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Doverie Obed HlXBUL:DUH -1.62%83 ROC (Joel Greenblatt) % is 86.28% as of Jun. 2026, which is 30% above its 10-year median of 66.50. GuruFocus rates XBUL:DUH with a GF Score™ of 83/100 and a GF Value™ of €10.56 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 47 Banks companies, Doverie Obed Hl ranks better than 57.45% on this metric.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Doverie Obed Hl's annualized ROC (Joel Greenblatt) % for the quarter that ended in Jun. 2026 was 86.28%.
The historical rank and industry rank for Doverie Obed Hl's ROC (Joel Greenblatt) % or its related term are showing as below:
XBUL:DUH'
s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 1.89 Med: 66.5 Max: 172.05
Current: 85.71
During the past 13 years, Doverie Obed Hl's highest ROC (Joel Greenblatt) % was 172.05%. The lowest was 1.89%. And the median was 66.50%.
XBUL:DUH's ROC (Joel Greenblatt) % is ranked better than 57.45% of 47
companies
in the Banks industry
Industry Median: 54.45
vs XBUL:DUH: 85.71
Doverie Obed Hl's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 21.80% per year.
The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.
Doverie Obed Hl ROC (Joel Greenblatt) % Related Terms
Doverie Obed Hl ROC (Joel Greenblatt) % Historical Data
* Premium members only.
The historical data trend for Doverie Obed Hl's ROC (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBUL:DUH vs USB, PNC: ROC (Joel Greenblatt) % Comparison
For the Banks - Regional subindustry, Doverie Obed Hl's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Doverie Obed Hl ROC (Joel Greenblatt) % vs Banks Industry
For the Banks industry and Financial Services sector, Doverie Obed Hl's ROC (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Doverie Obed Hl's ROC (Joel Greenblatt) % falls into.
Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:
EBIT stands for Earnings Before Interest and Taxes.
Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.
GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.
Note:
The EBIT data used here is four times the quarterly (Jun. 2026) EBIT data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROC (Joel Greenblatt) % of 86.28% mean?
Doverie Obed Hl (XBUL:DUH) has a ROC (Joel Greenblatt) % of 86.28% as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Doverie Obed Hl and its competitors. This is 30% above median its historical median of 66.50. Over the past decade, Doverie Obed Hl's ROC (Joel Greenblatt) % has ranged from 1.89 to 172.05. According to the industry distribution chart, Doverie Obed Hl ranks #20 out of 47 companies in the Banks industry, placing it in the top 42.6%.
Is Doverie Obed Hl's ROC (Joel Greenblatt) % too high?
Doverie Obed Hl's current ROC (Joel Greenblatt) % of 86.28% is 30% above median its 10-year median of 66.50. Over the past 10 years, this metric has ranged from a low of 1.89 to a high of 172.05. The Banks industry median ROC (Joel Greenblatt) % is 54.45. Doverie Obed Hl's value of 86.28% is 58.5% above this industry median. Based on the distribution chart, Doverie Obed Hl ranks #20 out of 47 companies in the Banks industry, which is above the industry midpoint. Overall, Doverie Obed Hl has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Doverie Obed Hl's ROC (Joel Greenblatt) % compare to USB and PNC?
According to the Banks industry distribution chart, Doverie Obed Hl ranks #20 out of 47 companies for ROC (Joel Greenblatt) %. This puts Doverie Obed Hl in the upper half of its industry. The industry median ROC (Joel Greenblatt) % is 54.45. Doverie Obed Hl's value of 86.28% is 58.5% above this benchmark. Historically, Doverie Obed Hl's own ROC (Joel Greenblatt) % has ranged from 1.89 to 172.05 over the past decade. While the company's 10-year median is 66.50 vs. the industry median of 54.45, Doverie Obed Hl has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 54.45, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Doverie Obed Hl's current ROC (Joel Greenblatt) % of 86.28% is 58.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Doverie Obed Hl and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 54.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Doverie Obed Hl's current ROC (Joel Greenblatt) % is 86.28%, which is 30% above median its own 10-year median of 66.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Doverie Obed Hl stock overvalued right now?
Based on GuruFocus' analysis, Doverie Obed Hl (XBUL:DUH) is currently considered Possible Value Trap. The stock's GF Value™ is €10.56, compared to a current price of €7.30 — trading 30.9% below its estimated fair value. The current ROC (Joel Greenblatt) % is 86.28%, which is 30% above median its 10-year median of 66.50 and 58.5% above the Banks industry median of 54.45. Doverie Obed Hl's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Doverie Obed Hl (XBUL:DUH), the current ROC (Joel Greenblatt) % is 86.28% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Doverie Obed Hl (XBUL:DUH) Overvalued in 2026?
Based on GuruFocus' analysis, Doverie Obed Hl stock appears to be undervalued.
The current stock price of €7.30 is trading 30.9% below its estimated GF Value™ of €10.56.
GuruFocus considers Doverie Obed Hl to be Possible Value Trap.
Key valuation signals for XBUL:DUH:
ROC (Joel Greenblatt) %: 86.28% (30% above median its 10-year median of 66.50)
GF Value™: €10.56 vs. price of €7.30 (30.9% below fair value)
Industry Position: 58.5% above the Banks median (#20 of 47)
No single metric tells the full story. See the XBUL:DUH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Doverie Obed Hl is a holding company that unites companies which carry out their activities in the field of commercial banking, health care, wine making, residential building, household chemicals, purchase/sale of DIY goods, renting out real estate and movable property, and others. The company has the following operating segments Banking sector, Insurance sector, Trade in 'do it yourself' goods, Non-financial enterprises performing financial services, Medical services, Detergents & household chemicals, and Others The majority of revenue is from the Banking sector.
83GF Score
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