Doverie Obed Hl (XBUL:DUH) Pretax Margin %: 29.46% (As of Mar. 2026) — 45% Above Median

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XBUL:DUH Doverie Obed Hl XBUL:DUH
86 GF Score
Price €5.46
GF Value €10.60
Valuation Possible Value Trap
! 5 Warning Signs
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What is Doverie Obed Hl Pretax Margin %?

Doverie Obed Hl XBUL:DUH +3.41% 86 Pretax Margin % is 29.46% as of Mar. 2026, which is 45% above its 10-year median of 20.36. GuruFocus rates XBUL:DUH with a GF Score™ of 86/100 and a GF Value™ of €10.60 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,525 Banks companies, Doverie Obed Hl ranks worse than 74.16% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Doverie Obed Hl's Pre-Tax Income for the three months ended in Mar. 2026 was €25.1 Mil. Doverie Obed Hl's Revenue for the three months ended in Mar. 2026 was €85.3 Mil. Therefore, Doverie Obed Hl's pretax margin for the quarter that ended in Mar. 2026 was 29.46%.

The historical rank and industry rank for Doverie Obed Hl's Pretax Margin % or its related term are showing as below:

XBUL:DUH' s Pretax Margin % Range Over the Past 10 Years
Min: 0.18   Med: 20.36   Max: 115.68
Current: 24.51


XBUL:DUH's Pretax Margin % is ranked worse than
74.16% of 1525 companies
in the Banks industry
Industry Median: 35.38 vs XBUL:DUH: 24.51

Doverie Obed Hl  (XBUL:DUH) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Doverie Obed Hl Pretax Margin % Related Terms


Doverie Obed Hl Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Doverie Obed Hl's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Doverie Obed Hl Pretax Margin % Chart

Doverie Obed Hl Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.43 21.54 19.29 21.65 26.63

Doverie Obed Hl Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.45 22.08 27.17 19.30 29.46

XBUL:DUH vs PNC, USB: Pretax Margin % Comparison

For the Banks - Regional subindustry, Doverie Obed Hl's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Doverie Obed Hl Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Doverie Obed Hl's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Doverie Obed Hl's Pretax Margin % falls into.


XBUL:DUH
86GF Score
Doverie Obed Hl XBUL:DUH
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Doverie Obed Hl Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Doverie Obed Hl's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=90.635/340.348
=26.63 %

Doverie Obed Hl's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=25.141/85.326
=29.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 29.46% mean?
Doverie Obed Hl (XBUL:DUH) has a Pretax Margin % of 29.46% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Doverie Obed Hl and its competitors. This is 45% above median its historical median of 20.36. Over the past decade, Doverie Obed Hl's Pretax Margin % has ranged from 0.18 to 115.68. According to the industry distribution chart, Doverie Obed Hl ranks #1131 out of 1525 companies in the Banks industry, placing it in the top 74.2%.
Is Doverie Obed Hl's Pretax Margin % too high?
Doverie Obed Hl's current Pretax Margin % of 29.46% is 45% above median its 10-year median of 20.36. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 115.68. The Banks industry median Pretax Margin % is 35.38. Doverie Obed Hl's value of 29.46% is 16.7% below this industry median. Based on the distribution chart, Doverie Obed Hl ranks #1131 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Doverie Obed Hl has a GF Score™ of 86/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Doverie Obed Hl's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Doverie Obed Hl ranks #1131 out of 1525 companies for Pretax Margin %. This places Doverie Obed Hl in the lower half of its industry. The industry median Pretax Margin % is 35.38. Doverie Obed Hl's value of 29.46% is 16.7% below this benchmark. Historically, Doverie Obed Hl's own Pretax Margin % has ranged from 0.18 to 115.68 over the past decade. While the company's 10-year median is 20.36 vs. the industry median of 35.38, Doverie Obed Hl has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.38, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Doverie Obed Hl's current Pretax Margin % of 29.46% is 16.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Doverie Obed Hl and its competitors. For the Banks industry, the median Pretax Margin % is 35.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Doverie Obed Hl's current Pretax Margin % is 29.46%, which is 45% above median its own 10-year median of 20.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Doverie Obed Hl stock overvalued right now?
Based on GuruFocus' analysis, Doverie Obed Hl (XBUL:DUH) is currently considered Possible Value Trap. The stock's GF Value™ is €10.60, compared to a current price of €5.46 — trading 48.5% below its estimated fair value. The current Pretax Margin % is 29.46%, which is 45% above median its 10-year median of 20.36 and 16.7% below the Banks industry median of 35.38. Doverie Obed Hl's overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Doverie Obed Hl (XBUL:DUH), the current Pretax Margin % is 29.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Doverie Obed Hl (XBUL:DUH) Overvalued in 2026?

Based on GuruFocus' analysis, Doverie Obed Hl stock appears to be undervalued. The current stock price of €5.46 is trading 48.5% below its estimated GF Value™ of €10.60. GuruFocus considers Doverie Obed Hl to be Possible Value Trap.

Key valuation signals for XBUL:DUH:

  • Pretax Margin %: 29.46% (45% above median its 10-year median of 20.36)
  • GF Value™: €10.60 vs. price of €5.46 (48.5% below fair value)
  • GF Score™: 86/100 with 5 warning signs
  • Industry Position: 16.7% below the Banks median (#1131 of 1525)

No single metric tells the full story. See the XBUL:DUH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Doverie Obed Hl Business Description

Address 5 Lachezar Stanchev Street, Building A, floor 7, Sopharma Business Towers, Sofia, BGR, 1756
Doverie Obed Hl is a holding company that unites companies which carry out their activities in the field of commercial banking, health care, wine making, residential building, household chemicals, purchase/sale of DIY goods, renting out real estate and movable property, and others. The company has the following operating segments Banking sector, Insurance sector, Trade in 'do it yourself' goods, Non-financial enterprises performing financial services, Medical services, Detergents & household chemicals, and Others The majority of revenue is from the Banking sector.
86GF Score

Get the complete analysis for XBUL:DUH

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.46
Price
€10.60
GF Value