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Tyro PaymentsTYPMF 54 EV-to-OCF is 6.16 as of Jul. 17, 2026, which is 37% below its 10-year median of 9.80. GuruFocus rates TYPMF with a GF Score™ of 54/100 and a GF Value™ of $0.69 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 2,871 Software companies, Tyro Payments ranks better than 53.85% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Tyro Payments's Enterprise Value is $254.7 Mil.
Tyro Payments's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $41.3 Mil. Therefore, Tyro Payments's EV-to-OCF for today is 6.16.
The historical rank and industry rank for Tyro Payments's EV-to-OCF or its related term are showing as below:
TYPMF'
s EV-to-OCF Range Over the Past 10 Years
Min: -34.4 Med: 9.8 Max: 228.13
Current: 5.68
During the past 7 years, the highest EV-to-OCF of Tyro Payments was 228.13. The lowest was -34.40. And the median was 9.80.
TYPMF's EV-to-OCF is ranked better than 53.85% of 2871
companies
in the Software industry
Industry Median: 6.78
vs TYPMF: 5.68
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Tyro Payments's PE Ratio (TTM) for today is calculated as:
Tyro Payments's share price for today is $0.5258.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Tyro Payments's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.031.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Tyro Payments EV-to-OCF Related Terms
Tyro Payments EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Tyro Payments's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Tyro Payments's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tyro Payments EV-to-OCF vs Software Industry
For the Software industry and Technology sector, Tyro Payments's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Tyro Payments's EV-to-OCF falls into.
Tyro Payments's current Enterprise Value is $254.7 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Tyro Payments's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $41.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tyro Payments (TYPMF) has a EV-to-OCF of 6.16 as of Jul. 17, 2026. This is 37% below median its historical median of 9.80. According to the industry distribution chart, Tyro Payments ranks #1325 out of 2871 companies in the Software industry, placing it in the top 46.2%.
Is Tyro Payments' EV-to-OCF too high?
Tyro Payments' current EV-to-OCF of 6.16 is 37% below median its 10-year median of 9.80. The Software industry median EV-to-OCF is 6.78. Tyro Payments' value of 6.16 is 9.1% below this industry median. Based on the distribution chart, Tyro Payments ranks #1325 out of 2871 companies in the Software industry, which is above the industry midpoint. Overall, Tyro Payments has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' EV-to-OCF compare to MSFT and ORCL?
According to the Software industry distribution chart, Tyro Payments ranks #1325 out of 2871 companies for EV-to-OCF. This puts Tyro Payments in the upper half of its industry. The industry median EV-to-OCF is 6.78. Tyro Payments' value of 6.16 is 9.1% below this benchmark. While the company's 10-year median is 9.80 vs. the industry median of 6.78, Tyro Payments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Software company?
The median EV-to-OCF among Software companies is 6.78, based on 2,871 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tyro Payments's current EV-to-OCF of 6.16 is 9.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median EV-to-OCF is 6.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tyro Payments's current EV-to-OCF is 6.16, which is 37% below median its own 10-year median of 9.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Based on GuruFocus' analysis, Tyro Payments (TYPMF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.69, compared to a current price of $0.53 — trading 23.8% below its estimated fair value. The current EV-to-OCF is 6.16, which is 37% below median its 10-year median of 9.80 and 9.1% below the Software industry median of 6.78. Tyro Payments' overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Tyro Payments (TYPMF), the current EV-to-OCF is 6.16 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tyro Payments (TYPMF) Overvalued in 2026?
Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued.
The current stock price of $0.53 is trading 23.8% below its estimated GF Value™ of $0.69.
GuruFocus considers Tyro Payments to be Modestly Undervalued.
Key valuation signals for TYPMF:
EV-to-OCF: 6.16 (37% below median its 10-year median of 9.80)
GF Value™: $0.69 vs. price of $0.53 (23.8% below fair value)
Industry Position: 9.1% below the Software median (#1325 of 2871)
No single metric tells the full story. See the TYPMF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
54GF Score
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