Doverie Obed Hl (XBUL:DUH) Margin of Safety % (DCF Earnings Based): 94.27% (As of Aug. 09, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XBUL:DUH Doverie Obed Hl XBUL:DUH
86 GF Score
Price €5.46
GF Value €10.60
Valuation Possible Value Trap
! 5 Warning Signs
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What is Doverie Obed Hl Margin of Safety % (DCF Earnings Based)?

Doverie Obed Hl XBUL:DUH +3.41% 86 Margin of Safety % (DCF Earnings Based) is 94.27% as of Aug. 09, 2026. GuruFocus rates XBUL:DUH with a GF Score™ of 86/100 and a GF Value™ of €10.60 (Possible Value Trap). The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-08-09), Doverie Obed Hl's Predictability Rank is 3.5-Stars. Doverie Obed Hl's intrinsic value calculated from the Discounted Earnings model is €95.25 and current share price is €5.46. Consequently,

Doverie Obed Hl's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 94.27%.


XBUL:DUH vs PNC, USB: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Doverie Obed Hl's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Doverie Obed Hl Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Doverie Obed Hl's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Doverie Obed Hl's Margin of Safety % (DCF Earnings Based) falls into.


XBUL:DUH
86GF Score
Doverie Obed Hl XBUL:DUH
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Doverie Obed Hl Margin of Safety % (DCF Earnings Based) Calculation

Doverie Obed Hl's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(95.25-5.46)/95.25
=94.27 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 94.27% mean?
Doverie Obed Hl (XBUL:DUH) has a Margin of Safety % (DCF Earnings Based) of 94.27% as of Aug. 09, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Doverie Obed Hl.
Is Doverie Obed Hl's Margin of Safety % (DCF Earnings Based) too high?
Doverie Obed Hl's current Margin of Safety % (DCF Earnings Based) is 94.27%. Overall, Doverie Obed Hl has a GF Score™ of 86/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Doverie Obed Hl's Margin of Safety % (DCF Earnings Based) compare to PNC and USB?
Doverie Obed Hl's Margin of Safety % (DCF Earnings Based) of 94.27% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Doverie Obed Hl. Doverie Obed Hl's current Margin of Safety % (DCF Earnings Based) is 94.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Doverie Obed Hl stock overvalued right now?
Based on GuruFocus' analysis, Doverie Obed Hl (XBUL:DUH) is currently considered Possible Value Trap. The stock's GF Value™ is €10.60, compared to a current price of €5.46 — trading 48.5% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 94.27%. Doverie Obed Hl's overall GF Score™ is 86/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Doverie Obed Hl (XBUL:DUH), the current Margin of Safety % (DCF Earnings Based) is 94.27% as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Doverie Obed Hl (XBUL:DUH) Overvalued in 2026?

Based on GuruFocus' analysis, Doverie Obed Hl stock appears to be undervalued. The current stock price of €5.46 is trading 48.5% below its estimated GF Value™ of €10.60. GuruFocus considers Doverie Obed Hl to be Possible Value Trap.

Key valuation signals for XBUL:DUH:

  • Margin of Safety % (DCF Earnings Based): 94.27%
  • GF Value™: €10.60 vs. price of €5.46 (48.5% below fair value)
  • GF Score™: 86/100 with 5 warning signs

No single metric tells the full story. See the XBUL:DUH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Doverie Obed Hl Business Description

Address 5 Lachezar Stanchev Street, Building A, floor 7, Sopharma Business Towers, Sofia, BGR, 1756
Doverie Obed Hl is a holding company that unites companies which carry out their activities in the field of commercial banking, health care, wine making, residential building, household chemicals, purchase/sale of DIY goods, renting out real estate and movable property, and others. The company has the following operating segments Banking sector, Insurance sector, Trade in 'do it yourself' goods, Non-financial enterprises performing financial services, Medical services, Detergents & household chemicals, and Others The majority of revenue is from the Banking sector.
86GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.46
Price
€10.60
GF Value