holdings's annualized Return-on-Tangible-Asset for the quarter that ended in Mar. 2026 was 25.52%.
The historical rank and industry rank for Ramsdens Holdings's Return-on-Tangible-Asset or its related term are showing as below:
RSDEF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.71 Med: 11.01 Max: 55.97
Current: 22.13
During the past 11 years, Ramsdens Holdings's highest Return-on-Tangible-Asset was 55.97%. The lowest was 0.71%. And the median was 11.01%.
RSDEF's Return-on-Tangible-Asset is ranked better than 96.46% of 1130
companies
in the Retail - Cyclical industry
Industry Median: 2.92
vs RSDEF: 22.13
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Ramsdens Holdings Return-on-Tangible-Asset Related Terms
Ramsdens Holdings Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Ramsdens Holdings's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Ramsdens Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ramsdens Holdings Return-on-Tangible-Asset vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Ramsdens Holdings's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Ramsdens Holdings's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 25.52% mean?
Ramsdens Holdings (RSDEF) has a Return-on-Tangible-Asset of 25.52% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Ramsdens Holdings and its competitors. This is 132% above median its historical median of 11.01. Over the past decade, Ramsdens Holdings' Return-on-Tangible-Asset has ranged from 0.71 to 55.97. According to the industry distribution chart, Ramsdens Holdings ranks #40 out of 1130 companies in the Retail - Cyclical industry, placing it in the top 3.5%.
Is Ramsdens Holdings' Return-on-Tangible-Asset too high?
Ramsdens Holdings' current Return-on-Tangible-Asset of 25.52% is 132% above median its 10-year median of 11.01. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 55.97. The Retail - Cyclical industry median Return-on-Tangible-Asset is 2.92. Ramsdens Holdings' value of 25.52% is 774% above this industry median. Based on the distribution chart, Ramsdens Holdings ranks #40 out of 1130 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Ramsdens Holdings has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Ramsdens Holdings' Return-on-Tangible-Asset compare to TPR?
According to the Retail - Cyclical industry distribution chart, Ramsdens Holdings ranks #40 out of 1130 companies for Return-on-Tangible-Asset. This places Ramsdens Holdings in the top 4% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 2.92. Ramsdens Holdings' value of 25.52% is 774% above this benchmark. Historically, Ramsdens Holdings' own Return-on-Tangible-Asset has ranged from 0.71 to 55.97 over the past decade. While the company's 10-year median is 11.01 vs. the industry median of 2.92, Ramsdens Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Retail - Cyclical company?
The median Return-on-Tangible-Asset among Retail - Cyclical companies is 2.92, based on 1,130 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramsdens Holdings's current Return-on-Tangible-Asset of 25.52% is 774% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Ramsdens Holdings and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Asset is 2.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramsdens Holdings's current Return-on-Tangible-Asset is 25.52%, which is 132% above median its own 10-year median of 11.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramsdens Holdings stock overvalued right now?
Ramsdens Holdings (RSDEF) has a current Return-on-Tangible-Asset of 25.52%. The stock's GF Value™ is $1.65, compared to a current price of $2.39 — trading 45% above its estimated fair value. The current Return-on-Tangible-Asset is 25.52%, which is 132% above median its 10-year median of 11.01 and 774% above the Retail - Cyclical industry median of 2.92. Ramsdens Holdings' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Ramsdens Holdings (RSDEF), the current Return-on-Tangible-Asset is 25.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ramsdens Holdings (RSDEF) Overvalued in 2026?
Based on GuruFocus' analysis, Ramsdens Holdings stock appears to be overvalued.
The current stock price of $2.39 is trading 45% above its estimated GF Value™ of $1.65.
Key valuation signals for RSDEF:
Return-on-Tangible-Asset: 25.52% (132% above median its 10-year median of 11.01)
GF Value™: $1.65 vs. price of $2.39 (45% above fair value)
Industry Position: 774% above the Retail - Cyclical median (#40 of 1130)
No single metric tells the full story. See the RSDEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ramsdens Holdings PLC is a diversified financial services provider and retailer operating in the following core segments; the Foreign currency segment which comprises the sale and purchase of foreign currency notes to holidaymakers; the Pawnbroking segment, which involves providing a cash loan in return for jewellery and watches; Purchases of precious metals segment, involves buying unwanted jewellery, gold, and other precious metals from customers for cash; Retail Jewellery segment; and Income from other financial services. Maximum revenue is generated by the Retail Jewellery segment which is engaged in online sales of jewellery products such as rings, necklaces, bracelets, etc. Geographically, it derives a majority of its revenue from the United Kingdom and the rest from other regions.
84GF Score
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Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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