Doverie Obed Hl (XBUL:DUH) Days Payable: 39.87 (As of Mar. 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XBUL:DUH Doverie Obed Hl XBUL:DUH
86 GF Score
Price €5.46
GF Value €10.60
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Doverie Obed Hl Days Payable?

Doverie Obed Hl XBUL:DUH +3.41% 86 Days Payable is 39.87 as of Mar. 2026, which is 4% above its 10-year median of 38.23. GuruFocus rates XBUL:DUH with a GF Score™ of 86/100 and a GF Value™ of €10.60 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 32 Banks companies, Doverie Obed Hl ranks better than 53.12% on this metric.

Doverie Obed Hl's average Accounts Payable for the three months ended in Mar. 2026 was €21.2 Mil. Doverie Obed Hl's Cost of Goods Sold for the three months ended in Mar. 2026 was €48.6 Mil. Hence, Doverie Obed Hl's Days Payable for the three months ended in Mar. 2026 was 39.87.

The historical rank and industry rank for Doverie Obed Hl's Days Payable or its related term are showing as below:

XBUL:DUH' s Days Payable Range Over the Past 10 Years
Min: 34.4   Med: 38.23   Max: 215.55
Current: 37.96

During the past 13 years, Doverie Obed Hl's highest Days Payable was 215.55. The lowest was 34.40. And the median was 38.23.

XBUL:DUH's Days Payable is ranked better than
53.12% of 32 companies
in the Banks industry
Industry Median: 32.045 vs XBUL:DUH: 37.96

Doverie Obed Hl's Days Payable declined from Mar. 2025 (41.84) to Mar. 2026 (39.87). It may suggest that Doverie Obed Hl accelerated paying its suppliers.


Doverie Obed Hl Days Payable Historical Data

* Premium members only.

The historical data trend for Doverie Obed Hl's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Doverie Obed Hl Days Payable Chart

Doverie Obed Hl Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37.92 35.53 34.43 34.40 35.52

Doverie Obed Hl Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41.84 34.83 40.55 38.28 39.87

XBUL:DUH vs PNC, USB: Days Payable Comparison

For the Banks - Regional subindustry, Doverie Obed Hl's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Doverie Obed Hl Days Payable vs Banks Industry

For the Banks industry and Financial Services sector, Doverie Obed Hl's Days Payable distribution charts can be found below:

* The bar in red indicates where Doverie Obed Hl's Days Payable falls into.


XBUL:DUH
86GF Score
Doverie Obed Hl XBUL:DUH
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Doverie Obed Hl Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Doverie Obed Hl's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (17.846 + 20.008) / 2 ) / 194.474*365
=18.927 / 194.474*365
=35.52

Doverie Obed Hl's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (20.008 + 22.427) / 2 ) / 48.565*365 / 4
=21.2175 / 48.565*365 / 4
=39.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 39.87 mean?
Doverie Obed Hl (XBUL:DUH) has a Days Payable of 39.87 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Doverie Obed Hl and its competitors. This is near median its historical median of 38.23. Over the past decade, Doverie Obed Hl's Days Payable has ranged from 34.40 to 215.55. According to the industry distribution chart, Doverie Obed Hl ranks #15 out of 32 companies in the Banks industry, placing it in the top 46.9%.
Is Doverie Obed Hl's Days Payable too high?
Doverie Obed Hl's current Days Payable of 39.87 is near median its 10-year median of 38.23. Over the past 10 years, this metric has ranged from a low of 34.40 to a high of 215.55. The Banks industry median Days Payable is 32.05. Doverie Obed Hl's value of 39.87 is 24.4% above this industry median. Based on the distribution chart, Doverie Obed Hl ranks #15 out of 32 companies in the Banks industry, which is above the industry midpoint. Overall, Doverie Obed Hl has a GF Score™ of 86/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Doverie Obed Hl's Days Payable compare to PNC and USB?
According to the Banks industry distribution chart, Doverie Obed Hl ranks #15 out of 32 companies for Days Payable. This puts Doverie Obed Hl in the upper half of its industry. The industry median Days Payable is 32.05. Doverie Obed Hl's value of 39.87 is 24.4% above this benchmark. Historically, Doverie Obed Hl's own Days Payable has ranged from 34.40 to 215.55 over the past decade. While the company's 10-year median is 38.23 vs. the industry median of 32.05, Doverie Obed Hl has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Banks company?
The median Days Payable among Banks companies is 32.05, based on 32 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Doverie Obed Hl's current Days Payable of 39.87 is 24.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Doverie Obed Hl and its competitors. For the Banks industry, the median Days Payable is 32.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Doverie Obed Hl's current Days Payable is 39.87, which is near median its own 10-year median of 38.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Doverie Obed Hl stock overvalued right now?
Based on GuruFocus' analysis, Doverie Obed Hl (XBUL:DUH) is currently considered Possible Value Trap. The stock's GF Value™ is €10.60, compared to a current price of €5.46 — trading 48.5% below its estimated fair value. The current Days Payable is 39.87, which is near median its 10-year median of 38.23 and 24.4% above the Banks industry median of 32.05. Doverie Obed Hl's overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Doverie Obed Hl (XBUL:DUH), the current Days Payable is 39.87 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Doverie Obed Hl (XBUL:DUH) Overvalued in 2026?

Based on GuruFocus' analysis, Doverie Obed Hl stock appears to be undervalued. The current stock price of €5.46 is trading 48.5% below its estimated GF Value™ of €10.60. GuruFocus considers Doverie Obed Hl to be Possible Value Trap.

Key valuation signals for XBUL:DUH:

  • Days Payable: 39.87 (near median its 10-year median of 38.23)
  • GF Value™: €10.60 vs. price of €5.46 (48.5% below fair value)
  • GF Score™: 86/100 with 5 warning signs
  • Industry Position: 24.4% above the Banks median (#15 of 32)

No single metric tells the full story. See the XBUL:DUH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Doverie Obed Hl Business Description

Address 5 Lachezar Stanchev Street, Building A, floor 7, Sopharma Business Towers, Sofia, BGR, 1756
Doverie Obed Hl is a holding company that unites companies which carry out their activities in the field of commercial banking, health care, wine making, residential building, household chemicals, purchase/sale of DIY goods, renting out real estate and movable property, and others. The company has the following operating segments Banking sector, Insurance sector, Trade in 'do it yourself' goods, Non-financial enterprises performing financial services, Medical services, Detergents & household chemicals, and Others The majority of revenue is from the Banking sector.
86GF Score

Get the complete analysis for XBUL:DUH

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.46
Price
€10.60
GF Value