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Doverie Obed HlXBUL:DUH -1.62%83 Return-on-Tangible-Asset is 3.09% as of Jun. 2026, which is 39% above its 10-year median of 2.22. GuruFocus rates XBUL:DUH with a GF Score™ of 83/100 and a GF Value™ of €10.56 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,519 Banks companies, Doverie Obed Hl ranks better than 93.94% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Doverie Obed Hl's annualizedNet Income for the quarter that ended in Jun. 2026 was €74.4 Mil. Doverie Obed Hl's average total tangible assets for the quarter that ended in Jun. 2026 was €2,412.0 Mil. Therefore, Doverie Obed Hl's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 3.09%.
The historical rank and industry rank for Doverie Obed Hl's Return-on-Tangible-Asset or its related term are showing as below:
XBUL:DUH'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -0.79 Med: 2.22 Max: 15.61
Current: 2.77
During the past 13 years, Doverie Obed Hl's highest Return-on-Tangible-Asset was 15.61%. The lowest was -0.79%. And the median was 2.22%.
XBUL:DUH's Return-on-Tangible-Asset is ranked better than 93.94% of 1519
companies
in the Banks industry
Industry Median: 1.02
vs XBUL:DUH: 2.77
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Doverie Obed Hl Return-on-Tangible-Asset Related Terms
Doverie Obed Hl Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Doverie Obed Hl's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBUL:DUH vs USB, PNC: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Doverie Obed Hl's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Doverie Obed Hl Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Doverie Obed Hl's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Doverie Obed Hl's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 3.09% mean?
Doverie Obed Hl (XBUL:DUH) has a Return-on-Tangible-Asset of 3.09% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Doverie Obed Hl and its competitors. This is 39% above median its historical median of 2.22. According to the industry distribution chart, Doverie Obed Hl ranks #92 out of 1519 companies in the Banks industry, placing it in the top 6.1%.
Is Doverie Obed Hl's Return-on-Tangible-Asset too high?
Doverie Obed Hl's current Return-on-Tangible-Asset of 3.09% is 39% above median its 10-year median of 2.22. The Banks industry median Return-on-Tangible-Asset is 1.02. Doverie Obed Hl's value of 3.09% is 202.9% above this industry median. Based on the distribution chart, Doverie Obed Hl ranks #92 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Doverie Obed Hl has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Doverie Obed Hl's Return-on-Tangible-Asset compare to USB and PNC?
According to the Banks industry distribution chart, Doverie Obed Hl ranks #92 out of 1519 companies for Return-on-Tangible-Asset. This places Doverie Obed Hl in the top 6% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.02. Doverie Obed Hl's value of 3.09% is 202.9% above this benchmark. While the company's 10-year median is 2.22 vs. the industry median of 1.02, Doverie Obed Hl has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.02, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Doverie Obed Hl's current Return-on-Tangible-Asset of 3.09% is 202.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Doverie Obed Hl and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Doverie Obed Hl's current Return-on-Tangible-Asset is 3.09%, which is 39% above median its own 10-year median of 2.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Doverie Obed Hl stock overvalued right now?
Based on GuruFocus' analysis, Doverie Obed Hl (XBUL:DUH) is currently considered Possible Value Trap. The stock's GF Value™ is €10.56, compared to a current price of €7.30 — trading 30.9% below its estimated fair value. The current Return-on-Tangible-Asset is 3.09%, which is 39% above median its 10-year median of 2.22 and 202.9% above the Banks industry median of 1.02. Doverie Obed Hl's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Doverie Obed Hl (XBUL:DUH), the current Return-on-Tangible-Asset is 3.09% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Doverie Obed Hl (XBUL:DUH) Overvalued in 2026?
Based on GuruFocus' analysis, Doverie Obed Hl stock appears to be undervalued.
The current stock price of €7.30 is trading 30.9% below its estimated GF Value™ of €10.56.
GuruFocus considers Doverie Obed Hl to be Possible Value Trap.
Key valuation signals for XBUL:DUH:
Return-on-Tangible-Asset: 3.09% (39% above median its 10-year median of 2.22)
GF Value™: €10.56 vs. price of €7.30 (30.9% below fair value)
Industry Position: 202.9% above the Banks median (#92 of 1519)
No single metric tells the full story. See the XBUL:DUH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Doverie Obed Hl is a holding company that unites companies which carry out their activities in the field of commercial banking, health care, wine making, residential building, household chemicals, purchase/sale of DIY goods, renting out real estate and movable property, and others. The company has the following operating segments Banking sector, Insurance sector, Trade in 'do it yourself' goods, Non-financial enterprises performing financial services, Medical services, Detergents & household chemicals, and Others The majority of revenue is from the Banking sector.
83GF Score
Get the complete analysis for XBUL:DUH
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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