Doverie Obed Hl (XBUL:DUH) Net Margin %: 21.97% (As of Mar. 2026) — 71% Above Median

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XBUL:DUH Doverie Obed Hl XBUL:DUH
86 GF Score
Price €5.46
GF Value €10.60
Valuation Possible Value Trap
! 5 Warning Signs
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What is Doverie Obed Hl Net Margin %?

Doverie Obed Hl XBUL:DUH +3.41% 86 Net Margin % is 21.97% as of Mar. 2026, which is 71% above its 10-year median of 12.84. GuruFocus rates XBUL:DUH with a GF Score™ of 86/100 and a GF Value™ of €10.60 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,526 Banks companies, Doverie Obed Hl ranks worse than 78.96% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Doverie Obed Hl's Net Income for the three months ended in Mar. 2026 was €18.7 Mil. Doverie Obed Hl's Revenue for the three months ended in Mar. 2026 was €85.3 Mil. Therefore, Doverie Obed Hl's net margin for the quarter that ended in Mar. 2026 was 21.97%.

The historical rank and industry rank for Doverie Obed Hl's Net Margin % or its related term are showing as below:

XBUL:DUH' s Net Margin % Range Over the Past 10 Years
Min: -1.08   Med: 12.84   Max: 110.83
Current: 16.64


XBUL:DUH's Net Margin % is ranked worse than
78.96% of 1526 companies
in the Banks industry
Industry Median: 27.095 vs XBUL:DUH: 16.64

Doverie Obed Hl  (XBUL:DUH) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Doverie Obed Hl Net Margin % Related Terms


Doverie Obed Hl Net Margin % Historical Data

* Premium members only.

The historical data trend for Doverie Obed Hl's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Doverie Obed Hl Net Margin % Chart

Doverie Obed Hl Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.58 14.45 12.36 13.31 18.42

Doverie Obed Hl Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.47 15.09 19.39 10.12 21.97

XBUL:DUH vs PNC, USB: Net Margin % Comparison

For the Banks - Regional subindustry, Doverie Obed Hl's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Doverie Obed Hl Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Doverie Obed Hl's Net Margin % distribution charts can be found below:

* The bar in red indicates where Doverie Obed Hl's Net Margin % falls into.


XBUL:DUH
86GF Score
Doverie Obed Hl XBUL:DUH
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Doverie Obed Hl Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Doverie Obed Hl's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=62.7/340.348
=18.42 %

Doverie Obed Hl's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=18.744/85.326
=21.97 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 21.97% mean?
Doverie Obed Hl (XBUL:DUH) has a Net Margin % of 21.97% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Doverie Obed Hl and its competitors. This is 71% above median its historical median of 12.84. According to the industry distribution chart, Doverie Obed Hl ranks #1205 out of 1526 companies in the Banks industry, placing it in the top 79%.
Is Doverie Obed Hl's Net Margin % too high?
Doverie Obed Hl's current Net Margin % of 21.97% is 71% above median its 10-year median of 12.84. The Banks industry median Net Margin % is 27.10. Doverie Obed Hl's value of 21.97% is 18.9% below this industry median. Based on the distribution chart, Doverie Obed Hl ranks #1205 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Doverie Obed Hl has a GF Score™ of 86/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Doverie Obed Hl's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Doverie Obed Hl ranks #1205 out of 1526 companies for Net Margin %. This places Doverie Obed Hl in the lower half of its industry. The industry median Net Margin % is 27.10. Doverie Obed Hl's value of 21.97% is 18.9% below this benchmark. While the company's 10-year median is 12.84 vs. the industry median of 27.10, Doverie Obed Hl has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.10, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Doverie Obed Hl's current Net Margin % of 21.97% is 18.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Doverie Obed Hl and its competitors. For the Banks industry, the median Net Margin % is 27.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Doverie Obed Hl's current Net Margin % is 21.97%, which is 71% above median its own 10-year median of 12.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Doverie Obed Hl stock overvalued right now?
Based on GuruFocus' analysis, Doverie Obed Hl (XBUL:DUH) is currently considered Possible Value Trap. The stock's GF Value™ is €10.60, compared to a current price of €5.46 — trading 48.5% below its estimated fair value. The current Net Margin % is 21.97%, which is 71% above median its 10-year median of 12.84 and 18.9% below the Banks industry median of 27.10. Doverie Obed Hl's overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Doverie Obed Hl (XBUL:DUH), the current Net Margin % is 21.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Doverie Obed Hl (XBUL:DUH) Overvalued in 2026?

Based on GuruFocus' analysis, Doverie Obed Hl stock appears to be undervalued. The current stock price of €5.46 is trading 48.5% below its estimated GF Value™ of €10.60. GuruFocus considers Doverie Obed Hl to be Possible Value Trap.

Key valuation signals for XBUL:DUH:

  • Net Margin %: 21.97% (71% above median its 10-year median of 12.84)
  • GF Value™: €10.60 vs. price of €5.46 (48.5% below fair value)
  • GF Score™: 86/100 with 5 warning signs
  • Industry Position: 18.9% below the Banks median (#1205 of 1526)

No single metric tells the full story. See the XBUL:DUH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Doverie Obed Hl Business Description

Address 5 Lachezar Stanchev Street, Building A, floor 7, Sopharma Business Towers, Sofia, BGR, 1756
Doverie Obed Hl is a holding company that unites companies which carry out their activities in the field of commercial banking, health care, wine making, residential building, household chemicals, purchase/sale of DIY goods, renting out real estate and movable property, and others. The company has the following operating segments Banking sector, Insurance sector, Trade in 'do it yourself' goods, Non-financial enterprises performing financial services, Medical services, Detergents & household chemicals, and Others The majority of revenue is from the Banking sector.
86GF Score

Get the complete analysis for XBUL:DUH

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.46
Price
€10.60
GF Value