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Doverie Obed HlXBUL:DUH +3.41%86 Return-on-Tangible-Equity is 21.68% as of Mar. 2026, which is 36% above its 10-year median of 15.89. GuruFocus rates XBUL:DUH with a GF Score™ of 86/100 and a GF Value™ of €10.60 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,522 Banks companies, Doverie Obed Hl ranks better than 84.82% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Doverie Obed Hl's annualized net income for the quarter that ended in Mar. 2026 was €75.0 Mil. Doverie Obed Hl's average shareholder tangible equity for the quarter that ended in Mar. 2026 was €345.8 Mil. Therefore, Doverie Obed Hl's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 21.68%.
The historical rank and industry rank for Doverie Obed Hl's Return-on-Tangible-Equity or its related term are showing as below:
XBUL:DUH'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -2.24 Med: 15.89 Max: 121.56
Current: 17.85
During the past 13 years, Doverie Obed Hl's highest Return-on-Tangible-Equity was 121.56%. The lowest was -2.24%. And the median was 15.89%.
XBUL:DUH's Return-on-Tangible-Equity is ranked better than 84.82% of 1522
companies
in the Banks industry
Industry Median: 11.35
vs XBUL:DUH: 17.85
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Doverie Obed Hl Return-on-Tangible-Equity Related Terms
Doverie Obed Hl Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Doverie Obed Hl's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XBUL:DUH vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Doverie Obed Hl's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Doverie Obed Hl Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Doverie Obed Hl's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Doverie Obed Hl's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 21.68% mean?
Doverie Obed Hl (XBUL:DUH) has a Return-on-Tangible-Equity of 21.68% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Doverie Obed Hl and its competitors. This is 36% above median its historical median of 15.89. According to the industry distribution chart, Doverie Obed Hl ranks #231 out of 1522 companies in the Banks industry, placing it in the top 15.2%.
Is Doverie Obed Hl's Return-on-Tangible-Equity too high?
Doverie Obed Hl's current Return-on-Tangible-Equity of 21.68% is 36% above median its 10-year median of 15.89. The Banks industry median Return-on-Tangible-Equity is 11.35. Doverie Obed Hl's value of 21.68% is 91% above this industry median. Based on the distribution chart, Doverie Obed Hl ranks #231 out of 1522 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Doverie Obed Hl has a GF Score™ of 86/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Doverie Obed Hl's Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Doverie Obed Hl ranks #231 out of 1522 companies for Return-on-Tangible-Equity. This places Doverie Obed Hl in the top 15% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.35. Doverie Obed Hl's value of 21.68% is 91% above this benchmark. While the company's 10-year median is 15.89 vs. the industry median of 11.35, Doverie Obed Hl has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.35, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Doverie Obed Hl's current Return-on-Tangible-Equity of 21.68% is 91% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Doverie Obed Hl and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Doverie Obed Hl's current Return-on-Tangible-Equity is 21.68%, which is 36% above median its own 10-year median of 15.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Doverie Obed Hl stock overvalued right now?
Based on GuruFocus' analysis, Doverie Obed Hl (XBUL:DUH) is currently considered Possible Value Trap. The stock's GF Value™ is €10.60, compared to a current price of €5.46 — trading 48.5% below its estimated fair value. The current Return-on-Tangible-Equity is 21.68%, which is 36% above median its 10-year median of 15.89 and 91% above the Banks industry median of 11.35. Doverie Obed Hl's overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Doverie Obed Hl (XBUL:DUH), the current Return-on-Tangible-Equity is 21.68% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Doverie Obed Hl (XBUL:DUH) Overvalued in 2026?
Based on GuruFocus' analysis, Doverie Obed Hl stock appears to be undervalued.
The current stock price of €5.46 is trading 48.5% below its estimated GF Value™ of €10.60.
GuruFocus considers Doverie Obed Hl to be Possible Value Trap.
Key valuation signals for XBUL:DUH:
Return-on-Tangible-Equity: 21.68% (36% above median its 10-year median of 15.89)
GF Value™: €10.60 vs. price of €5.46 (48.5% below fair value)
Industry Position: 91% above the Banks median (#231 of 1522)
No single metric tells the full story. See the XBUL:DUH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Doverie Obed Hl is a holding company that unites companies which carry out their activities in the field of commercial banking, health care, wine making, residential building, household chemicals, purchase/sale of DIY goods, renting out real estate and movable property, and others. The company has the following operating segments Banking sector, Insurance sector, Trade in 'do it yourself' goods, Non-financial enterprises performing financial services, Medical services, Detergents & household chemicals, and Others The majority of revenue is from the Banking sector.
86GF Score
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