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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Doverie Obed Hl's 3-Year RORE % for the quarter that ended in Mar. 2026 was 18.95%.
The industry rank for Doverie Obed Hl's 3-Year RORE % or its related term are showing as below:
XBUL:DUH's 3-Year RORE % is ranked better than 66.35% of 1465
companies
in the Banks industry
Industry Median: 11.47
vs XBUL:DUH: 18.95
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Doverie Obed Hl 3-Year RORE % Related Terms
Doverie Obed Hl 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Doverie Obed Hl's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Doverie Obed Hl's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Doverie Obed Hl 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Doverie Obed Hl's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Doverie Obed Hl's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Doverie Obed Hl (XBUL:DUH) has a 3-Year RORE % of 18.95 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Doverie Obed Hl and its competitors. According to the industry distribution chart, Doverie Obed Hl ranks #493 out of 1465 companies in the Banks industry, placing it in the top 33.7%.
Is Doverie Obed Hl's 3-Year RORE % too high?
Doverie Obed Hl's current 3-Year RORE % is 18.95. The Banks industry median 3-Year RORE % is 11.47. Doverie Obed Hl's value of 18.95 is 65.2% above this industry median. Based on the distribution chart, Doverie Obed Hl ranks #493 out of 1465 companies in the Banks industry, which is above the industry midpoint. Overall, Doverie Obed Hl has a GF Score™ of 83/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Doverie Obed Hl's 3-Year RORE % compare to USB and PNC?
According to the Banks industry distribution chart, Doverie Obed Hl ranks #493 out of 1465 companies for 3-Year RORE %. This puts Doverie Obed Hl in the upper half of its industry. The industry median 3-Year RORE % is 11.47. Doverie Obed Hl's value of 18.95 is 65.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 11.47, based on 1,465 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Doverie Obed Hl's current 3-Year RORE % of 18.95 is 65.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Doverie Obed Hl and its competitors. For the Banks industry, the median 3-Year RORE % is 11.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Doverie Obed Hl's current 3-Year RORE % is 18.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Doverie Obed Hl stock overvalued right now?
Based on GuruFocus' analysis, Doverie Obed Hl (XBUL:DUH) is currently considered Possible Value Trap. The stock's GF Value™ is €10.68, compared to a current price of €7.06 — trading 33.9% below its estimated fair value. The current 3-Year RORE % is 18.95 and 65.2% above the Banks industry median of 11.47. Doverie Obed Hl's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Doverie Obed Hl (XBUL:DUH), the current 3-Year RORE % is 18.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Doverie Obed Hl (XBUL:DUH) Overvalued in 2026?
Based on GuruFocus' analysis, Doverie Obed Hl stock appears to be undervalued.
The current stock price of €7.06 is trading 33.9% below its estimated GF Value™ of €10.68.
GuruFocus considers Doverie Obed Hl to be Possible Value Trap.
Key valuation signals for XBUL:DUH:
3-Year RORE %: 18.95
GF Value™: €10.68 vs. price of €7.06 (33.9% below fair value)
Industry Position: 65.2% above the Banks median (#493 of 1465)
No single metric tells the full story. See the XBUL:DUH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Doverie Obed Hl is a holding company that unites companies which carry out their activities in the field of commercial banking, health care, wine making, residential building, household chemicals, purchase/sale of DIY goods, renting out real estate and movable property, and others. The company has the following operating segments Banking sector, Insurance sector, Trade in 'do it yourself' goods, Non-financial enterprises performing financial services, Medical services, Detergents & household chemicals, and Others The majority of revenue is from the Banking sector.
83GF Score
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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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