Ramsdens HoldingsRSDEF 84 Dividend Payout Ratio is 0.25 as of Mar. 2026, which is 32% below its 10-year median of 0.37. GuruFocus rates RSDEF with a GF Score™ of 84/100 and a GF Value™ of $1.65. The stock has 5 warning signs investors should review. Among 512 Retail - Cyclical companies, Ramsdens Holdings ranks better than 78.52% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Ramsdens Holdings's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.25.
The historical rank and industry rank for Ramsdens Holdings's Dividend Payout Ratio or its related term are showing as below:
RSDEF'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.19 Med: 0.37 Max: 0.42
Current: 0.23
During the past 11 years, the highest Dividend Payout Ratio of Ramsdens Holdings was 0.42. The lowest was 0.19. And the median was 0.37.
RSDEF's Dividend Payout Ratio is ranked better than 78.52% of 512
companies
in the Retail - Cyclical industry
Industry Median: 0.41
vs RSDEF: 0.23
During the past 12 months, Ramsdens Holdings's average Dividends Per Share Growth Rate was 20.50% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 45.90% per year.
During the past 11 years, the highest 3-Year average Dividends Per Share Growth Rate of Ramsdens Holdings was 45.90% per year. The lowest was 3.70% per year. And the median was 12.20% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Ramsdens Holdings (OTCPK:RSDEF) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Ramsdens Holdings Dividend Payout Ratio Related Terms
Ramsdens Holdings Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Ramsdens Holdings's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Ramsdens Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ramsdens Holdings Dividend Payout Ratio vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Ramsdens Holdings's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Ramsdens Holdings's Dividend Payout Ratio falls into.
Ramsdens Holdings Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Ramsdens Holdings's Dividend Payout Ratio for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ramsdens Holdings (RSDEF) has a Dividend Payout Ratio of 0.25 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ramsdens Holdings and its competitors. This is 32% below median its historical median of 0.37. Over the past decade, Ramsdens Holdings' Dividend Payout Ratio has ranged from 0.19 to 0.42. According to the industry distribution chart, Ramsdens Holdings ranks #110 out of 512 companies in the Retail - Cyclical industry, placing it in the top 21.5%.
Is Ramsdens Holdings' Dividend Payout Ratio too high?
Ramsdens Holdings' current Dividend Payout Ratio of 0.25 is 32% below median its 10-year median of 0.37. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.42. The Retail - Cyclical industry median Dividend Payout Ratio is 0.41. Ramsdens Holdings' value of 0.25 is 39% below this industry median. Based on the distribution chart, Ramsdens Holdings ranks #110 out of 512 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Ramsdens Holdings has a GF Score™ of 84/100, reflecting its overall financial health beyond just this single metric.
How does Ramsdens Holdings' Dividend Payout Ratio compare to TPR?
According to the Retail - Cyclical industry distribution chart, Ramsdens Holdings ranks #110 out of 512 companies for Dividend Payout Ratio. This places Ramsdens Holdings in the top 22% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.41. Ramsdens Holdings' value of 0.25 is 39% below this benchmark. Historically, Ramsdens Holdings' own Dividend Payout Ratio has ranged from 0.19 to 0.42 over the past decade. While the company's 10-year median is 0.37 vs. the industry median of 0.41, Ramsdens Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Retail - Cyclical company?
The median Dividend Payout Ratio among Retail - Cyclical companies is 0.41, based on 512 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ramsdens Holdings's current Dividend Payout Ratio of 0.25 is 39% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ramsdens Holdings and its competitors. For the Retail - Cyclical industry, the median Dividend Payout Ratio is 0.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ramsdens Holdings's current Dividend Payout Ratio is 0.25, which is 32% below median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ramsdens Holdings stock overvalued right now?
Ramsdens Holdings (RSDEF) has a current Dividend Payout Ratio of 0.25. The stock's GF Value™ is $1.65, compared to a current price of $2.39 — trading 45% above its estimated fair value. The current Dividend Payout Ratio is 0.25, which is 32% below median its 10-year median of 0.37 and 39% below the Retail - Cyclical industry median of 0.41. Ramsdens Holdings' overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Ramsdens Holdings (RSDEF), the current Dividend Payout Ratio is 0.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ramsdens Holdings (RSDEF) Overvalued in 2026?
Based on GuruFocus' analysis, Ramsdens Holdings stock appears to be overvalued.
The current stock price of $2.39 is trading 45% above its estimated GF Value™ of $1.65.
Key valuation signals for RSDEF:
Dividend Payout Ratio: 0.25 (32% below median its 10-year median of 0.37)
GF Value™: $1.65 vs. price of $2.39 (45% above fair value)
Industry Position: 39% below the Retail - Cyclical median (#110 of 512)
No single metric tells the full story. See the RSDEF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ramsdens Holdings PLC is a diversified financial services provider and retailer operating in the following core segments; the Foreign currency segment which comprises the sale and purchase of foreign currency notes to holidaymakers; the Pawnbroking segment, which involves providing a cash loan in return for jewellery and watches; Purchases of precious metals segment, involves buying unwanted jewellery, gold, and other precious metals from customers for cash; Retail Jewellery segment; and Income from other financial services. Maximum revenue is generated by the Retail Jewellery segment which is engaged in online sales of jewellery products such as rings, necklaces, bracelets, etc. Geographically, it derives a majority of its revenue from the United Kingdom and the rest from other regions.
84GF Score
Get the complete analysis for RSDEF
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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